| PTC India Financial Services Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 533344 |
NSE Symbol : PFS |
P/E(TTM) : 19.29 |
|
ISIN Demat : INE560K01014 |
Div & Yield% : - |
EPS(TTM) : 2.62 |
|
Book Value(₹) : 39.53 |
Market Cap(₹Cr) : 3,246.74 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 161.22 | 176.46 | 204.32 | 190.25 | 189.75 | 193.75 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.01 | 0.45 | 0.00 | 11.56 | 3.48 | 5.95 |
| Total Income | 161.23 | 176.92 | 204.32 | 201.81 | 193.23 | 199.70 |
| Interest | 88.16 | 92.12 | 102.74 | 106.66 | 108.47 | 104.67 |
| Employee Expenses | 5.04 | 5.18 | 5.20 | 5.03 | 5.18 | 5.38 |
| Selling & Administrative Expenses | 3.63 | 5.70 | 18.58 | 5.43 | 5.16 | 5.68 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | -1.30 | 0.45 | 0.09 | 0.39 | -0.13 | -1.55 |
| TOTAL OPERATING EXPENDITURE | 95.53 | 103.45 | 126.61 | 117.51 | 118.68 | 114.18 |
| Operating Profit Before Prov. & Cont. | 65.70 | 73.47 | 77.71 | 84.30 | 74.55 | 85.52 |
| Provisions & Write Offs | 4.77 | 52.60 | 8.44 | 2.75 | 23.78 | 38.48 |
| Depreciation | 1.58 | 1.61 | 1.78 | 1.56 | 1.53 | 1.59 |
| TOTAL EXPENDITURE | 101.88 | 157.66 | 136.83 | 121.82 | 143.99 | 154.25 |
| Tax | 14.58 | 18.85 | 0.23 | 17.65 | 16.08 | 10.34 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.36 | -13.43 | 16.89 | 2.57 | -3.60 | -1.30 |
| Reported Profit After Tax | 44.40 | 13.85 | 50.37 | 59.77 | 36.76 | 36.41 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 44.40 | 13.85 | 50.37 | 59.77 | 36.76 | 36.41 |
| EPS (Unit Curr.) | 0.69 | 0.22 | 0.78 | 0.93 | 0.57 | 0.57 |
| EPS (Adj) (Unit Curr.) | 0.69 | 0.22 | 0.78 | 0.93 | 0.57 | 0.57 |
| Calculated EPS (Unit Curr.) | 0.69 | 0.22 | 0.78 | 0.93 | 0.57 | 0.57 |
| Calculated EPS (Adj) (Unit Curr.) | 0.69 | 0.22 | 0.78 | 0.93 | 0.57 | 0.57 |
| Calculated EPS (Ann.) (Unit Curr.) | 2.77 | 0.86 | 3.14 | 3.72 | 2.29 | 2.27 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 2.77 | 0.86 | 3.14 | 3.72 | 2.29 | 2.27 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 642.28 | 642.28 | 642.28 | 642.28 | 642.28 | 642.28 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 92.48 | 64.03 | 84.19 | 98.93 | 83.93 | 78.31 |
| PBDTM(%) | 37.79 | 11.83 | 33.90 | 42.86 | 26.76 | 24.28 |
| PATM(%) | 27.54 | 7.85 | 24.65 | 31.42 | 19.37 | 18.79 |
| Net Interest Income | 71.49 | 81.78 | 97.30 | 0.00 | 80.04 | 81.59 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 12.10 | 15.28 | 10.25 | 13.00 | 12.76 | 11.50 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 4.06 | 4.36 | 4.92 | 4.46 | 4.33 | 4.35 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 41.39 | 43.07 | 44.45 | 38.58 | 0.00 | 33.05 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 486.00 | 306.00 | 497.00 | 720.00 | 0.00 | 716.00 |
| Net Non Performing Assets | 140.00 | 142.00 | 157.00 | 275.00 | 0.00 | 489.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 2.77 | 0.83 | 2.69 | 3.13 | 1.92 | 1.68 |
| Loans Disbursed(Amt Rs cr) | 566.00 | 15.00 | 161.00 | 0.00 | 0.00 | 583.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 500.00 | 120.00 | 0.00 | 0.00 | 0.00 | 1,563.00 |
| Loan Book(Amt Rs cr) | 5,577.00 | 5,395.00 | 0.00 | 0.00 | 0.00 | 0.00 |