| Satin Creditcare Network Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 539404 |
NSE Symbol : SATIN |
P/E(TTM) : 5.23 |
|
ISIN Demat : INE836B01017 |
Div & Yield% : - |
EPS(TTM) : 39.79 |
|
Book Value(₹) : 241.49 |
Market Cap(₹Cr) : 2,299.45 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 | Mar 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 581.50 | 591.78 | 546.21 | 489.00 | 421.37 | 387.91 |
| Other Operating Income | 0.42 | 0.80 | 1.23 | 2.69 | 0.55 | 0.87 |
| Other Income | 0.19 | 1.34 | 0.17 | 0.24 | 0.12 | 0.21 |
| Total Income | 582.11 | 593.92 | 547.61 | 491.94 | 422.04 | 388.99 |
| Interest | 229.49 | 232.85 | 229.57 | 200.31 | 170.11 | 146.03 |
| Employee Expenses | 105.77 | 98.19 | 93.96 | 88.35 | 85.19 | 82.31 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 35.09 | 25.73 | 37.73 | 30.59 | 32.59 | 22.51 |
| TOTAL OPERATING EXPENDITURE | 370.35 | 356.77 | 361.26 | 319.25 | 287.89 | 250.85 |
| Operating Profit Before Prov. & Cont. | 211.76 | 237.15 | 186.35 | 172.69 | 134.15 | 138.14 |
| Provisions & Write Offs | 69.22 | 64.16 | 35.93 | 29.05 | 15.34 | 4.96 |
| Depreciation | 5.01 | 5.62 | 5.14 | 5.28 | 3.94 | 7.25 |
| TOTAL EXPENDITURE | 444.58 | 426.55 | 402.33 | 353.58 | 307.17 | 263.06 |
| Tax | 49.83 | 44.73 | 22.36 | 0.00 | 0.00 | -0.30 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -14.90 | -2.65 | 14.52 | 35.08 | 28.96 | 31.81 |
| Reported Profit After Tax | 102.61 | 125.28 | 108.38 | 103.27 | 85.91 | 94.40 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 102.61 | 125.28 | 108.38 | 103.27 | 85.91 | 94.40 |
| EPS (Unit Curr.) | 9.33 | 11.39 | 10.76 | 10.57 | 10.00 | 11.29 |
| EPS (Adj) (Unit Curr.) | 9.33 | 11.39 | 10.76 | 10.57 | 10.00 | 11.29 |
| Calculated EPS (Unit Curr.) | 9.32 | 11.38 | 9.85 | 10.41 | 9.75 | 11.13 |
| Calculated EPS (Adj) (Unit Curr.) | 9.32 | 11.38 | 9.85 | 10.41 | 9.75 | 11.13 |
| Calculated EPS (Ann.) (Unit Curr.) | 37.30 | 45.54 | 39.40 | 41.64 | 39.02 | 44.53 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 37.30 | 45.54 | 39.40 | 41.64 | 39.02 | 44.53 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 110.04 | 110.04 | 110.04 | 99.21 | 88.08 | 84.80 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 63.98 | 68.58 | 69.57 | 70.34 | 68.57 | 71.98 |
| PBDTM(%) | 24.51 | 29.23 | 27.54 | 29.37 | 28.20 | 34.33 |
| PATM(%) | 17.65 | 21.17 | 19.84 | 21.12 | 20.39 | 24.34 |
| Net Interest Income | 353.00 | 0.00 | 0.00 | 0.00 | 252.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 10,485.00 | 10,593.00 | 0.00 | 8,894.00 | 8,367.00 | 7,929.00 |
| Return on Equity(%) | 15.10 | 19.26 | 18.39 | 19.70 | 17.50 | 20.30 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 41.40 | 37.20 | 43.70 | 43.61 | 48.90 | 45.00 |
| Loan Loss Provision Ratio | 2.63 | 2.33 | 1.45 | 1.21 | 0.69 | 0.66 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 13.38 | 14.16 | 13.60 | 13.52 | 12.55 | 13.64 |
| Provision Coverage Ratio(%) | 60.54 | 60.45 | 60.58 | 61.10 | 54.01 | 54.40 |
| Capital Adequacy Ratio | 27.91 | 27.66 | 28.73 | 25.73 | 24.95 | 26.62 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.73 | 2.49 | 2.40 | 2.38 | 2.49 | 3.28 |
| (%) Net Non Performing Assets | 1.08 | 0.99 | 0.95 | 0.92 | 1.14 | 1.50 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 4.00 | 4.95 | 4.50 | 4.72 | 4.30 | 4.90 |
| Loans Disbursed(Amt Rs cr) | 1,997.00 | 2,810.00 | 0.00 | 2,202.00 | 1,980.00 | 2,546.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |