| SBI Cards & Payment Services Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 543066 |
NSE Symbol : SBICARD |
P/E(TTM) : 31.39 |
|
ISIN Demat : INE018E01016 |
Div & Yield% : 0.31 |
EPS(TTM) : 25.33 |
|
Book Value(₹) : 127.04 |
Market Cap(₹Cr) : 75,632.78 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 4,358.64 | 4,347.72 | 4,621.70 | 4,087.33 | 3,911.88 | 3,762.16 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 123.95 | 126.85 | 119.90 | 134.05 | 134.23 | 154.41 |
| Total Income | 4,482.59 | 4,474.57 | 4,741.60 | 4,221.38 | 4,046.11 | 3,916.57 |
| Interest | 766.83 | 723.82 | 695.49 | 604.86 | 571.07 | 507.26 |
| Employee Expenses | 134.13 | 132.23 | 144.37 | 147.84 | 145.26 | 152.13 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 1,632.46 | 1,734.33 | 2,230.46 | 1,870.94 | 1,767.10 | 1,782.69 |
| TOTAL OPERATING EXPENDITURE | 2,533.42 | 2,590.38 | 3,070.32 | 2,623.64 | 2,483.43 | 2,442.08 |
| Operating Profit Before Prov. & Cont. | 1,949.17 | 1,884.19 | 1,671.28 | 1,597.74 | 1,562.68 | 1,474.49 |
| Provisions & Write Offs | 1,100.63 | 944.40 | 882.91 | 741.55 | 718.56 | 629.76 |
| Depreciation | 49.37 | 51.63 | 50.78 | 46.80 | 47.56 | 45.06 |
| TOTAL EXPENDITURE | 3,683.42 | 3,586.41 | 4,004.01 | 3,411.99 | 3,249.55 | 3,116.90 |
| Tax | 227.10 | 245.48 | 243.53 | 231.40 | 214.68 | 221.25 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -22.38 | -19.69 | -55.02 | -24.99 | -11.43 | -18.05 |
| Reported Profit After Tax | 594.45 | 662.37 | 549.08 | 602.98 | 593.31 | 596.47 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 594.45 | 662.37 | 549.08 | 602.98 | 593.31 | 596.47 |
| EPS (Unit Curr.) | 6.25 | 6.97 | 5.78 | 6.37 | 6.27 | 6.31 |
| EPS (Adj) (Unit Curr.) | 6.25 | 6.97 | 5.78 | 6.37 | 6.27 | 6.31 |
| Calculated EPS (Unit Curr.) | 6.25 | 6.97 | 5.78 | 6.37 | 6.27 | 6.30 |
| Calculated EPS (Adj) (Unit Curr.) | 6.25 | 6.97 | 5.78 | 6.37 | 6.27 | 6.30 |
| Calculated EPS (Ann.) (Unit Curr.) | 25.00 | 27.86 | 23.10 | 25.48 | 25.08 | 25.22 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 25.00 | 27.86 | 23.10 | 25.48 | 25.08 | 25.22 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 950.97 | 950.97 | 950.76 | 946.74 | 946.36 | 946.07 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 37.06 | 38.26 | 32.11 | 35.75 | 36.18 | 35.94 |
| PBDTM(%) | 19.47 | 21.62 | 17.06 | 20.95 | 21.58 | 22.45 |
| PATM(%) | 13.64 | 15.23 | 11.88 | 14.75 | 15.17 | 15.85 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 1,816.00 | 1,918.00 | 2,426.00 | 2,066.00 | 1,960.00 | 1,980.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 19.10 | 22.20 | 19.20 | 22.30 | 23.30 | 24.60 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 48.90 | 51.10 | 59.90 | 57.10 | 56.40 | 58.10 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 10.90 | 10.90 | 11.30 | 11.30 | 11.50 | 11.50 |
| Provision Coverage Ratio(%) | 64.40 | 64.89 | 64.11 | 64.08 | 63.82 | 63.58 |
| Capital Adequacy Ratio | 20.60 | 20.53 | 18.43 | 23.32 | 22.93 | 23.08 |
| Tier I Capital | 16.80 | 16.50 | 16.30 | 20.80 | 20.30 | 20.40 |
| Tier II Capital | 3.80 | 4.03 | 2.13 | 2.52 | 2.63 | 2.68 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.06 | 2.76 | 2.64 | 2.43 | 2.41 | 2.35 |
| (%) Net Non Performing Assets | 1.11 | 0.99 | 0.96 | 0.89 | 0.89 | 0.87 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 4.10 | 4.70 | 4.10 | 4.90 | 5.10 | 5.40 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |