| Satin Creditcare Network Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 539404 |
NSE Symbol : SATIN |
P/E(TTM) : 4.38 |
|
ISIN Demat : INE836B01017 |
Div & Yield% : - |
EPS(TTM) : 34.20 |
|
Book Value(₹) : 253.36 |
Market Cap(₹Cr) : 1,655.41 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2024 | Jun 2024 | Mar 2024 | Dec 2023 | Sep 2023 | Jun 2023 |
|---|---|---|---|---|---|---|
| Operating Income | 599.99 | 581.50 | 591.78 | 546.21 | 489.00 | 421.37 |
| Other Operating Income | 0.46 | 0.42 | 0.80 | 1.23 | 2.69 | 0.55 |
| Other Income | 0.45 | 0.19 | 1.34 | 0.17 | 0.24 | 0.12 |
| Total Income | 600.91 | 582.11 | 593.92 | 547.61 | 491.94 | 422.04 |
| Interest | 242.68 | 229.49 | 232.85 | 229.57 | 200.31 | 170.11 |
| Employee Expenses | 124.15 | 105.77 | 98.19 | 93.96 | 88.35 | 85.19 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 37.27 | 35.09 | 25.73 | 37.73 | 30.59 | 32.59 |
| TOTAL OPERATING EXPENDITURE | 404.10 | 370.35 | 356.77 | 361.26 | 319.25 | 287.89 |
| Operating Profit Before Prov. & Cont. | 196.81 | 211.76 | 237.15 | 186.35 | 172.69 | 134.15 |
| Provisions & Write Offs | 133.71 | 69.22 | 64.16 | 35.93 | 29.05 | 15.34 |
| Depreciation | 5.67 | 5.01 | 5.62 | 5.14 | 5.28 | 3.94 |
| TOTAL EXPENDITURE | 543.48 | 444.58 | 426.55 | 402.33 | 353.58 | 307.17 |
| Tax | 38.16 | 49.83 | 44.73 | 22.36 | 0.00 | 0.00 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -22.29 | -14.90 | -2.65 | 14.52 | 35.08 | 28.96 |
| Reported Profit After Tax | 41.56 | 102.61 | 125.28 | 108.38 | 103.27 | 85.91 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 41.56 | 102.61 | 125.28 | 108.38 | 103.27 | 85.91 |
| EPS (Unit Curr.) | 3.78 | 9.33 | 11.39 | 10.76 | 10.57 | 10.00 |
| EPS (Adj) (Unit Curr.) | 3.78 | 9.33 | 11.39 | 10.76 | 10.57 | 10.00 |
| Calculated EPS (Unit Curr.) | 3.78 | 9.32 | 11.38 | 9.85 | 10.41 | 9.75 |
| Calculated EPS (Adj) (Unit Curr.) | 3.78 | 9.32 | 11.38 | 9.85 | 10.41 | 9.75 |
| Calculated EPS (Ann.) (Unit Curr.) | 15.11 | 37.30 | 45.54 | 39.40 | 41.64 | 39.02 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 15.11 | 37.30 | 45.54 | 39.40 | 41.64 | 39.02 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 110.04 | 110.04 | 110.04 | 110.04 | 99.21 | 88.08 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 50.96 | 63.98 | 68.58 | 69.57 | 70.34 | 68.57 |
| PBDTM(%) | 10.52 | 24.51 | 29.23 | 27.54 | 29.37 | 28.20 |
| PATM(%) | 6.93 | 17.65 | 21.17 | 19.84 | 21.12 | 20.39 |
| Net Interest Income | 0.00 | 353.00 | 0.00 | 0.00 | 0.00 | 252.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 10,463.00 | 10,485.00 | 10,593.00 | 0.00 | 8,894.00 | 8,367.00 |
| Return on Equity(%) | 5.97 | 15.10 | 19.26 | 18.39 | 19.70 | 17.50 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 46.65 | 41.40 | 37.20 | 43.70 | 43.61 | 48.90 |
| Loan Loss Provision Ratio | 5.11 | 2.63 | 2.33 | 1.45 | 1.21 | 0.69 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 13.68 | 13.38 | 14.16 | 13.60 | 13.52 | 12.55 |
| Provision Coverage Ratio(%) | 61.14 | 60.54 | 60.45 | 60.58 | 61.10 | 54.01 |
| Capital Adequacy Ratio | 28.82 | 27.91 | 27.66 | 28.73 | 25.73 | 24.95 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.53 | 2.73 | 2.49 | 2.40 | 2.38 | 2.49 |
| (%) Net Non Performing Assets | 1.37 | 1.08 | 0.99 | 0.95 | 0.92 | 1.14 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 1.59 | 4.00 | 4.95 | 4.50 | 4.72 | 4.30 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 1,997.00 | 2,810.00 | 0.00 | 2,202.00 | 1,980.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |