| Union Bank of India | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532477 |
NSE Symbol : UNIONBANK |
P/E(TTM) : 7.32 |
|
ISIN Demat : INE692A01016 |
Div & Yield% : 2.70 |
EPS(TTM) : 24.06 |
|
Book Value(₹) : 157.99 |
Market Cap(₹Cr) : 134,389.63 |
Face Value(₹) : 10.00 |
| Particulars | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 26,443.41 | 26,190.57 | 27,295.56 | 27,695.22 | 26,543.56 | 26,708.43 |
| Other Income | 4,541.05 | 4,995.82 | 4,485.78 | 5,559.09 | 4,416.57 | 5,328.03 |
| Total Income | 30,984.46 | 31,186.39 | 31,781.34 | 33,254.31 | 30,960.13 | 32,036.46 |
| Operating Expenses | 24,042.86 | 24,372.44 | 24,872.68 | 25,554.16 | 23,468.31 | 23,923.70 |
| Operating Profit Before Prov. & Cont. | 6,941.60 | 6,813.95 | 6,908.66 | 7,700.15 | 7,491.82 | 8,112.76 |
| Provisions & Contingencies | 322.23 | 1,396.73 | 1,664.51 | 1,543.92 | 1,599.05 | 1,712.20 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 1,602.60 | 1,168.14 | 1,128.62 | 1,171.31 | 1,289.14 | 1,680.82 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 5,016.77 | 4,249.08 | 4,115.53 | 4,984.92 | 4,603.63 | 4,719.74 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 5,016.77 | 4,249.08 | 4,115.53 | 4,984.92 | 4,603.63 | 4,719.74 |
| EPS (Unit Curr.) | 6.57 | 5.57 | 5.39 | 6.53 | 6.03 | 6.18 |
| EPS (Adj) (Unit Curr.) | 6.57 | 5.57 | 5.39 | 6.53 | 6.03 | 6.18 |
| Calculated EPS (Unit Curr.) | 6.57 | 5.57 | 5.39 | 6.53 | 6.03 | 6.18 |
| Calculated EPS (Adj) (Unit Curr.) | 6.57 | 5.57 | 5.39 | 6.53 | 6.03 | 6.18 |
| Calculated EPS (Ann.) (Unit Curr.) | 26.29 | 22.27 | 21.57 | 26.12 | 24.12 | 24.73 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 26.29 | 22.27 | 21.57 | 26.12 | 24.12 | 24.73 |
| Book Value (Unit Curr.) | 153.78 | 147.69 | 142.37 | 136.98 | 135.90 | 129.48 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 7,633.61 | 7,633.61 | 7,633.61 | 7,633.61 | 7,633.61 | 7,633.61 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 99,876.34 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 74.76 | 74.76 | 74.76 | 74.76 | 74.76 | 74.76 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 89.76 | 87.04 | 85.83 | 87.88 | 87.39 | 90.09 |
| PBDTM(%) | 25.03 | 20.68 | 19.21 | 22.23 | 22.20 | 23.96 |
| PATM(%) | 18.97 | 16.22 | 15.08 | 18.00 | 17.34 | 17.67 |
| Net Interest Income | 9,328.00 | 8,812.00 | 9,113.00 | 9,514.00 | 9,240.00 | 9,047.00 |
| Net Interest Margin(%) | 2.76 | 2.67 | 2.76 | 2.87 | 2.91 | 2.90 |
| Provision Coverage Ratio(%) | 95.13 | 95.13 | 94.65 | 94.61 | 93.42 | 92.79 |
| CASA Ratio(%) | 33.96 | 32.56 | 32.52 | 33.52 | 33.43 | 32.72 |
| Capital Adequacy Ratio | 16.49 | 17.07 | 18.03 | 18.02 | 16.72 | 17.13 |
| Tier I Capital | 15.06 | 15.58 | 16.58 | 16.24 | 14.89 | 15.22 |
| Tier II Capital | 1.43 | 1.49 | 1.45 | 1.78 | 1.83 | 1.91 |
| Gross Non Performing Assets | 31,120.88 | 32,085.13 | 34,311.31 | 35,350.38 | 36,554.25 | 40,498.86 |
| Net Non Performing Assets | 5,102.15 | 5,209.42 | 5,873.90 | 5,969.29 | 7,568.36 | 8,758.59 |
| (%) Gross Non Performing Assets | 3.06 | 3.29 | 3.52 | 3.60 | 3.85 | 4.36 |
| (%) Net Non Performing Assets | 0.51 | 0.55 | 0.62 | 0.63 | 0.82 | 0.98 |
| Return on Assets(Annualised) | 1.35 | 1.16 | 1.11 | 1.35 | 1.30 | 1.35 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 67,752.00 | 63,010.00 | 68,570.00 | 86,409.00 | 66,912.00 | 67,906.00 |
| Saving Deposits | 347,342.00 | 338,844.00 | 334,475.00 | 339,916.00 | 328,416.00 | 328,389.00 |
| Term Deposits | 807,762.00 | 832,767.00 | 836,888.00 | 883,425.00 | 787,737.00 | 845,652.00 |
| Total Deposits | 1,222,856.00 | 1,234,621.00 | 1,239,933.00 | 1,309,750.00 | 1,183,065.00 | 1,241,947.00 |
| Total Advances | 1,016,884.00 | 975,207.00 | 974,489.00 | 982,894.00 | 949,164.00 | 928,832.00 |