| Union Bank of India | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532477 |
NSE Symbol : UNIONBANK |
P/E(TTM) : 6.52 |
|
ISIN Demat : INE692A01016 |
Div & Yield% : 3.10 |
EPS(TTM) : 23.52 |
|
Book Value(₹) : 151.61 |
Market Cap(₹Cr) : 117,061.34 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 26,650.24 | 27,295.56 | 27,695.22 | 26,957.93 | 26,708.43 | 26,364.39 |
| Other Income | 4,995.82 | 4,485.78 | 5,559.09 | 4,416.57 | 5,328.03 | 4,509.23 |
| Total Income | 31,646.06 | 31,781.34 | 33,254.31 | 31,374.50 | 32,036.46 | 30,873.62 |
| Operating Expenses | 24,832.11 | 24,872.68 | 25,554.16 | 23,882.68 | 23,923.70 | 23,088.31 |
| Operating Profit Before Prov. & Cont. | 6,813.95 | 6,908.66 | 7,700.15 | 7,491.82 | 8,112.76 | 7,785.31 |
| Provisions & Contingencies | 1,396.73 | 1,664.51 | 1,543.92 | 1,599.05 | 1,712.20 | 2,755.81 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 1,168.14 | 1,128.62 | 1,171.31 | 1,289.14 | 1,680.82 | 1,350.65 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 4,249.08 | 4,115.53 | 4,984.92 | 4,603.63 | 4,719.74 | 3,678.85 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 4,249.08 | 4,115.53 | 4,984.92 | 4,603.63 | 4,719.74 | 3,678.85 |
| EPS (Unit Curr.) | 5.57 | 5.39 | 6.53 | 6.03 | 6.18 | 4.82 |
| EPS (Adj) (Unit Curr.) | 5.57 | 5.39 | 6.53 | 6.03 | 6.18 | 4.82 |
| Calculated EPS (Unit Curr.) | 5.57 | 5.39 | 6.53 | 6.03 | 6.18 | 4.82 |
| Calculated EPS (Adj) (Unit Curr.) | 5.57 | 5.39 | 6.53 | 6.03 | 6.18 | 4.82 |
| Calculated EPS (Ann.) (Unit Curr.) | 22.27 | 21.57 | 26.12 | 24.12 | 24.73 | 19.28 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 22.27 | 21.57 | 26.12 | 24.12 | 24.73 | 19.28 |
| Book Value (Unit Curr.) | 147.69 | 142.37 | 136.98 | 135.90 | 129.48 | 122.81 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 7,633.61 | 7,633.61 | 7,633.61 | 7,633.61 | 7,633.61 | 7,633.61 |
| Reserve & Surplus | 0.00 | 0.00 | 99,876.34 | 98,397.18 | 0.00 | 89,142.26 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 74.76 | 74.76 | 74.76 | 74.76 | 74.76 | 74.76 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 87.26 | 85.83 | 87.88 | 87.58 | 90.09 | 83.38 |
| PBDTM(%) | 20.33 | 19.21 | 22.23 | 21.86 | 23.96 | 19.08 |
| PATM(%) | 15.94 | 15.08 | 18.00 | 17.08 | 17.67 | 13.95 |
| Net Interest Income | 8,812.00 | 9,113.00 | 9,514.00 | 9,240.00 | 9,047.00 | 9,412.00 |
| Net Interest Margin(%) | 2.67 | 2.76 | 2.87 | 2.91 | 2.90 | 3.05 |
| Provision Coverage Ratio(%) | 95.13 | 94.65 | 94.61 | 93.42 | 92.79 | 93.49 |
| CASA Ratio(%) | 32.56 | 32.52 | 33.52 | 33.43 | 32.72 | 33.40 |
| Capital Adequacy Ratio | 17.07 | 18.03 | 18.02 | 16.72 | 17.13 | 17.02 |
| Tier I Capital | 15.58 | 16.58 | 16.24 | 14.89 | 15.22 | 15.14 |
| Tier II Capital | 1.49 | 1.45 | 1.78 | 1.83 | 1.91 | 1.88 |
| Gross Non Performing Assets | 32,085.13 | 34,311.31 | 35,350.38 | 36,554.25 | 40,498.86 | 41,422.94 |
| Net Non Performing Assets | 5,209.42 | 5,873.90 | 5,969.29 | 7,568.36 | 8,758.59 | 7,902.04 |
| (%) Gross Non Performing Assets | 3.29 | 3.52 | 3.60 | 3.85 | 4.36 | 4.54 |
| (%) Net Non Performing Assets | 0.55 | 0.62 | 0.63 | 0.82 | 0.98 | 0.90 |
| Return on Assets(Annualised) | 1.16 | 1.11 | 1.35 | 1.30 | 1.35 | 1.06 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 63,010.00 | 68,570.00 | 86,409.00 | 66,912.00 | 67,906.00 | 66,941.00 |
| Saving Deposits | 338,844.00 | 334,475.00 | 339,916.00 | 328,416.00 | 328,389.00 | 332,539.00 |
| Term Deposits | 832,767.00 | 836,888.00 | 883,425.00 | 821,234.00 | 845,652.00 | 824,711.00 |
| Total Deposits | 1,234,621.00 | 1,239,933.00 | 1,309,750.00 | 1,216,562.00 | 1,241,947.00 | 1,224,191.00 |
| Total Advances | 975,207.00 | 974,489.00 | 982,894.00 | 949,164.00 | 928,832.00 | 912,214.00 |