| Poonawalla Fincorp Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 524000 |
NSE Symbol : POONAWALLA |
P/E(TTM) : 24.72 |
|
ISIN Demat : INE511C01022 |
Div & Yield% : 0.50 |
EPS(TTM) : 16.07 |
|
Book Value(₹) : 104.44 |
Market Cap(₹Cr) : 30,872.17 |
Face Value(₹) : 2.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 977.59 | 915.00 | 762.61 | 738.11 | 698.51 | 577.17 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 18.27 | 6.73 | 11.15 | 1,227.82 | 13.82 | 4.34 |
| Total Income | 995.86 | 921.73 | 773.76 | 1,965.93 | 712.33 | 581.51 |
| Interest | 320.10 | 281.06 | 223.71 | 215.51 | 234.82 | 173.18 |
| Employee Expenses | 102.23 | 117.09 | 112.98 | 109.31 | 105.04 | 119.41 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 126.88 | 100.24 | 71.70 | 69.58 | 62.84 | 67.62 |
| TOTAL OPERATING EXPENDITURE | 549.21 | 498.39 | 408.39 | 394.40 | 402.70 | 360.21 |
| Operating Profit Before Prov. & Cont. | 446.65 | 423.34 | 365.37 | 1,571.53 | 309.63 | 221.30 |
| Provisions & Write Offs | 42.49 | 23.94 | -6.54 | 28.06 | 26.56 | -34.70 |
| Depreciation | 14.51 | 13.93 | 15.15 | 14.74 | 15.49 | 19.35 |
| TOTAL EXPENDITURE | 606.21 | 536.26 | 417.00 | 437.20 | 444.75 | 344.86 |
| Tax | 60.74 | 90.60 | 65.19 | 403.88 | 40.73 | -25.10 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 37.27 | -36.83 | 26.43 | -134.04 | 26.62 | 81.06 |
| Reported Profit After Tax | 291.64 | 331.70 | 265.14 | 1,258.89 | 200.23 | 180.69 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 898.57 | 0.00 | 0.24 |
| Adjusted Profit After Extra-ordinary item | 291.64 | 331.70 | 265.14 | 360.32 | 200.23 | 180.45 |
| EPS (Unit Curr.) | 3.79 | 4.31 | 3.45 | 16.39 | 2.61 | 2.36 |
| EPS (Adj) (Unit Curr.) | 3.79 | 4.31 | 3.45 | 16.39 | 2.61 | 2.36 |
| Calculated EPS (Unit Curr.) | 3.79 | 4.30 | 3.45 | 16.38 | 2.61 | 2.35 |
| Calculated EPS (Adj) (Unit Curr.) | 3.79 | 4.30 | 3.45 | 16.38 | 2.61 | 2.35 |
| Calculated EPS (Ann.) (Unit Curr.) | 15.15 | 17.22 | 13.80 | 65.53 | 10.43 | 9.41 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 15.15 | 17.22 | 13.80 | 65.53 | 10.43 | 9.41 |
| Book Value (Unit Curr.) | 109.00 | 105.00 | 0.00 | 0.00 | 87.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 100.00 | 0.00 | 0.00 | 0.00 |
| Equity | 153.98 | 154.11 | 153.75 | 153.69 | 153.63 | 153.59 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 74.09 | 74.37 | 78.10 | 238.31 | 74.14 | 74.36 |
| PBDTM(%) | 41.34 | 43.65 | 48.77 | 209.11 | 40.52 | 44.35 |
| PATM(%) | 29.83 | 36.25 | 34.77 | 170.56 | 28.67 | 31.31 |
| Net Interest Income | 576.00 | 563.00 | 0.00 | 0.00 | 421.00 | 0.00 |
| Operating Expenses | 244.00 | 231.00 | 200.00 | 194.00 | 183.00 | 196.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 26,972.00 | 25,003.00 | 21,946.00 | 20,215.00 | 17,776.00 | 16,143.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 36.10 | 36.10 | 0.00 | 0.00 | 38.40 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 11.06 | 11.02 | 11.42 | 11.40 | 11.30 |
| Provision Coverage Ratio(%) | 52.53 | 49.39 | 47.33 | 47.17 | 46.43 | 46.19 |
| Capital Adequacy Ratio | 31.57 | 33.80 | 38.20 | 42.00 | 35.60 | 39.00 |
| Tier I Capital | 30.09 | 32.28 | 0.00 | 0.00 | 34.64 | 0.00 |
| Tier II Capital | 1.48 | 1.52 | 0.00 | 0.00 | 0.96 | 0.00 |
| Gross Non Performing Assets | 166.00 | 268.00 | 275.00 | 266.00 | 245.00 | 225.00 |
| Net Non Performing Assets | 79.00 | 136.00 | 145.00 | 140.00 | 131.00 | 121.00 |
| (%) Gross Non Performing Assets | 0.67 | 1.16 | 1.33 | 1.36 | 1.42 | 1.44 |
| (%) Net Non Performing Assets | 0.32 | 0.59 | 0.70 | 0.72 | 0.76 | 0.78 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 4.62 | 5.73 | 5.30 | 5.00 | 4.08 | 5.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 9,688.00 | 8,731.00 | 7,807.00 | 7,063.00 | 6,371.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |