| Shriram Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 511218 |
NSE Symbol : SHRIRAMFIN |
P/E(TTM) : 17.16 |
|
ISIN Demat : INE721A01013 |
Div & Yield% : 1.31 |
EPS(TTM) : 199.36 |
|
Book Value(₹) : 1,291.75 |
Market Cap(₹Cr) : 128,631.57 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 9,604.98 | 9,483.71 | 8,922.39 | 8,555.50 | 8,002.83 | 7,756.33 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 4.73 | 14.14 | 4.91 | 8.95 | 5.18 | 12.82 |
| Total Income | 9,609.71 | 9,497.85 | 8,927.30 | 8,564.45 | 8,008.01 | 7,769.15 |
| Interest | 4,128.91 | 3,989.83 | 3,706.89 | 3,621.86 | 3,487.54 | 3,242.19 |
| Employee Expenses | 868.35 | 824.91 | 809.91 | 790.38 | 790.39 | 690.72 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 604.83 | 624.04 | 574.47 | 534.60 | 471.98 | 397.35 |
| TOTAL OPERATING EXPENDITURE | 5,602.09 | 5,438.78 | 5,091.27 | 4,946.84 | 4,749.91 | 4,330.26 |
| Operating Profit Before Prov. & Cont. | 4,007.62 | 4,059.07 | 3,836.03 | 3,617.61 | 3,258.10 | 3,438.89 |
| Provisions & Write Offs | 1,187.55 | 1,261.48 | 1,249.70 | 1,128.55 | 878.61 | 1,184.64 |
| Depreciation | 153.48 | 153.47 | 146.71 | 136.78 | 131.87 | 357.86 |
| TOTAL EXPENDITURE | 6,943.12 | 6,853.73 | 6,487.68 | 6,212.17 | 5,760.39 | 5,872.76 |
| Tax | 995.29 | 1,001.68 | 871.50 | 808.81 | 718.07 | 711.28 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -309.29 | -303.43 | -250.21 | -207.37 | -145.89 | -123.20 |
| Reported Profit After Tax | 1,980.59 | 1,945.87 | 1,818.33 | 1,750.84 | 1,675.44 | 1,308.31 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1,980.59 | 1,945.87 | 1,818.33 | 1,750.84 | 1,675.44 | 1,308.31 |
| EPS (Unit Curr.) | 52.70 | 51.79 | 48.42 | 46.67 | 44.73 | 34.94 |
| EPS (Adj) (Unit Curr.) | 52.70 | 51.79 | 48.42 | 46.67 | 44.73 | 34.94 |
| Calculated EPS (Unit Curr.) | 52.69 | 51.78 | 48.41 | 46.65 | 44.70 | 34.94 |
| Calculated EPS (Adj) (Unit Curr.) | 52.69 | 51.78 | 48.41 | 46.65 | 44.70 | 34.94 |
| Calculated EPS (Ann.) (Unit Curr.) | 210.75 | 207.12 | 193.65 | 186.58 | 178.79 | 139.77 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 210.75 | 207.12 | 193.65 | 186.58 | 178.79 | 139.77 |
| Book Value (Unit Curr.) | 1,344.99 | 1,292.42 | 1,252.80 | 1,226.46 | 1,198.55 | 1,156.61 |
| Dividend (%) | 0.00 | 0.00 | 100.00 | 200.00 | 0.00 | 0.00 |
| Equity | 375.91 | 375.79 | 375.60 | 375.35 | 374.84 | 374.43 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 72.35 | 71.57 | 70.53 | 71.43 | 73.31 | 70.86 |
| PBDTM(%) | 29.36 | 29.50 | 28.99 | 29.09 | 29.73 | 29.06 |
| PATM(%) | 20.62 | 20.52 | 20.38 | 20.46 | 20.94 | 16.87 |
| Net Interest Income | 5,354.47 | 5,336.06 | 5,093.93 | 4,818.18 | 4,438.68 | 4,445.89 |
| Operating Expenses | 706.07 | 729.18 | 677.01 | 692.50 | 571.32 | 723.40 |
| Loan Losses & Provision | 1,187.55 | 1,261.48 | 1,249.70 | 1,128.55 | 878.61 | 1,184.66 |
| Assets Under Management | 233,443.63 | 224,861.98 | 214,233.47 | 202,640.96 | 193,214.66 | 185,682.86 |
| Return on Equity(%) | 16.03 | 16.37 | 15.54 | 15.31 | 15.19 | 12.21 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 27.45 | 26.68 | 25.14 | 25.68 | 27.34 | 28.29 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 8.79 | 9.02 | 8.99 | 8.93 | 8.32 | 8.55 |
| Provision Coverage Ratio(%) | 51.15 | 51.79 | 53.37 | 53.10 | 52.55 | 50.14 |
| Capital Adequacy Ratio | 20.29 | 20.30 | 21.01 | 22.15 | 22.40 | 22.61 |
| Tier I Capital | 19.47 | 19.55 | 20.01 | 21.05 | 21.27 | 21.20 |
| Tier II Capital | 0.82 | 0.75 | 1.00 | 1.10 | 1.13 | 1.41 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 5.39 | 5.45 | 5.66 | 5.79 | 6.03 | 6.21 |
| (%) Net Non Performing Assets | 2.71 | 2.70 | 2.72 | 2.80 | 2.96 | 3.19 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 3.12 | 3.19 | 3.11 | 3.12 | 3.08 | 2.47 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 230,246.20 | 221,667.66 | 211,056.17 | 199,594.70 | 190,721.88 | 183,338.42 |