| Bajaj Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 500034 |
NSE Symbol : BAJFINANCE |
P/E(TTM) : 32.09 |
|
ISIN Demat : INE296A01024 |
Div & Yield% : 0.53 |
EPS(TTM) : 211.42 |
|
Book Value(₹) : 1,158.55 |
Market Cap(₹Cr) : 419,958.05 |
Face Value(₹) : 2.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 13,386.23 | 12,486.59 | 11,853.91 | 11,175.03 | 10,442.25 | 9,456.28 |
| Other Operating Income | 336.88 | 273.90 | 248.79 | 232.83 | 223.09 | 260.97 |
| Other Income | 2.63 | 3.94 | 1.83 | 2.12 | 0.67 | 1.90 |
| Total Income | 13,725.74 | 12,764.43 | 12,104.53 | 11,409.98 | 10,666.01 | 9,719.15 |
| Interest | 4,201.59 | 3,860.80 | 3,618.32 | 3,351.26 | 3,013.06 | 2,614.21 |
| Employee Expenses | 1,631.59 | 1,503.49 | 1,527.22 | 1,452.45 | 1,366.31 | 1,227.52 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 1,432.99 | 1,377.48 | 1,258.26 | 1,211.70 | 1,150.20 | 1,122.55 |
| TOTAL OPERATING EXPENDITURE | 7,266.17 | 6,741.77 | 6,403.80 | 6,015.41 | 5,529.57 | 4,964.28 |
| Operating Profit Before Prov. & Cont. | 6,459.57 | 6,022.66 | 5,700.73 | 5,394.57 | 5,136.44 | 4,754.87 |
| Provisions & Write Offs | 1,671.36 | 1,277.51 | 1,247.52 | 1,058.55 | 988.61 | 802.59 |
| Depreciation | 185.77 | 178.69 | 161.91 | 145.21 | 143.32 | 122.53 |
| TOTAL EXPENDITURE | 9,123.30 | 8,197.97 | 7,813.23 | 7,219.17 | 6,661.50 | 5,889.40 |
| Tax | 1,404.80 | 1,141.00 | 1,097.00 | 1,068.50 | 1,129.50 | 981.00 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -203.90 | 23.55 | 16.91 | 16.56 | -84.05 | 11.39 |
| Reported Profit After Tax | 3,401.54 | 3,401.91 | 3,177.39 | 3,105.75 | 2,959.06 | 2,837.36 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 3,401.54 | 3,401.91 | 3,177.39 | 3,105.75 | 2,959.06 | 2,837.36 |
| EPS (Unit Curr.) | 55.03 | 55.07 | 51.89 | 51.32 | 48.93 | 46.95 |
| EPS (Adj) (Unit Curr.) | 55.03 | 55.07 | 51.89 | 51.32 | 48.93 | 46.95 |
| Calculated EPS (Unit Curr.) | 55.00 | 55.05 | 51.44 | 51.31 | 48.90 | 46.94 |
| Calculated EPS (Adj) (Unit Curr.) | 55.00 | 55.05 | 51.44 | 51.31 | 48.90 | 46.94 |
| Calculated EPS (Ann.) (Unit Curr.) | 219.99 | 220.19 | 205.76 | 205.24 | 195.59 | 187.76 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 219.99 | 220.19 | 205.76 | 205.24 | 195.59 | 187.76 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 123.70 | 123.60 | 123.54 | 121.06 | 121.03 | 120.89 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 67.16 | 68.92 | 68.09 | 68.79 | 68.58 | 69.44 |
| PBDTM(%) | 35.77 | 38.00 | 37.57 | 38.80 | 39.72 | 41.80 |
| PATM(%) | 25.41 | 27.24 | 26.80 | 27.79 | 28.34 | 30.01 |
| Net Interest Income | 7,647.00 | 7,340.00 | 6,973.00 | 8,059.00 | 6,095.00 | 5,669.00 |
| Operating Expenses | 3,250.00 | 3,060.00 | 2,946.00 | 2,809.00 | 2,660.00 | 2,472.00 |
| Loan Losses & Provision | 1,671.00 | 1,278.00 | 1,248.00 | 1,059.00 | 989.00 | 803.00 |
| Assets Under Management | 261,828.00 | 244,826.00 | 232,040.00 | 214,891.00 | 199,579.00 | 180,999.00 |
| Return on Equity(%) | 18.42 | 19.37 | 20.41 | 22.44 | 22.31 | 22.68 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 56.00 | 57.00 | 62.00 | 66.00 | 65.00 | 64.00 |
| Capital Adequacy Ratio | 21.70 | 22.52 | 23.87 | 23.19 | 24.61 | 24.97 |
| Tier I Capital | 20.70 | 21.51 | 22.80 | 21.90 | 23.01 | 23.20 |
| Tier II Capital | 1.00 | 1.01 | 1.07 | 1.29 | 1.60 | 1.77 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.06 | 1.05 | 1.18 | 1.14 | 1.09 | 1.19 |
| (%) Net Non Performing Assets | 0.47 | 0.46 | 0.46 | 0.39 | 0.39 | 0.43 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 5.16 | 0.00 | 0.00 |
| Return on Assets | 5.41 | 4.80 | 5.73 | 0.00 | 6.28 | 6.57 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |