| Spandana Sphoorty Financial Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 542759 |
NSE Symbol : SPANDANA |
P/E(TTM) : 10.46 |
|
ISIN Demat : INE572J01011 |
Div & Yield% : - |
EPS(TTM) : 57.23 |
|
Book Value(₹) : 498.70 |
Market Cap(₹Cr) : 4,268.68 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 663.13 | 637.41 | 591.22 | 584.30 | 486.85 | 475.34 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 26.20 | 32.13 | 30.33 | 29.61 | 15.09 | 30.00 |
| Total Income | 689.33 | 669.54 | 621.55 | 613.91 | 501.94 | 505.34 |
| Interest | 246.19 | 238.57 | 240.68 | 222.89 | 195.24 | 146.24 |
| Employee Expenses | 120.67 | 130.25 | 113.79 | 108.56 | 100.50 | 82.13 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 47.58 | 42.29 | 38.92 | 35.79 | 30.42 | 28.75 |
| TOTAL OPERATING EXPENDITURE | 414.44 | 411.11 | 393.39 | 367.24 | 326.16 | 257.12 |
| Operating Profit Before Prov. & Cont. | 274.89 | 258.43 | 228.16 | 246.67 | 175.78 | 248.22 |
| Provisions & Write Offs | 201.84 | 88.30 | 64.52 | 86.51 | 23.93 | 91.12 |
| Depreciation | 3.90 | 6.58 | 5.50 | 4.53 | 3.12 | 3.67 |
| TOTAL EXPENDITURE | 620.18 | 505.99 | 463.41 | 458.28 | 353.21 | 351.91 |
| Tax | 73.15 | 45.33 | 47.55 | 0.00 | 0.00 | 0.00 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -55.29 | -3.98 | -7.68 | 39.32 | 37.60 | 37.22 |
| Reported Profit After Tax | 51.29 | 122.20 | 118.27 | 116.31 | 111.13 | 116.21 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 51.29 | 122.20 | 118.27 | 116.31 | 111.13 | 116.21 |
| EPS (Unit Curr.) | 7.19 | 17.15 | 16.63 | 16.38 | 15.65 | 16.37 |
| EPS (Adj) (Unit Curr.) | 7.19 | 17.15 | 16.63 | 16.38 | 15.65 | 16.37 |
| Calculated EPS (Unit Curr.) | 7.19 | 17.14 | 16.62 | 16.36 | 15.66 | 16.37 |
| Calculated EPS (Adj) (Unit Curr.) | 7.19 | 17.14 | 16.62 | 16.36 | 15.66 | 16.37 |
| Calculated EPS (Ann.) (Unit Curr.) | 28.77 | 68.56 | 66.46 | 65.45 | 62.62 | 65.49 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 28.77 | 68.56 | 66.46 | 65.45 | 62.62 | 65.49 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 71.31 | 71.30 | 71.18 | 71.08 | 70.98 | 70.98 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 48.14 | 64.12 | 68.39 | 65.56 | 71.29 | 63.82 |
| PBDTM(%) | 11.02 | 26.69 | 27.68 | 27.41 | 31.19 | 33.05 |
| PATM(%) | 7.73 | 19.17 | 20.00 | 19.91 | 22.83 | 24.45 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 80.01 | 80.00 | 70.00 | 70.00 | 70.00 | 70.00 |
| Capital Adequacy Ratio | 32.72 | 31.95 | 35.87 | 37.03 | 38.02 | 36.87 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.60 | 1.43 | 1.50 | 1.27 | 1.49 | 1.95 |
| (%) Net Non Performing Assets | 0.52 | 0.29 | 0.45 | 0.38 | 0.45 | 0.64 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |