| LIC Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 500253 |
NSE Symbol : LICHSGFIN |
P/E(TTM) : 6.56 |
|
ISIN Demat : INE115A01026 |
Div & Yield% : 1.55 |
EPS(TTM) : 88.77 |
|
Book Value(₹) : 609.45 |
Market Cap(₹Cr) : 32,038.42 |
Face Value(₹) : 2.00 |
| Particulars | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 6,925.81 | 6,783.67 | 6,936.41 | 6,792.47 | 6,752.83 | 6,746.51 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 6.00 | 0.02 | 0.43 | 0.03 | 5.92 | 0.04 |
| Total Income | 6,931.81 | 6,783.69 | 6,936.84 | 6,792.50 | 6,758.75 | 6,746.55 |
| Interest | 4,879.58 | 4,750.05 | 4,649.91 | 4,646.50 | 4,600.02 | 4,494.23 |
| Employee Expenses | 170.32 | 151.10 | 198.49 | 140.09 | 138.31 | 133.10 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 117.27 | 89.40 | 166.98 | 104.04 | 108.93 | 90.98 |
| TOTAL OPERATING EXPENDITURE | 5,167.17 | 4,990.55 | 5,015.38 | 4,890.63 | 4,847.26 | 4,718.31 |
| Operating Profit Before Prov. & Cont. | 1,764.64 | 1,793.14 | 1,921.46 | 1,901.87 | 1,911.49 | 2,028.24 |
| Provisions & Write Offs | 77.34 | 143.09 | 427.87 | 435.83 | 419.21 | 360.81 |
| Depreciation | 22.94 | 21.62 | 17.41 | 17.35 | 12.22 | 18.44 |
| TOTAL EXPENDITURE | 5,267.45 | 5,155.26 | 5,460.66 | 5,343.81 | 5,278.69 | 5,097.56 |
| Tax | 335.47 | 328.22 | 385.36 | 285.81 | 292.01 | 325.33 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reported Profit After Tax | 1,328.89 | 1,300.21 | 1,090.82 | 1,162.88 | 1,188.05 | 1,323.66 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1,328.89 | 1,300.21 | 1,090.82 | 1,162.88 | 1,188.05 | 1,323.66 |
| EPS (Unit Curr.) | 24.16 | 23.64 | 19.83 | 21.14 | 21.60 | 24.06 |
| EPS (Adj) (Unit Curr.) | 24.16 | 23.64 | 19.83 | 21.14 | 21.60 | 24.06 |
| Calculated EPS (Unit Curr.) | 24.14 | 23.62 | 19.82 | 21.13 | 21.59 | 24.05 |
| Calculated EPS (Adj) (Unit Curr.) | 24.14 | 23.62 | 19.82 | 21.13 | 21.59 | 24.05 |
| Calculated EPS (Ann.) (Unit Curr.) | 96.58 | 94.49 | 79.27 | 84.51 | 86.34 | 96.20 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 96.58 | 94.49 | 79.27 | 84.51 | 86.34 | 96.20 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 570.40 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 110.08 | 110.08 | 110.08 | 110.08 | 110.08 | 110.08 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 94.82 | 94.35 | 88.57 | 89.99 | 90.22 | 91.33 |
| PBDTM(%) | 24.36 | 24.32 | 21.53 | 21.58 | 22.10 | 24.72 |
| PATM(%) | 19.19 | 19.17 | 15.73 | 17.12 | 17.59 | 19.62 |
| Net Interest Income | 1,973.86 | 1,989.08 | 2,237.60 | 2,097.23 | 2,106.62 | 2,209.44 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 16.00 | 16.00 | 0.00 | 16.00 | 16.00 | 19.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 2.07 | 0.00 | 0.00 | 0.00 | 2.53 |
| Net Interest Margin(%) | 2.71 | 2.76 | 3.15 | 3.00 | 3.04 | 3.21 |
| Provision Coverage Ratio(%) | 49.42 | 49.79 | 51.42 | 48.58 | 41.23 | 41.13 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 19.77 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 18.11 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 1.66 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.05 | 3.29 | 3.55 | 4.26 | 4.33 | 4.98 |
| (%) Net Non Performing Assets | 1.57 | 1.68 | 1.94 | 2.24 | 2.59 | 2.99 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 1.82 | 1.81 | 0.00 | 1.66 | 1.71 | 1.92 |
| Loans Disbursed(Amt Rs cr) | 16,476.00 | 12,915.00 | 18,232.00 | 15,184.00 | 14,665.00 | 10,856.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 294,588.00 | 288,665.00 | 286,844.00 | 281,206.00 | 277,987.00 | 276,440.00 |