| Fusion Micro Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 543652 |
NSE Symbol : FUSION |
P/E(TTM) : 8.98 |
|
ISIN Demat : INE139R01012 |
Div & Yield% : - |
EPS(TTM) : 34.70 |
|
Book Value(₹) : 283.03 |
Market Cap(₹Cr) : 3,135.65 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 688.32 | 645.99 | 593.03 | 546.64 | 531.07 | 500.89 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 18.36 | 29.15 | 20.21 | 24.62 | 21.71 | 19.80 |
| Total Income | 706.68 | 675.14 | 613.24 | 571.26 | 552.78 | 520.69 |
| Interest | 223.41 | 214.88 | 201.46 | 191.01 | 183.48 | 174.24 |
| Employee Expenses | 135.40 | 122.23 | 111.87 | 99.28 | 97.84 | 89.40 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 47.76 | 44.57 | 37.27 | 37.09 | 34.31 | 33.64 |
| TOTAL OPERATING EXPENDITURE | 406.57 | 381.68 | 350.60 | 327.38 | 315.63 | 297.28 |
| Operating Profit Before Prov. & Cont. | 300.11 | 293.46 | 262.64 | 243.88 | 237.15 | 223.41 |
| Provisions & Write Offs | 348.47 | 118.97 | 93.76 | 76.20 | 75.93 | 69.19 |
| Depreciation | 2.36 | 2.78 | 2.38 | 2.09 | 1.76 | 2.30 |
| TOTAL EXPENDITURE | 757.40 | 503.43 | 446.74 | 405.67 | 393.32 | 368.77 |
| Tax | 59.71 | 45.42 | 42.79 | 36.23 | 47.86 | 41.26 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -74.81 | -6.40 | -2.74 | 3.67 | -8.86 | -3.86 |
| Reported Profit After Tax | -35.62 | 132.69 | 126.45 | 125.69 | 120.46 | 114.52 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | -35.62 | 132.69 | 126.45 | 125.69 | 120.46 | 114.52 |
| EPS (Unit Curr.) | -3.54 | 13.20 | 12.58 | 12.52 | 12.00 | 12.81 |
| EPS (Adj) (Unit Curr.) | -3.54 | 13.20 | 12.58 | 12.52 | 12.00 | 12.81 |
| Calculated EPS (Unit Curr.) | -3.54 | 13.19 | 12.58 | 12.51 | 12.00 | 11.41 |
| Calculated EPS (Adj) (Unit Curr.) | -3.54 | 13.19 | 12.58 | 12.51 | 12.00 | 11.41 |
| Calculated EPS (Ann.) (Unit Curr.) | -14.16 | 52.75 | 50.31 | 50.04 | 48.00 | 45.65 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | -14.16 | 52.75 | 50.31 | 50.04 | 48.00 | 45.65 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 100.65 | 100.62 | 100.53 | 100.48 | 100.38 | 100.35 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 25.43 | 60.27 | 62.45 | 65.62 | 64.91 | 65.58 |
| PBDTM(%) | -7.03 | 27.01 | 28.48 | 30.67 | 30.36 | 30.79 |
| PATM(%) | -5.17 | 20.54 | 21.32 | 22.99 | 22.68 | 22.86 |
| Net Interest Income | 396.55 | 359.98 | 337.21 | 304.54 | 294.07 | 273.75 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 12,193.00 | 11,476.00 | 10,693.42 | 10,026.43 | 9,712.00 | 9,296.22 |
| Return on Equity(%) | -5.03 | 19.10 | 19.14 | 20.02 | 20.21 | 20.24 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 38.39 | 36.84 | 36.80 | 36.41 | 36.26 | 36.18 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 11.64 | 11.59 | 11.54 | 11.12 | 10.89 | 10.57 |
| Provision Coverage Ratio(%) | 78.14 | 79.71 | 75.15 | 76.39 | 76.22 | 75.50 |
| Capital Adequacy Ratio | 25.86 | 27.53 | 27.90 | 28.78 | 28.26 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 293.86 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 5.46 | 2.89 | 3.04 | 2.68 | 3.20 | 3.46 |
| (%) Net Non Performing Assets | 1.25 | 0.77 | 0.77 | 0.65 | 0.78 | 0.87 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | -1.19 | 4.65 | 4.71 | 4.94 | 4.99 | 4.99 |
| Loans Disbursed(Amt Rs cr) | 2,987.00 | 2,953.00 | 2,712.92 | 2,344.00 | 2,285.00 | 2,373.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |