| Arman Financial Services Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 531179 |
NSE Symbol : ARMANFIN |
P/E(TTM) : 44.03 |
|
ISIN Demat : INE109C01017 |
Div & Yield% : - |
EPS(TTM) : 40.47 |
|
Book Value(₹) : 491.55 |
Market Cap(₹Cr) : 1,867.20 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 42.18 | 37.74 | 32.61 | 33.78 | 29.38 | 27.64 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.27 | -0.45 | 1.30 | 0.93 | 0.88 | -0.17 |
| Total Income | 42.45 | 37.28 | 33.91 | 34.71 | 30.27 | 27.47 |
| Interest | 9.43 | 10.58 | 12.31 | 11.54 | 11.13 | 9.44 |
| Employee Expenses | 8.51 | 6.95 | 6.15 | 6.06 | 5.42 | 4.69 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 2.96 | 3.55 | 2.31 | 2.31 | 2.08 | 2.22 |
| TOTAL OPERATING EXPENDITURE | 20.90 | 21.08 | 20.77 | 19.91 | 18.63 | 16.35 |
| Operating Profit Before Prov. & Cont. | 21.55 | 16.20 | 13.14 | 14.80 | 11.64 | 11.12 |
| Provisions & Write Offs | 5.28 | 2.47 | 2.05 | 1.33 | 1.39 | 1.39 |
| Depreciation | 0.08 | 0.07 | 0.04 | 0.04 | 0.04 | 0.03 |
| TOTAL EXPENDITURE | 26.26 | 23.62 | 22.86 | 21.28 | 20.06 | 17.77 |
| Tax | 4.49 | 2.64 | 2.16 | 3.36 | 2.68 | 2.06 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -0.89 | -0.58 | -0.47 | 1.19 | -0.54 | 0.59 |
| Reported Profit After Tax | 12.58 | 11.61 | 9.34 | 8.88 | 8.07 | 7.05 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 12.58 | 11.61 | 9.34 | 8.88 | 8.07 | 7.05 |
| EPS (Unit Curr.) | 12.00 | 12.00 | 10.63 | 10.45 | 9.50 | 8.31 |
| EPS (Adj) (Unit Curr.) | 12.00 | 12.00 | 10.63 | 10.45 | 9.50 | 8.31 |
| Calculated EPS (Unit Curr.) | 12.00 | 11.08 | 9.54 | 10.19 | 9.50 | 8.31 |
| Calculated EPS (Adj) (Unit Curr.) | 12.00 | 11.08 | 9.54 | 10.19 | 9.50 | 8.31 |
| Calculated EPS (Ann.) (Unit Curr.) | 48.01 | 44.33 | 38.18 | 40.77 | 37.99 | 33.23 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 48.01 | 44.33 | 38.18 | 40.77 | 37.99 | 33.23 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 10.48 | 10.48 | 9.79 | 8.71 | 8.49 | 8.49 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 60.91 | 64.44 | 71.73 | 74.04 | 72.77 | 69.36 |
| PBDTM(%) | 38.55 | 36.41 | 33.98 | 39.88 | 34.89 | 35.20 |
| PATM(%) | 29.82 | 30.76 | 28.64 | 26.29 | 27.47 | 25.51 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 465.00 | 446.00 | 391.00 | 359.00 | 343.00 | 315.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 48.17 | 62.74 | 65.76 | 35.15 | 31.64 | 32.61 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.46 | 2.63 | 3.03 | 3.11 | 2.80 | 2.64 |
| (%) Net Non Performing Assets | 0.56 | 0.89 | 1.01 | 0.75 | 0.58 | 0.63 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 102.00 | 135.00 | 101.00 | 81.00 | 84.00 | 95.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |