| Fedbank Financial Services Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 544027 |
NSE Symbol : FEDFINA |
P/E(TTM) : 14.30 |
|
ISIN Demat : INE007N01010 |
Div & Yield% : - |
EPS(TTM) : 7.20 |
|
Book Value(₹) : 64.59 |
Market Cap(₹Cr) : 3,828.91 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 512.98 | 477.31 | 407.58 | 413.45 | 394.79 | 361.39 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 6.11 | 13.68 | 20.15 | 16.00 | 3.16 | 6.48 |
| Total Income | 519.09 | 490.99 | 427.73 | 429.45 | 397.95 | 367.87 |
| Interest | 214.24 | 202.41 | 173.32 | 175.75 | 166.91 | 163.58 |
| Employee Expenses | 99.81 | 91.82 | 85.78 | 83.49 | 79.32 | 69.23 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 66.99 | 56.95 | 50.57 | 50.01 | 50.07 | 43.69 |
| TOTAL OPERATING EXPENDITURE | 381.04 | 351.18 | 309.67 | 309.25 | 296.30 | 276.50 |
| Operating Profit Before Prov. & Cont. | 138.05 | 139.81 | 118.06 | 120.20 | 101.65 | 91.37 |
| Provisions & Write Offs | 39.86 | 35.18 | 17.73 | 22.66 | 14.81 | 10.65 |
| Depreciation | 11.77 | 11.00 | 9.48 | 9.74 | 9.47 | 8.66 |
| TOTAL EXPENDITURE | 432.67 | 397.36 | 336.88 | 341.65 | 320.58 | 295.81 |
| Tax | 21.85 | 24.04 | 21.59 | 16.12 | 20.45 | 18.70 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.02 | -0.64 | 1.60 | 6.28 | -0.84 | -0.52 |
| Reported Profit After Tax | 64.55 | 70.23 | 67.66 | 65.40 | 57.76 | 53.88 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 64.55 | 70.23 | 67.66 | 65.40 | 57.76 | 53.88 |
| EPS (Unit Curr.) | 1.74 | 1.90 | 1.83 | 1.92 | 1.78 | 1.67 |
| EPS (Adj) (Unit Curr.) | 1.74 | 1.90 | 1.83 | 1.92 | 1.78 | 1.67 |
| Calculated EPS (Unit Curr.) | 1.74 | 1.89 | 1.83 | 1.77 | 1.78 | 1.67 |
| Calculated EPS (Adj) (Unit Curr.) | 1.74 | 1.89 | 1.83 | 1.77 | 1.78 | 1.67 |
| Calculated EPS (Ann.) (Unit Curr.) | 6.94 | 7.58 | 7.33 | 7.09 | 7.13 | 6.70 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 6.94 | 7.58 | 7.33 | 7.09 | 7.13 | 6.70 |
| Book Value (Unit Curr.) | 64.60 | 62.60 | 61.20 | 58.60 | 46.20 | 44.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 371.92 | 370.79 | 369.39 | 368.96 | 323.94 | 321.91 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 60.90 | 64.33 | 67.14 | 66.10 | 64.27 | 67.60 |
| PBDTM(%) | 19.14 | 21.92 | 24.62 | 23.59 | 22.00 | 22.34 |
| PATM(%) | 12.58 | 14.71 | 16.60 | 15.82 | 14.63 | 14.91 |
| Net Interest Income | 264.90 | 249.60 | 210.40 | 216.60 | 207.30 | 177.70 |
| Operating Expenses | 178.60 | 159.80 | 145.70 | 143.20 | 138.90 | 121.60 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 14,218.50 | 13,188.10 | 12,191.90 | 10,713.90 | 10,030.40 | 9,434.20 |
| Return on Equity(%) | 10.90 | 12.30 | 12.20 | 14.30 | 15.90 | 15.60 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 58.60 | 55.40 | 57.30 | 56.50 | 60.10 | 59.50 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 8.30 | 8.10 | 0.00 | 8.70 | 8.80 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 21.85 | 19.32 | 20.36 | 24.52 | 22.54 | 22.33 |
| Capital Adequacy Ratio | 21.40 | 22.84 | 23.46 | 25.79 | 19.70 | 19.71 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.87 | 1.97 | 1.66 | 2.19 | 2.34 | 2.26 |
| (%) Net Non Performing Assets | 1.47 | 1.60 | 1.33 | 1.66 | 1.83 | 1.78 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 2.10 | 2.40 | 2.50 | 2.50 | 2.40 | 2.30 |
| Loans Disbursed(Amt Rs cr) | 3,810.40 | 5,004.60 | 4,336.10 | 3,344.10 | 2,932.90 | 2,965.60 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |