| SRG Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 534680 |
NSE Symbol : SRGHFL |
P/E(TTM) : 19.96 |
|
ISIN Demat : INE559N01010 |
Div & Yield% : - |
EPS(TTM) : 16.70 |
|
Book Value(₹) : 141.44 |
Market Cap(₹Cr) : 476.42 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 34.31 | 31.94 | 32.61 | 29.57 | 28.23 | 25.20 |
| Other Operating Income | 1.75 | 1.83 | 3.54 | 2.17 | 1.99 | 1.64 |
| Other Income | 0.78 | 0.21 | 0.41 | 0.47 | 0.98 | 0.01 |
| Total Income | 36.85 | 33.98 | 36.56 | 32.21 | 31.20 | 26.85 |
| Interest | 14.92 | 14.03 | 13.69 | 13.07 | 13.12 | 10.93 |
| Employee Expenses | 8.67 | 8.09 | 7.64 | 7.02 | 6.71 | 5.93 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 3.92 | 3.36 | 5.67 | 3.58 | 3.28 | 2.90 |
| TOTAL OPERATING EXPENDITURE | 27.51 | 25.48 | 27.00 | 23.67 | 23.11 | 19.76 |
| Operating Profit Before Prov. & Cont. | 9.34 | 8.50 | 9.56 | 8.54 | 8.09 | 7.09 |
| Provisions & Write Offs | -0.61 | 0.11 | 0.23 | 0.26 | 0.20 | 0.70 |
| Depreciation | 1.62 | 1.52 | 1.71 | 1.58 | 1.31 | 1.18 |
| TOTAL EXPENDITURE | 28.52 | 27.11 | 28.94 | 25.51 | 24.62 | 21.64 |
| Tax | 1.86 | 1.20 | 1.98 | 1.61 | 1.44 | 1.18 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -0.14 | -0.18 | -0.46 | -0.23 | -0.11 | -0.37 |
| Reported Profit After Tax | 6.60 | 5.86 | 6.09 | 5.32 | 5.26 | 4.39 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 6.60 | 5.86 | 6.09 | 5.32 | 5.26 | 4.39 |
| EPS (Unit Curr.) | 4.87 | 4.38 | 4.68 | 4.09 | 4.05 | 3.38 |
| EPS (Adj) (Unit Curr.) | 4.87 | 4.38 | 4.68 | 4.09 | 4.05 | 3.38 |
| Calculated EPS (Unit Curr.) | 4.62 | 4.34 | 4.58 | 4.09 | 4.05 | 3.38 |
| Calculated EPS (Adj) (Unit Curr.) | 4.62 | 4.34 | 4.58 | 4.09 | 4.05 | 3.38 |
| Calculated EPS (Ann.) (Unit Curr.) | 18.50 | 17.36 | 18.30 | 16.36 | 16.20 | 13.52 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 18.50 | 17.36 | 18.30 | 16.36 | 16.20 | 13.52 |
| Book Value (Unit Curr.) | 141.58 | 125.04 | 120.05 | 114.56 | 110.28 | 105.90 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 14.28 | 13.50 | 13.30 | 13.00 | 13.00 | 13.00 |
| Reserve & Surplus | 146.37 | 146.37 | 146.37 | 120.26 | 120.26 | 100.74 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 72.49 | 70.19 | 70.56 | 72.17 | 74.42 | 68.73 |
| PBDTM(%) | 29.03 | 26.30 | 28.58 | 28.00 | 27.95 | 25.36 |
| PATM(%) | 19.24 | 18.35 | 18.68 | 17.99 | 18.63 | 17.42 |
| Net Interest Income | 17.74 | 17.02 | 16.30 | 15.26 | 13.52 | 13.60 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 651.00 | 629.60 | 601.59 | 548.37 | 515.38 | 474.40 |
| Return on Equity(%) | 3.56 | 3.57 | 3.95 | 3.64 | 3.74 | 3.25 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 64.80 | 64.98 | 65.42 | 63.66 | 62.50 | 62.88 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 10.83 | 0.00 | 10.52 | 11.18 | 11.79 | 12.00 |
| Net Interest Margin(%) | 2.77 | 2.76 | 0.00 | 2.87 | 2.73 | 2.98 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 90.37 | 93.60 |
| Capital Adequacy Ratio | 39.44 | 35.46 | 35.67 | 32.82 | 32.44 | 34.04 |
| Tier I Capital | 38.98 | 34.99 | 35.18 | 32.40 | 32.03 | 33.63 |
| Tier II Capital | 0.46 | 0.47 | 0.49 | 0.42 | 0.41 | 0.41 |
| Gross Non Performing Assets | 12.73 | 0.00 | 13.76 | 13.00 | 12.36 | 11.72 |
| Net Non Performing Assets | 3.79 | 0.00 | 4.11 | 3.33 | 2.84 | 2.26 |
| (%) Gross Non Performing Assets | 1.96 | 2.19 | 2.29 | 2.37 | 2.40 | 2.47 |
| (%) Net Non Performing Assets | 0.59 | 0.67 | 0.69 | 0.62 | 0.56 | 0.49 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.90 | 0.00 | 0.94 | 0.87 | 0.90 | 0.82 |
| Loans Disbursed(Amt Rs cr) | 62.96 | 44.57 | 102.19 | 60.23 | 68.09 | 53.11 |
| Loans Sanctioned/Approved(Amt Rs cr) | 65.41 | 46.51 | 121.23 | 62.28 | 73.86 | 54.69 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |