| Paisalo Digital Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 532900 |
NSE Symbol : PAISALO |
P/E(TTM) : 16.58 |
|
ISIN Demat : INE420C01059 |
Div & Yield% : 0.27 |
EPS(TTM) : 2.24 |
|
Book Value(₹) : 18.08 |
Market Cap(₹Cr) : 3,377.96 |
Face Value(₹) : 1.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 215.83 | 209.59 | 189.72 | 193.76 | 175.93 | 175.42 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.00 | 0.00 | 0.59 | 0.00 | 0.00 | 0.00 |
| Total Income | 215.83 | 209.59 | 190.31 | 193.76 | 175.93 | 175.42 |
| Interest | 95.40 | 90.68 | 81.68 | 77.49 | 72.42 | 77.71 |
| Employee Expenses | 17.81 | 16.72 | 17.93 | 16.67 | 13.88 | 12.27 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 24.65 | 20.48 | 24.30 | 15.68 | 18.31 | 17.73 |
| TOTAL OPERATING EXPENDITURE | 137.86 | 127.88 | 123.91 | 109.84 | 104.61 | 107.71 |
| Operating Profit Before Prov. & Cont. | 77.97 | 81.71 | 66.40 | 83.92 | 71.32 | 67.71 |
| Provisions & Write Offs | 7.53 | 16.58 | 2.69 | 0.85 | 3.67 | 11.48 |
| Depreciation | 2.18 | 2.20 | 2.23 | 1.23 | 1.04 | 0.96 |
| TOTAL EXPENDITURE | 147.57 | 146.66 | 128.83 | 111.92 | 109.32 | 120.15 |
| Tax | 16.85 | 14.93 | 9.97 | 18.97 | 14.33 | 10.50 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.61 | 1.33 | 6.50 | 0.79 | 2.77 | 3.68 |
| Reported Profit After Tax | 50.81 | 46.66 | 45.01 | 62.07 | 49.52 | 41.09 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.44 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 50.81 | 46.66 | 44.57 | 62.07 | 49.52 | 41.09 |
| EPS (Unit Curr.) | 0.56 | 0.52 | 0.50 | 0.69 | 0.55 | 0.46 |
| EPS (Adj) (Unit Curr.) | 0.56 | 0.52 | 0.50 | 0.69 | 0.55 | 0.46 |
| Calculated EPS (Unit Curr.) | 0.56 | 0.52 | 0.50 | 0.69 | 0.55 | 0.46 |
| Calculated EPS (Adj) (Unit Curr.) | 0.56 | 0.52 | 0.50 | 0.69 | 0.55 | 0.46 |
| Calculated EPS (Ann.) (Unit Curr.) | 2.23 | 2.07 | 2.00 | 2.76 | 2.21 | 1.83 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 2.23 | 2.07 | 2.00 | 2.76 | 2.21 | 1.83 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 13.28 | 16.09 | 15.61 | 15.06 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 90.96 | 90.22 | 90.22 | 89.80 | 89.80 | 89.80 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 | 1.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 76.84 | 74.35 | 76.63 | 82.86 | 79.62 | 76.35 |
| PBDTM(%) | 32.64 | 31.07 | 33.58 | 42.87 | 38.46 | 32.05 |
| PATM(%) | 23.54 | 22.26 | 23.72 | 32.03 | 28.15 | 23.42 |
| Net Interest Income | 126.20 | 124.40 | 0.00 | 0.00 | 109.70 | 103.50 |
| Operating Expenses | 45.30 | 43.30 | 0.00 | 0.00 | 33.90 | 36.10 |
| Loan Losses & Provision | 11.90 | 17.60 | 0.00 | 0.00 | 8.70 | 11.60 |
| Assets Under Management | 5,449.40 | 5,230.20 | 5,232.80 | 4,748.80 | 4,535.20 | 4,600.10 |
| Return on Equity(%) | 11.74 | 11.85 | 12.96 | 13.91 | 12.78 | 12.03 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 6.50 | 6.53 | 6.40 | 6.59 | 6.53 | 6.22 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 38.20 | 39.50 | 39.16 | 42.26 | 35.76 | 36.90 |
| Tier I Capital | 30.30 | 30.40 | 29.90 | 31.81 | 34.58 | 33.70 |
| Tier II Capital | 7.90 | 9.10 | 9.26 | 10.45 | 1.18 | 3.20 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.81 | 0.85 | 0.99 | 1.10 | 0.86 | 0.21 |
| (%) Net Non Performing Assets | 0.65 | 0.68 | 0.76 | 0.84 | 0.61 | 0.02 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 3.56 | 3.66 | 3.89 | 4.49 | 4.33 | 4.03 |
| Loans Disbursed(Amt Rs cr) | 1,102.50 | 758.10 | 1,309.00 | 2,410.90 | 1,432.00 | 652.10 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |