| Central Bank of India | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532885 |
NSE Symbol : CENTRALBK |
P/E(TTM) : 6.29 |
|
ISIN Demat : INE483A01010 |
Div & Yield% : 5.92 |
EPS(TTM) : 4.83 |
|
Book Value(₹) : 38.17 |
Market Cap(₹Cr) : 27,507.21 |
Face Value(₹) : 10.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 9,660.67 | 9,033.36 | 8,743.11 | 8,588.54 | 8,619.00 | 8,509.44 |
| Other Income | 1,149.82 | 1,925.74 | 1,506.62 | 1,785.58 | 1,714.26 | 1,229.20 |
| Total Income | 10,810.49 | 10,959.10 | 10,249.73 | 10,374.12 | 10,333.26 | 9,738.64 |
| Operating Expenses | 8,714.37 | 8,666.60 | 8,464.11 | 8,070.14 | 8,330.30 | 7,775.33 |
| Operating Profit Before Prov. & Cont. | 2,096.12 | 2,292.50 | 1,785.62 | 2,303.98 | 2,002.96 | 1,963.31 |
| Provisions & Contingencies | 504.34 | 704.29 | 314.14 | 521.11 | 844.49 | 556.64 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 867.35 | 325.61 | 258.60 | 614.18 | 124.92 | 447.74 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 724.43 | 1,262.60 | 1,212.88 | 1,168.69 | 1,033.55 | 958.93 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 724.43 | 1,262.60 | 1,212.88 | 1,168.69 | 1,033.55 | 958.93 |
| EPS (Unit Curr.) | 0.80 | 1.39 | 1.34 | 1.29 | 1.19 | 1.10 |
| EPS (Adj) (Unit Curr.) | 0.80 | 1.39 | 1.34 | 1.29 | 1.19 | 1.10 |
| Calculated EPS (Unit Curr.) | 0.80 | 1.39 | 1.34 | 1.29 | 1.14 | 1.10 |
| Calculated EPS (Adj) (Unit Curr.) | 0.80 | 1.39 | 1.34 | 1.29 | 1.14 | 1.10 |
| Calculated EPS (Ann.) (Unit Curr.) | 3.20 | 5.58 | 5.36 | 5.16 | 4.57 | 4.42 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 3.20 | 5.58 | 5.36 | 5.16 | 4.57 | 4.42 |
| Book Value (Unit Curr.) | 38.23 | 38.79 | 37.70 | 37.06 | 35.99 | 34.54 |
| Dividend (%) | 0.00 | 2.00 | 2.00 | 2.00 | 0.00 | 0.00 |
| Equity | 9,051.40 | 9,051.40 | 9,051.40 | 9,051.40 | 9,051.40 | 8,680.94 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 89.27 | 89.27 | 89.27 | 89.27 | 89.27 | 93.08 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 75.05 | 78.81 | 79.28 | 81.37 | 74.01 | 74.93 |
| PBDTM(%) | 16.48 | 17.58 | 16.83 | 20.76 | 13.44 | 16.53 |
| PATM(%) | 7.50 | 13.98 | 13.87 | 13.61 | 11.99 | 11.27 |
| Net Interest Income | 4,002.00 | 3,502.00 | 3,283.00 | 3,383.00 | 3,399.00 | 3,540.00 |
| Net Interest Margin(%) | 3.25 | 2.96 | 2.89 | 3.16 | 3.17 | 3.45 |
| Provision Coverage Ratio(%) | 95.97 | 96.69 | 96.88 | 97.02 | 96.54 | 96.54 |
| CASA Ratio(%) | 47.30 | 47.13 | 46.83 | 46.88 | 48.91 | 49.18 |
| Capital Adequacy Ratio | 17.91 | 16.13 | 17.34 | 17.66 | 17.02 | 16.43 |
| Tier I Capital | 15.61 | 13.87 | 14.98 | 15.48 | 14.73 | 14.21 |
| Tier II Capital | 2.30 | 2.26 | 2.36 | 2.18 | 2.29 | 2.22 |
| Gross Non Performing Assets | 9,185.04 | 8,726.00 | 8,827.02 | 8,637.61 | 9,224.78 | 10,459.89 |
| Net Non Performing Assets | 1,665.86 | 1,413.66 | 1,363.67 | 1,308.12 | 1,543.26 | 1,554.98 |
| (%) Gross Non Performing Assets | 2.67 | 2.70 | 3.01 | 3.13 | 3.18 | 3.86 |
| (%) Net Non Performing Assets | 0.49 | 0.45 | 0.48 | 0.49 | 0.55 | 0.59 |
| Return on Assets(Annualised) | 0.56 | 1.01 | 1.01 | 1.02 | 0.91 | 0.86 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 20,757.00 | 21,668.00 | 21,501.00 | 19,889.00 | 19,411.00 | 18,803.00 |
| Saving Deposits | 200,024.00 | 190,105.00 | 186,115.00 | 180,633.00 | 181,762.00 | 176,304.00 |
| Term Deposits | 247,142.00 | 238,802.00 | 236,835.00 | 228,368.00 | 211,524.00 | 202,800.00 |
| Total Deposits | 467,923.00 | 450,575.00 | 444,451.00 | 428,890.00 | 412,697.00 | 397,907.00 |
| Total Advances | 344,516.00 | 323,531.00 | 293,488.00 | 275,595.00 | 290,101.00 | 270,779.00 |
