| CreditAccess Grameen Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 541770 |
NSE Symbol : CREDITACC |
P/E(TTM) : 13.53 |
|
ISIN Demat : INE741K01010 |
Div & Yield% : 0.79 |
EPS(TTM) : 93.90 |
|
Book Value(₹) : 412.04 |
Market Cap(₹Cr) : 20,260.90 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 1,512.03 | 1,457.49 | 1,292.20 | 1,246.94 | 1,170.03 | 1,065.41 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.55 | 1.61 | 3.03 | 0.65 | 0.69 | 0.81 |
| Total Income | 1,512.58 | 1,459.10 | 1,295.23 | 1,247.59 | 1,170.72 | 1,066.22 |
| Interest | 510.31 | 482.15 | 441.50 | 423.87 | 384.92 | 345.64 |
| Employee Expenses | 187.79 | 194.64 | 156.71 | 161.76 | 156.32 | 134.52 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 90.80 | 85.87 | 82.11 | 84.89 | 75.82 | 70.72 |
| TOTAL OPERATING EXPENDITURE | 788.90 | 762.66 | 680.32 | 670.52 | 617.06 | 550.88 |
| Operating Profit Before Prov. & Cont. | 723.68 | 696.44 | 614.91 | 577.07 | 553.66 | 515.34 |
| Provisions & Write Offs | 174.59 | 153.32 | 126.20 | 95.85 | 76.40 | 105.32 |
| Depreciation | 14.35 | 13.75 | 13.06 | 12.28 | 12.06 | 12.49 |
| TOTAL EXPENDITURE | 977.84 | 929.73 | 819.58 | 778.65 | 705.52 | 668.69 |
| Tax | 157.93 | 151.01 | 148.37 | 132.92 | 112.27 | 95.44 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -20.85 | -18.63 | -26.14 | -13.19 | 6.64 | 5.54 |
| Reported Profit After Tax | 397.66 | 396.99 | 353.42 | 349.21 | 346.29 | 296.55 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 397.66 | 396.99 | 353.42 | 349.21 | 346.29 | 296.55 |
| EPS (Unit Curr.) | 24.95 | 24.93 | 22.21 | 21.95 | 21.79 | 18.67 |
| EPS (Adj) (Unit Curr.) | 24.95 | 24.93 | 22.21 | 21.95 | 21.79 | 18.67 |
| Calculated EPS (Unit Curr.) | 24.95 | 24.91 | 22.20 | 21.95 | 21.79 | 18.66 |
| Calculated EPS (Adj) (Unit Curr.) | 24.95 | 24.91 | 22.20 | 21.95 | 21.79 | 18.66 |
| Calculated EPS (Ann.) (Unit Curr.) | 99.78 | 99.63 | 88.81 | 87.79 | 87.16 | 74.65 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 99.78 | 99.63 | 88.81 | 87.79 | 87.16 | 74.65 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 159.41 | 159.38 | 159.18 | 159.11 | 158.93 | 158.91 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 70.06 | 70.34 | 71.99 | 72.58 | 73.69 | 70.93 |
| PBDTM(%) | 36.31 | 37.26 | 37.82 | 38.59 | 40.79 | 38.48 |
| PATM(%) | 26.30 | 27.24 | 27.35 | 28.01 | 29.60 | 27.83 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 69.16 | 70.75 | 0.00 | 69.31 | 69.59 | 0.00 |
| Capital Adequacy Ratio | 25.17 | 23.13 | 24.53 | 25.01 | 24.45 | 23.58 |
| Tier I Capital | 24.30 | 22.20 | 23.60 | 24.10 | 23.50 | 22.70 |
| Tier II Capital | 0.87 | 0.93 | 0.93 | 0.91 | 0.95 | 0.88 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.46 | 1.18 | 0.97 | 0.77 | 0.89 | 1.21 |
| (%) Net Non Performing Assets | 0.45 | 0.35 | 0.29 | 0.24 | 0.27 | 0.35 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |