| Poonawalla Fincorp Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 524000 |
NSE Symbol : POONAWALLA |
P/E(TTM) : 59.27 |
|
ISIN Demat : INE511C01022 |
Div & Yield% : 0.62 |
EPS(TTM) : 5.37 |
|
Book Value(₹) : 103.05 |
Market Cap(₹Cr) : 24,761.56 |
Face Value(₹) : 2.00 |
| Particulars | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 988.87 | 977.59 | 915.00 | 762.61 | 738.11 | 698.51 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 7.63 | 18.27 | 6.73 | 11.15 | 1,227.82 | 13.82 |
| Total Income | 996.50 | 995.86 | 921.73 | 773.76 | 1,965.93 | 712.33 |
| Interest | 351.59 | 320.10 | 281.06 | 223.71 | 215.51 | 234.82 |
| Employee Expenses | 212.10 | 102.23 | 117.09 | 112.98 | 109.31 | 105.04 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 137.83 | 126.88 | 100.24 | 71.70 | 69.58 | 62.84 |
| TOTAL OPERATING EXPENDITURE | 701.52 | 549.21 | 498.39 | 408.39 | 394.40 | 402.70 |
| Operating Profit Before Prov. & Cont. | 294.98 | 446.65 | 423.34 | 365.37 | 1,571.53 | 309.63 |
| Provisions & Write Offs | 909.63 | 42.49 | 23.94 | -6.54 | 28.06 | 26.56 |
| Depreciation | 15.80 | 14.51 | 13.93 | 15.15 | 14.74 | 15.49 |
| TOTAL EXPENDITURE | 1,626.95 | 606.21 | 536.26 | 417.00 | 437.20 | 444.75 |
| Tax | -35.59 | 60.74 | 90.60 | 65.19 | 403.88 | 40.73 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -123.82 | 37.27 | -36.83 | 26.43 | -134.04 | 26.62 |
| Reported Profit After Tax | -471.04 | 291.64 | 331.70 | 265.14 | 1,258.89 | 200.23 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 898.57 | 0.00 |
| Adjusted Profit After Extra-ordinary item | -471.04 | 291.64 | 331.70 | 265.14 | 360.32 | 200.23 |
| EPS (Unit Curr.) | -6.10 | 3.79 | 4.31 | 3.45 | 16.39 | 2.61 |
| EPS (Adj) (Unit Curr.) | -6.10 | 3.79 | 4.31 | 3.45 | 16.39 | 2.61 |
| Calculated EPS (Unit Curr.) | -6.10 | 3.79 | 4.30 | 3.45 | 16.38 | 2.61 |
| Calculated EPS (Adj) (Unit Curr.) | -6.10 | 3.79 | 4.30 | 3.45 | 16.38 | 2.61 |
| Calculated EPS (Ann.) (Unit Curr.) | -24.39 | 15.15 | 17.22 | 13.80 | 65.53 | 10.43 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | -24.39 | 15.15 | 17.22 | 13.80 | 65.53 | 10.43 |
| Book Value (Unit Curr.) | 0.00 | 109.00 | 105.00 | 0.00 | 0.00 | 87.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 100.00 | 0.00 | 0.00 |
| Equity | 154.53 | 153.98 | 154.11 | 153.75 | 153.69 | 153.63 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | -26.60 | 74.09 | 74.37 | 78.10 | 238.31 | 74.14 |
| PBDTM(%) | -62.16 | 41.34 | 43.65 | 48.77 | 209.11 | 40.52 |
| PATM(%) | -47.63 | 29.83 | 36.25 | 34.77 | 170.56 | 28.67 |
| Net Interest Income | 645.00 | 676.00 | 563.00 | 0.00 | 529.00 | 421.00 |
| Operating Expenses | 366.00 | 244.00 | 231.00 | 200.00 | 194.00 | 183.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 28,396.00 | 26,972.00 | 25,003.00 | 21,946.00 | 20,215.00 | 17,776.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 45.70 | 36.10 | 36.10 | 0.00 | 36.60 | 38.40 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 11.06 | 11.02 | 11.42 | 11.40 |
| Provision Coverage Ratio(%) | 84.47 | 52.53 | 49.39 | 47.33 | 47.17 | 46.43 |
| Capital Adequacy Ratio | 29.22 | 31.57 | 33.80 | 38.20 | 42.00 | 35.60 |
| Tier I Capital | 0.00 | 30.09 | 32.28 | 0.00 | 0.00 | 34.64 |
| Tier II Capital | 0.00 | 1.48 | 1.52 | 0.00 | 0.00 | 0.96 |
| Gross Non Performing Assets | 0.00 | 166.00 | 268.00 | 275.00 | 266.00 | 245.00 |
| Net Non Performing Assets | 0.00 | 79.00 | 136.00 | 145.00 | 140.00 | 131.00 |
| (%) Gross Non Performing Assets | 2.10 | 0.67 | 1.16 | 1.33 | 1.36 | 1.42 |
| (%) Net Non Performing Assets | 0.33 | 0.32 | 0.59 | 0.70 | 0.72 | 0.76 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | -7.00 | 4.62 | 5.73 | 5.30 | 4.97 | 4.08 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 9,688.00 | 8,731.00 | 7,807.00 | 7,063.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |