| Cholamandalam Investment & Finance Company Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 511243 |
NSE Symbol : CHOLAFIN |
P/E(TTM) : 36.87 |
|
ISIN Demat : INE121A01024 |
Div & Yield% : 0.13 |
EPS(TTM) : 43.30 |
|
Book Value(₹) : 232.68 |
Market Cap(₹Cr) : 134,177.93 |
Face Value(₹) : 2.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 5,784.71 | 5,420.24 | 4,959.71 | 4,434.95 | 4,062.55 | 3,700.83 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 44.26 | 71.84 | 58.98 | 136.94 | 71.07 | 93.43 |
| Total Income | 5,828.97 | 5,492.08 | 5,018.69 | 4,571.89 | 4,133.62 | 3,794.26 |
| Interest | 2,795.65 | 2,579.34 | 2,438.98 | 2,205.20 | 2,007.09 | 1,734.17 |
| Employee Expenses | 683.45 | 765.80 | 666.65 | 570.24 | 327.86 | 379.27 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 441.61 | 444.64 | 352.10 | 337.92 | 420.79 | 372.79 |
| TOTAL OPERATING EXPENDITURE | 3,920.71 | 3,789.78 | 3,457.73 | 3,113.36 | 2,755.74 | 2,486.23 |
| Operating Profit Before Prov. & Cont. | 1,908.26 | 1,702.30 | 1,560.96 | 1,458.53 | 1,377.88 | 1,308.03 |
| Provisions & Write Offs | 581.43 | 190.83 | 358.82 | 399.81 | 372.34 | 113.98 |
| Depreciation | 58.34 | 74.55 | 45.24 | 37.97 | 38.01 | 34.95 |
| TOTAL EXPENDITURE | 4,560.48 | 4,055.16 | 3,861.79 | 3,551.14 | 3,166.09 | 2,635.16 |
| Tax | 355.05 | 263.39 | 357.60 | 290.93 | 272.85 | 234.69 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -28.79 | 115.43 | -76.86 | -32.67 | -31.33 | 71.57 |
| Reported Profit After Tax | 942.23 | 1,058.10 | 876.16 | 762.49 | 726.01 | 852.84 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 942.23 | 1,058.10 | 876.16 | 762.49 | 726.01 | 852.84 |
| EPS (Unit Curr.) | 11.22 | 12.60 | 10.45 | 9.27 | 8.83 | 10.38 |
| EPS (Adj) (Unit Curr.) | 11.22 | 12.60 | 10.45 | 9.27 | 8.83 | 10.38 |
| Calculated EPS (Unit Curr.) | 11.21 | 12.59 | 10.43 | 9.27 | 8.83 | 10.37 |
| Calculated EPS (Adj) (Unit Curr.) | 11.21 | 12.59 | 10.43 | 9.27 | 8.83 | 10.37 |
| Calculated EPS (Ann.) (Unit Curr.) | 44.84 | 50.37 | 41.72 | 37.07 | 35.31 | 41.48 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 44.84 | 50.37 | 41.72 | 37.07 | 35.31 | 41.48 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 65.00 | 0.00 | 0.00 | 0.00 |
| Equity | 168.12 | 168.06 | 168.00 | 164.57 | 164.51 | 164.48 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 71.27 | 75.47 | 73.41 | 73.60 | 74.16 | 79.12 |
| PBDTM(%) | 22.94 | 27.89 | 24.24 | 23.87 | 24.75 | 32.26 |
| PATM(%) | 16.29 | 19.52 | 17.67 | 17.19 | 17.87 | 23.04 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 191.00 | 0.00 | 0.00 | 0.00 | 114.00 |
| Assets Under Management | 155,442.00 | 153,718.00 | 133,794.00 | 124,246.00 | 114,796.00 | 112,782.00 |
| Return on Equity(%) | 18.90 | 22.30 | 20.30 | 19.70 | 19.90 | 24.90 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 39.00 | 41.80 | 41.20 | 47.30 | 0.00 | 41.30 |
| Loan Loss Provision Ratio | 1.50 | 0.00 | 0.00 | 1.30 | 1.30 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 7.60 | 7.80 | 7.40 | 7.40 | 7.30 | 7.80 |
| Provision Coverage Ratio(%) | 35.36 | 35.18 | 35.58 | 37.43 | 35.55 | 33.77 |
| Capital Adequacy Ratio | 18.03 | 18.57 | 19.37 | 16.62 | 17.44 | 17.13 |
| Tier I Capital | 14.76 | 15.10 | 15.55 | 14.66 | 15.14 | 14.78 |
| Tier II Capital | 3.27 | 3.47 | 3.82 | 1.96 | 2.30 | 2.35 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.62 | 3.54 | 3.92 | 4.07 | 4.30 | 4.63 |
| (%) Net Non Performing Assets | 2.37 | 2.32 | 2.56 | 2.59 | 2.77 | 3.11 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 3.20 | 3.90 | 3.30 | 3.20 | 3.30 | 4.40 |
| Loans Disbursed(Amt Rs cr) | 24,332.00 | 24,784.00 | 22,383.00 | 21,542.00 | 20,015.00 | 21,020.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |