| Bajaj Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 544252 |
NSE Symbol : BAJAJHFL |
P/E(TTM) : 56.89 |
|
ISIN Demat : INE377Y01014 |
Div & Yield% : - |
EPS(TTM) : 2.22 |
|
Book Value(₹) : 22.56 |
Market Cap(₹Cr) : 105,184.49 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 2,397.65 | 2,196.69 | 1,986.56 | 1,934.00 | 1,899.24 | 1,759.56 |
| Other Operating Income | 12.50 | 11.96 | 9.84 | 12.18 | 12.25 | 3.69 |
| Other Income | 0.09 | 0.08 | 0.10 | 0.06 | 0.06 | 0.13 |
| Total Income | 2,410.24 | 2,208.73 | 1,996.50 | 1,946.24 | 1,911.55 | 1,763.38 |
| Interest | 1,513.65 | 1,398.76 | 1,279.30 | 1,200.35 | 1,150.81 | 1,062.15 |
| Employee Expenses | 118.61 | 113.42 | 123.28 | 112.82 | 115.25 | 114.24 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 55.39 | 46.72 | 60.25 | 50.66 | 42.44 | 44.32 |
| TOTAL OPERATING EXPENDITURE | 1,687.65 | 1,558.90 | 1,462.83 | 1,363.83 | 1,308.50 | 1,220.71 |
| Operating Profit Before Prov. & Cont. | 722.59 | 649.83 | 533.67 | 582.41 | 603.05 | 542.67 |
| Provisions & Write Offs | 4.98 | 10.04 | 35.25 | 0.56 | 18.33 | 6.74 |
| Depreciation | 10.02 | 9.91 | 10.20 | 9.99 | 9.72 | 9.69 |
| TOTAL EXPENDITURE | 1,702.65 | 1,578.85 | 1,508.28 | 1,374.38 | 1,336.55 | 1,237.14 |
| Tax | 149.19 | 148.69 | 113.01 | 136.00 | 119.90 | 140.09 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 12.80 | -1.42 | -6.13 | -1.11 | 3.99 | -75.65 |
| Reported Profit After Tax | 545.60 | 482.61 | 381.34 | 436.97 | 451.11 | 461.80 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 545.60 | 482.61 | 381.34 | 436.97 | 451.11 | 461.80 |
| EPS (Unit Curr.) | 0.69 | 0.62 | 0.57 | 0.65 | 0.67 | 0.69 |
| EPS (Adj) (Unit Curr.) | 0.69 | 0.62 | 0.57 | 0.65 | 0.67 | 0.69 |
| Calculated EPS (Unit Curr.) | 0.66 | 0.72 | 0.57 | 0.65 | 0.67 | 0.69 |
| Calculated EPS (Adj) (Unit Curr.) | 0.66 | 0.72 | 0.57 | 0.65 | 0.67 | 0.69 |
| Calculated EPS (Ann.) (Unit Curr.) | 2.62 | 2.88 | 2.27 | 2.60 | 2.69 | 2.75 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 2.62 | 2.88 | 2.27 | 2.60 | 2.69 | 2.75 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 8,328.15 | 6,712.16 | 6,712.16 | 6,712.16 | 6,712.16 | 6,712.16 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 93.06 | 92.80 | 89.49 | 92.15 | 91.38 | 90.82 |
| PBDTM(%) | 29.93 | 29.13 | 25.09 | 30.09 | 30.79 | 30.46 |
| PATM(%) | 22.76 | 21.97 | 19.20 | 22.59 | 23.75 | 26.25 |
| Net Interest Income | 897.00 | 0.00 | 0.00 | 0.00 | 761.00 | 702.00 |
| Operating Expenses | 184.00 | 170.00 | 0.00 | 0.00 | 168.00 | 168.00 |
| Loan Losses & Provision | 5.00 | 10.00 | 0.00 | 0.00 | 18.00 | 7.00 |
| Assets Under Management | 102,569.00 | 97,071.00 | 91,370.00 | 0.00 | 81,215.00 | 74,124.00 |
| Return on Equity(%) | 13.00 | 14.30 | 0.00 | 0.00 | 16.10 | 17.21 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 57.87 | 59.37 | 0.00 | 0.00 | 60.79 | 0.00 |
| Capital Adequacy Ratio | 28.98 | 23.82 | 0.00 | 0.00 | 22.64 | 22.52 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 21.79 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.73 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.29 | 0.28 | 0.00 | 0.00 | 0.24 | 0.23 |
| (%) Net Non Performing Assets | 0.12 | 0.11 | 0.00 | 0.00 | 0.09 | 0.08 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 2.50 | 2.30 | 0.00 | 0.00 | 2.60 | 2.90 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 12,004.00 | 0.00 | 0.00 | 12,154.00 | 10,383.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 18,882.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |