| REC Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 532955 |
NSE Symbol : RECLTD |
P/E(TTM) : 9.61 |
|
ISIN Demat : INE020B01018 |
Div & Yield% : 3.02 |
EPS(TTM) : 55.07 |
|
Book Value(₹) : 259.09 |
Market Cap(₹Cr) : 139,363.38 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 13,023.31 | 12,613.14 | 11,981.65 | 11,575.94 | 10,975.57 | 10,113.27 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 13.75 | 30.17 | 18.40 | 14.22 | 5.06 | 10.69 |
| Total Income | 13,037.06 | 12,643.31 | 12,000.05 | 11,590.16 | 10,980.63 | 10,123.96 |
| Interest | 8,021.17 | 7,896.05 | 7,653.34 | 7,350.04 | 7,049.84 | 6,497.34 |
| Employee Expenses | 56.64 | 59.57 | 63.36 | 42.61 | 48.30 | 25.19 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | -23.91 | 80.99 | 49.54 | -30.21 |
| Other Expenses | 155.01 | 245.81 | 131.27 | 64.16 | 57.21 | 133.82 |
| TOTAL OPERATING EXPENDITURE | 8,232.82 | 8,201.43 | 7,824.06 | 7,537.80 | 7,204.89 | 6,626.14 |
| Operating Profit Before Prov. & Cont. | 4,804.24 | 4,441.88 | 4,175.99 | 4,052.36 | 3,775.74 | 3,497.82 |
| Provisions & Write Offs | 472.57 | -711.87 | 55.85 | -760.38 | 58.01 | -319.65 |
| Depreciation | 5.85 | 5.98 | 5.89 | 6.07 | 5.78 | 6.25 |
| TOTAL EXPENDITURE | 8,711.24 | 7,495.54 | 7,885.80 | 6,783.49 | 7,268.68 | 6,312.74 |
| Tax | 951.37 | 890.24 | 873.33 | 741.36 | 790.16 | 716.54 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -68.00 | 241.23 | -28.39 | 292.44 | -38.94 | 93.77 |
| Reported Profit After Tax | 3,442.45 | 4,016.30 | 3,269.31 | 3,772.87 | 2,960.73 | 3,000.91 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 3,442.45 | 4,016.30 | 3,269.31 | 3,772.87 | 2,960.73 | 3,000.91 |
| EPS (Unit Curr.) | 13.07 | 15.13 | 12.42 | 14.33 | 11.24 | 11.27 |
| EPS (Adj) (Unit Curr.) | 13.07 | 15.13 | 12.42 | 14.33 | 11.24 | 11.27 |
| Calculated EPS (Unit Curr.) | 13.07 | 15.25 | 12.42 | 14.33 | 11.24 | 11.40 |
| Calculated EPS (Adj) (Unit Curr.) | 13.07 | 15.25 | 12.42 | 14.33 | 11.24 | 11.40 |
| Calculated EPS (Ann.) (Unit Curr.) | 52.29 | 61.01 | 49.66 | 57.31 | 44.98 | 45.59 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 52.29 | 61.01 | 49.66 | 57.31 | 44.98 | 45.59 |
| Book Value (Unit Curr.) | 274.77 | 261.22 | 246.04 | 239.70 | 231.22 | 219.05 |
| Dividend (%) | 35.00 | 0.00 | 0.00 | 35.00 | 30.00 | 0.00 |
| Equity | 2,633.22 | 2,633.22 | 2,633.22 | 2,633.22 | 2,633.22 | 2,633.22 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 94.85 | 103.46 | 98.26 | 105.07 | 98.10 | 101.99 |
| PBDTM(%) | 33.26 | 40.86 | 34.39 | 41.58 | 33.87 | 37.75 |
| PATM(%) | 26.43 | 31.84 | 27.29 | 32.59 | 26.98 | 29.67 |
| Net Interest Income | 4,474.00 | 4,263.00 | 4,153.00 | 3,856.00 | 3,412.00 | 3,402.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 3.64 | 3.60 | 3.61 | 3.45 | 3.28 | 3.29 |
| Provision Coverage Ratio(%) | 68.48 | 68.45 | 70.41 | 69.37 | 70.46 | 70.64 |
| Capital Adequacy Ratio | 26.77 | 25.82 | 28.21 | 28.53 | 27.60 | 25.78 |
| Tier I Capital | 24.27 | 23.32 | 25.35 | 25.62 | 24.67 | 22.84 |
| Tier II Capital | 2.50 | 2.50 | 2.86 | 2.91 | 2.93 | 2.94 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 43,652.00 | 39,374.00 | 46,358.00 | 41,598.00 | 34,133.00 | 36,939.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 112,791.00 | 32,875.00 | 132,049.00 | 104,366.00 | 90,797.00 | 75,965.00 |
| Loan Book(Amt Rs cr) | 529,739.00 | 509,371.00 | 497,466.00 | 474,275.00 | 454,393.00 | 435,012.00 |