| India Home Loans Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 530979 |
NSE Symbol : - |
P/E(TTM) : - |
|
ISIN Demat : INE274E01015 |
Div & Yield% : - |
EPS(TTM) : - |
|
Book Value(₹) : 28.96 |
Market Cap(₹Cr) : 51.60 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 3.28 | 3.28 | 2.33 | 2.95 | 3.00 | 3.74 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.01 | 0.06 | 0.01 | 0.01 | 0.02 | 0.06 |
| Total Income | 3.29 | 3.34 | 2.33 | 2.96 | 3.01 | 3.80 |
| Interest | 1.92 | 1.96 | 2.23 | 2.16 | 2.50 | 2.68 |
| Employee Expenses | 0.71 | 0.66 | 0.67 | 0.67 | 0.70 | 0.78 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 0.55 | 0.62 | 1.66 | 1.15 | 1.50 | 0.31 |
| TOTAL OPERATING EXPENDITURE | 3.18 | 3.24 | 4.56 | 3.98 | 4.70 | 3.77 |
| Operating Profit Before Prov. & Cont. | 0.11 | 0.10 | -2.23 | -1.02 | -1.69 | 0.03 |
| Provisions & Write Offs | 0.03 | -0.05 | -0.22 | 0.12 | -1.89 | 0.27 |
| Depreciation | 0.03 | 0.01 | 0.03 | 0.03 | 0.05 | 0.07 |
| TOTAL EXPENDITURE | 3.24 | 3.20 | 4.37 | 4.13 | 2.86 | 4.11 |
| Tax | 0.01 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -0.02 | 0.03 | 0.07 | -0.03 | 0.06 | -0.03 |
| Reported Profit After Tax | 0.06 | 0.10 | -2.11 | -1.15 | 0.09 | -0.27 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 0.06 | 0.10 | -2.11 | -1.15 | 0.09 | -0.27 |
| EPS (Unit Curr.) | 0.04 | 0.07 | -1.48 | -0.81 | 0.06 | -0.19 |
| EPS (Adj) (Unit Curr.) | 0.04 | 0.07 | -1.48 | -0.81 | 0.06 | -0.19 |
| Calculated EPS (Unit Curr.) | 0.04 | 0.07 | -1.48 | -0.81 | 0.06 | -0.19 |
| Calculated EPS (Adj) (Unit Curr.) | 0.04 | 0.07 | -1.48 | -0.81 | 0.06 | -0.19 |
| Calculated EPS (Ann.) (Unit Curr.) | 0.16 | 0.28 | -5.91 | -3.23 | 0.25 | -0.75 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 0.16 | 0.28 | -5.91 | -3.23 | 0.25 | -0.75 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 14.28 | 14.28 | 14.28 | 14.28 | 14.28 | 14.28 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 60.98 | 64.02 | 9.44 | 34.58 | 90.33 | 65.24 |
| PBDTM(%) | 2.44 | 4.57 | -86.27 | -38.98 | 7.00 | -6.42 |
| PATM(%) | 1.83 | 3.05 | -90.56 | -38.98 | 3.00 | -7.22 |
| Net Interest Income | 1.30 | 1.23 | 0.02 | 0.66 | 0.41 | 0.93 |
| Operating Expenses | 1.29 | 1.30 | 1.81 | 1.86 | 1.87 | 1.12 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.60 | 1.03 | -5.51 | -2.86 | 0.21 | -2.59 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 7.72 | 7.56 | -0.34 | 3.67 | 2.46 | 3.36 |
| Net Interest Margin(%) | 9.10 | 8.54 | 0.14 | 4.13 | 2.20 | 3.98 |
| Provision Coverage Ratio(%) | 100.00 | 100.00 | 100.00 | 100.00 | 116.86 | 0.00 |
| Capital Adequacy Ratio | 82.02 | 0.00 | 70.87 | 0.00 | 67.50 | 59.56 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.84 | 3.55 | 3.63 | 3.32 | 2.81 | 4.78 |
| (%) Net Non Performing Assets | 2.04 | 2.55 | 2.61 | 2.39 | 2.01 | 3.45 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.40 | 0.69 | -14.45 | -7.18 | 0.54 | -1.27 |
| Loans Disbursed(Amt Rs cr) | 0.04 | 0.00 | 0.46 | 0.46 | 0.22 | 0.04 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 56.93 | 57.74 | 58.40 | 64.30 | 65.84 | 85.08 |