| Five-Star Business Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 543663 |
NSE Symbol : FIVESTAR |
P/E(TTM) : 24.93 |
|
ISIN Demat : INE128S01021 |
Div & Yield% : - |
EPS(TTM) : 30.90 |
|
Book Value(₹) : 177.66 |
Market Cap(₹Cr) : 22,532.38 |
Face Value(₹) : 1.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 666.14 | 616.29 | 567.37 | 518.82 | 480.37 | 435.79 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 3.24 | 2.85 | 2.65 | 3.55 | 3.20 | 3.50 |
| Total Income | 669.38 | 619.14 | 570.02 | 522.37 | 483.57 | 439.29 |
| Interest | 158.19 | 137.73 | 128.71 | 105.89 | 96.17 | 77.41 |
| Employee Expenses | 122.81 | 114.28 | 109.81 | 105.79 | 98.70 | 95.90 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 27.29 | 27.13 | 24.78 | 27.45 | 22.78 | 29.54 |
| TOTAL OPERATING EXPENDITURE | 308.29 | 279.14 | 263.30 | 239.13 | 217.65 | 202.85 |
| Operating Profit Before Prov. & Cont. | 361.09 | 340.00 | 306.72 | 283.24 | 265.92 | 236.44 |
| Provisions & Write Offs | 18.53 | 19.42 | 10.18 | 10.57 | 15.20 | 7.39 |
| Depreciation | 6.37 | 7.40 | 6.64 | 5.69 | 4.85 | 4.81 |
| TOTAL EXPENDITURE | 333.19 | 305.96 | 280.12 | 255.39 | 237.70 | 215.05 |
| Tax | 91.88 | 83.77 | 74.95 | 70.71 | 69.40 | 58.18 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -7.26 | -6.64 | -1.81 | -3.12 | -7.24 | -2.83 |
| Reported Profit After Tax | 251.57 | 236.06 | 216.76 | 199.39 | 183.71 | 168.88 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 251.57 | 236.06 | 216.76 | 199.39 | 183.71 | 168.88 |
| EPS (Unit Curr.) | 8.60 | 8.07 | 7.42 | 6.85 | 6.30 | 5.79 |
| EPS (Adj) (Unit Curr.) | 8.60 | 8.07 | 7.42 | 6.85 | 6.30 | 5.79 |
| Calculated EPS (Unit Curr.) | 8.60 | 8.07 | 7.42 | 6.84 | 6.30 | 5.80 |
| Calculated EPS (Adj) (Unit Curr.) | 8.60 | 8.07 | 7.42 | 6.84 | 6.30 | 5.80 |
| Calculated EPS (Ann.) (Unit Curr.) | 34.41 | 32.29 | 29.67 | 27.34 | 25.22 | 23.19 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 34.41 | 32.29 | 29.67 | 27.34 | 25.22 | 23.19 |
| Book Value (Unit Curr.) | 182.56 | 174.06 | 166.03 | 0.00 | 153.17 | 146.84 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 29.24 | 29.24 | 29.22 | 29.17 | 29.14 | 29.14 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 75.17 | 74.37 | 74.95 | 72.96 | 72.21 | 70.32 |
| PBDTM(%) | 51.42 | 52.02 | 52.27 | 52.55 | 52.19 | 52.56 |
| PATM(%) | 37.77 | 38.30 | 38.20 | 38.43 | 38.24 | 38.75 |
| Net Interest Income | 511.20 | 481.40 | 441.30 | 0.00 | 387.40 | 361.90 |
| Operating Expenses | 156.50 | 148.80 | 141.20 | 0.00 | 126.30 | 130.20 |
| Loan Losses & Provision | 18.50 | 19.40 | 10.20 | 0.00 | 15.20 | 7.40 |
| Assets Under Management | 10,343.90 | 9,640.60 | 8,930.80 | 8,264.40 | 7,583.30 | 6,914.80 |
| Return on Equity(%) | 18.95 | 18.65 | 17.74 | 17.08 | 16.62 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 34.34 | 35.06 | 34.42 | 36.03 | 36.63 | 38.18 |
| Loan Loss Provision Ratio | 0.61 | 0.69 | 0.39 | 0.00 | 0.70 | 0.38 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 16.72 | 17.19 | 16.80 | 17.68 | 174.74 | 18.47 |
| Provision Coverage Ratio(%) | 52.08 | 54.27 | 0.00 | 0.00 | 0.00 | 49.33 |
| Capital Adequacy Ratio | 48.43 | 50.50 | 53.26 | 0.00 | 60.27 | 67.17 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 8.23 | 8.43 | 8.25 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 1,318.20 | 1,336.40 | 1,208.90 | 1,204.30 | 1,131.80 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |