| Home First Finance Company India Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 543259 |
NSE Symbol : HOMEFIRST |
P/E(TTM) : 33.39 |
|
ISIN Demat : INE481N01025 |
Div & Yield% : 0.28 |
EPS(TTM) : 36.38 |
|
Book Value(₹) : 237.93 |
Market Cap(₹Cr) : 10,832.97 |
Face Value(₹) : 2.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 335.51 | 311.67 | 295.65 | 272.17 | 253.37 | 226.40 |
| Other Operating Income | 0.91 | 1.09 | 0.65 | 1.16 | 1.68 | 0.44 |
| Other Income | 4.91 | 4.99 | 4.70 | 4.65 | 4.76 | 4.46 |
| Total Income | 341.33 | 317.75 | 301.01 | 277.98 | 259.81 | 231.30 |
| Interest | 156.77 | 145.87 | 130.21 | 117.01 | 106.77 | 92.88 |
| Employee Expenses | 41.57 | 36.56 | 39.01 | 36.87 | 35.91 | 27.49 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 20.45 | 18.60 | 19.03 | 16.81 | 16.77 | 17.50 |
| TOTAL OPERATING EXPENDITURE | 218.79 | 201.03 | 188.25 | 170.69 | 159.45 | 137.87 |
| Operating Profit Before Prov. & Cont. | 122.54 | 116.72 | 112.76 | 107.29 | 100.36 | 93.43 |
| Provisions & Write Offs | 5.55 | 2.74 | 7.01 | 8.00 | 7.69 | 6.96 |
| Depreciation | 3.46 | 3.23 | 3.01 | 2.85 | 2.65 | 2.48 |
| TOTAL EXPENDITURE | 227.80 | 207.00 | 198.27 | 181.54 | 169.79 | 147.31 |
| Tax | 25.42 | 27.04 | 23.85 | 23.29 | 20.29 | 20.16 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.33 | 0.24 | 0.08 | -1.15 | 0.62 | -0.18 |
| Reported Profit After Tax | 87.77 | 83.47 | 78.82 | 74.31 | 69.12 | 64.03 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 87.77 | 83.47 | 78.82 | 74.31 | 69.12 | 64.03 |
| EPS (Unit Curr.) | 9.90 | 9.43 | 8.93 | 8.43 | 7.85 | 7.28 |
| EPS (Adj) (Unit Curr.) | 9.90 | 9.43 | 8.93 | 8.43 | 7.85 | 7.28 |
| Calculated EPS (Unit Curr.) | 9.87 | 9.43 | 8.92 | 8.43 | 7.84 | 7.27 |
| Calculated EPS (Adj) (Unit Curr.) | 9.87 | 9.43 | 8.92 | 8.43 | 7.84 | 7.27 |
| Calculated EPS (Ann.) (Unit Curr.) | 39.49 | 37.72 | 35.69 | 33.71 | 31.38 | 29.10 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 39.49 | 37.72 | 35.69 | 33.71 | 31.38 | 29.10 |
| Book Value (Unit Curr.) | 246.00 | 239.70 | 230.00 | 220.80 | 212.00 | 206.50 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 17.78 | 17.70 | 17.67 | 17.63 | 17.62 | 17.60 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 81.59 | 83.37 | 79.81 | 79.47 | 78.72 | 79.22 |
| PBDTM(%) | 34.87 | 36.57 | 35.77 | 36.48 | 36.58 | 38.20 |
| PATM(%) | 26.16 | 26.78 | 26.66 | 27.30 | 27.28 | 28.28 |
| Net Interest Income | 130.98 | 121.79 | 120.99 | 118.04 | 110.13 | 101.13 |
| Operating Expenses | 65.83 | 58.72 | 61.36 | 56.81 | 55.60 | 47.75 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 10,478.10 | 9,697.80 | 9,013.70 | 8,365.40 | 7,775.90 | 7,198.00 |
| Return on Equity(%) | 16.30 | 16.10 | 15.80 | 15.60 | 15.00 | 14.40 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 34.10 | 35.90 | 35.20 | 36.30 | 34.40 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 5.20 | 5.40 | 5.30 | 5.50 | 5.70 | 5.50 |
| Net Interest Margin(%) | 5.30 | 5.30 | 5.70 | 6.00 | 6.10 | 6.10 |
| Provision Coverage Ratio(%) | 48.00 | 50.90 | 52.40 | 52.30 | 57.10 | 59.50 |
| Capital Adequacy Ratio | 36.20 | 39.50 | 40.90 | 45.50 | 46.00 | 49.40 |
| Tier I Capital | 35.80 | 39.10 | 40.50 | 45.00 | 45.50 | 48.90 |
| Tier II Capital | 0.40 | 0.40 | 0.40 | 0.50 | 0.50 | 0.50 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.90 | 1.70 | 1.70 | 1.70 | 1.64 | 1.61 |
| (%) Net Non Performing Assets | 1.30 | 1.20 | 1.20 | 1.20 | 1.14 | 1.07 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 2.70 | 3.60 | 3.70 | 3.80 | 3.90 | 3.90 |
| Loans Disbursed(Amt Rs cr) | 1,162.50 | 1,101.90 | 1,007.20 | 959.10 | 895.20 | 869.10 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |