| GIC Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 511676 |
NSE Symbol : GICHSGFIN |
P/E(TTM) : 8.34 |
|
ISIN Demat : INE289B01019 |
Div & Yield% : 1.84 |
EPS(TTM) : 29.40 |
|
Book Value(₹) : 339.58 |
Market Cap(₹Cr) : 1,320.94 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 259.11 | 257.58 | 259.84 | 264.51 | 266.08 | 276.93 |
| Other Operating Income | 14.83 | 2.45 | 1.27 | 3.08 | 2.35 | 4.24 |
| Other Income | 3.24 | 5.50 | 1.78 | 2.59 | 2.61 | 6.22 |
| Total Income | 277.18 | 265.53 | 262.89 | 270.18 | 271.04 | 287.39 |
| Interest | 173.98 | 172.33 | 175.72 | 179.32 | 183.01 | 178.19 |
| Employee Expenses | 15.59 | 15.51 | 16.72 | 14.13 | 17.06 | 22.47 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 13.25 | 16.82 | 10.98 | 16.07 | 14.83 | 12.57 |
| TOTAL OPERATING EXPENDITURE | 202.82 | 204.66 | 203.42 | 209.52 | 214.90 | 213.23 |
| Operating Profit Before Prov. & Cont. | 74.36 | 60.87 | 59.47 | 60.66 | 56.14 | 74.16 |
| Provisions & Write Offs | 23.84 | -22.06 | 13.27 | 16.46 | 10.54 | -6.83 |
| Depreciation | 3.65 | 3.83 | 3.90 | 3.62 | 3.67 | 3.47 |
| TOTAL EXPENDITURE | 230.31 | 186.43 | 220.59 | 229.60 | 229.11 | 209.87 |
| Tax | 11.75 | 13.00 | 8.50 | 12.00 | 9.00 | -15.50 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -3.84 | 12.51 | -1.80 | -1.58 | 1.12 | 40.73 |
| Reported Profit After Tax | 38.96 | 53.59 | 35.60 | 30.16 | 31.81 | 52.29 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 38.96 | 53.59 | 35.60 | 30.16 | 31.81 | 52.29 |
| EPS (Unit Curr.) | 7.23 | 9.95 | 6.61 | 5.60 | 5.91 | 9.71 |
| EPS (Adj) (Unit Curr.) | 7.23 | 9.95 | 6.61 | 5.60 | 5.91 | 9.71 |
| Calculated EPS (Unit Curr.) | 7.23 | 9.95 | 6.61 | 5.60 | 5.91 | 9.71 |
| Calculated EPS (Adj) (Unit Curr.) | 7.23 | 9.95 | 6.61 | 5.60 | 5.91 | 9.71 |
| Calculated EPS (Ann.) (Unit Curr.) | 28.94 | 39.81 | 26.44 | 22.40 | 23.63 | 38.84 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 28.94 | 39.81 | 26.44 | 22.40 | 23.63 | 38.84 |
| Book Value (Unit Curr.) | 346.90 | 339.57 | 329.52 | 322.63 | 321.38 | 315.56 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 53.85 | 53.85 | 53.85 | 53.85 | 53.85 | 53.85 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 86.64 | 99.10 | 85.41 | 84.50 | 85.92 | 93.59 |
| PBDTM(%) | 19.50 | 32.20 | 17.78 | 16.71 | 17.14 | 29.25 |
| PATM(%) | 15.04 | 20.81 | 13.70 | 11.40 | 11.96 | 18.88 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 54.59 | 0.00 | 0.00 | 0.00 | 52.37 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 3.06 | 0.00 |
| Provision Coverage Ratio(%) | 36.61 | 32.55 | 36.78 | 35.01 | 32.99 | 32.16 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 409.00 | 399.00 | 469.00 | 473.00 | 491.00 | 498.00 |
| Net Non Performing Assets | 259.00 | 274.00 | 302.00 | 312.00 | 334.00 | 345.00 |
| (%) Gross Non Performing Assets | 3.98 | 3.88 | 4.59 | 4.59 | 4.69 | 4.68 |
| (%) Net Non Performing Assets | 2.56 | 2.69 | 3.01 | 3.08 | 3.25 | 3.29 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 375.00 | 0.00 | 0.00 | 0.00 | 227.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 416.00 | 0.00 | 0.00 | 0.00 | 235.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |