| SBFC Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 543959 |
NSE Symbol : SBFC |
P/E(TTM) : 35.02 |
|
ISIN Demat : INE423Y01016 |
Div & Yield% : - |
EPS(TTM) : 2.50 |
|
Book Value(₹) : 25.85 |
Market Cap(₹Cr) : 9,424.45 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 287.07 | 272.02 | 256.15 | 239.29 | 223.50 | 201.86 |
| Other Operating Income | 10.42 | 6.79 | 7.69 | 7.02 | 6.08 | 5.70 |
| Other Income | 0.01 | 0.65 | 0.09 | 0.20 | 0.34 | 1.12 |
| Total Income | 297.51 | 279.45 | 263.94 | 246.51 | 229.93 | 208.67 |
| Interest | 94.76 | 88.30 | 84.58 | 89.16 | 88.61 | 78.70 |
| Employee Expenses | 60.77 | 60.01 | 57.03 | 53.34 | 46.75 | 46.12 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 18.28 | 16.96 | 20.90 | 19.15 | 18.54 | 15.40 |
| TOTAL OPERATING EXPENDITURE | 173.81 | 165.27 | 162.51 | 161.65 | 153.90 | 140.22 |
| Operating Profit Before Prov. & Cont. | 123.70 | 114.18 | 101.43 | 84.86 | 76.03 | 68.45 |
| Provisions & Write Offs | 14.81 | 13.63 | 12.28 | 10.98 | 10.13 | 7.28 |
| Depreciation | 3.76 | 3.63 | 3.42 | 3.25 | 3.12 | 3.08 |
| TOTAL EXPENDITURE | 192.38 | 182.53 | 178.21 | 175.88 | 167.15 | 150.58 |
| Tax | 32.25 | 12.51 | 24.80 | 24.37 | 15.73 | 14.47 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -5.84 | 10.98 | -3.08 | -6.35 | 0.09 | 0.85 |
| Reported Profit After Tax | 78.72 | 73.43 | 64.02 | 52.61 | 46.97 | 42.76 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 78.72 | 73.43 | 64.02 | 52.61 | 46.97 | 42.76 |
| EPS (Unit Curr.) | 0.73 | 0.69 | 0.60 | 0.52 | 0.52 | 0.48 |
| EPS (Adj) (Unit Curr.) | 0.73 | 0.69 | 0.60 | 0.52 | 0.52 | 0.48 |
| Calculated EPS (Unit Curr.) | 0.73 | 0.69 | 0.60 | 0.50 | 0.51 | 0.48 |
| Calculated EPS (Adj) (Unit Curr.) | 0.73 | 0.69 | 0.60 | 0.50 | 0.51 | 0.48 |
| Calculated EPS (Ann.) (Unit Curr.) | 2.94 | 2.74 | 2.40 | 1.99 | 2.05 | 1.92 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 2.94 | 2.74 | 2.40 | 1.99 | 2.05 | 1.92 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 1,072.52 | 1,071.89 | 1,066.72 | 1,059.46 | 916.84 | 889.57 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 70.94 | 69.42 | 67.82 | 68.13 | 69.13 | 69.29 |
| PBDTM(%) | 37.93 | 36.96 | 34.80 | 30.87 | 29.49 | 30.30 |
| PATM(%) | 27.42 | 26.99 | 24.99 | 21.99 | 21.02 | 21.18 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 7,167.00 | 6,822.00 | 6,266.00 | 0.00 | 5,327.00 | 4,943.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 42.63 | 44.74 | 43.50 | 0.00 | 39.56 | 39.30 |
| Capital Adequacy Ratio | 40.84 | 40.50 | 41.50 | 0.00 | 33.55 | 31.90 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.60 | 2.43 | 2.38 | 0.00 | 2.54 | 2.57 |
| (%) Net Non Performing Assets | 1.51 | 1.36 | 1.36 | 0.00 | 1.55 | 1.58 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 534.00 | 724.00 | 713.00 | 0.00 | 655.00 | 632.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |