| Union Bank of India | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532477 |
NSE Symbol : UNIONBANK |
P/E(TTM) : 7.14 |
|
ISIN Demat : INE692A01016 |
Div & Yield% : 2.86 |
EPS(TTM) : 24.48 |
|
Book Value(₹) : 159.29 |
Market Cap(₹Cr) : 133,435.43 |
Face Value(₹) : 10.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 26,439.01 | 26,443.41 | 26,190.57 | 27,295.56 | 27,695.22 | 26,543.56 |
| Other Income | 5,412.14 | 4,541.05 | 4,995.82 | 4,485.78 | 5,559.09 | 4,416.57 |
| Total Income | 31,851.15 | 30,984.46 | 31,186.39 | 31,781.34 | 33,254.31 | 30,960.13 |
| Operating Expenses | 23,895.86 | 24,042.86 | 24,372.44 | 24,872.68 | 25,554.16 | 23,468.31 |
| Operating Profit Before Prov. & Cont. | 7,955.29 | 6,941.60 | 6,813.95 | 6,908.66 | 7,700.15 | 7,491.82 |
| Provisions & Contingencies | 1,054.98 | 322.23 | 1,396.73 | 1,664.51 | 1,543.92 | 1,599.05 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 1,584.55 | 1,602.60 | 1,168.14 | 1,128.62 | 1,171.31 | 1,289.14 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 5,315.76 | 5,016.77 | 4,249.08 | 4,115.53 | 4,984.92 | 4,603.63 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 5,315.76 | 5,016.77 | 4,249.08 | 4,115.53 | 4,984.92 | 4,603.63 |
| EPS (Unit Curr.) | 6.96 | 6.57 | 5.57 | 5.39 | 6.53 | 6.03 |
| EPS (Adj) (Unit Curr.) | 6.96 | 6.57 | 5.57 | 5.39 | 6.53 | 6.03 |
| Calculated EPS (Unit Curr.) | 6.96 | 6.57 | 5.57 | 5.39 | 6.53 | 6.03 |
| Calculated EPS (Adj) (Unit Curr.) | 6.96 | 6.57 | 5.57 | 5.39 | 6.53 | 6.03 |
| Calculated EPS (Ann.) (Unit Curr.) | 27.85 | 26.29 | 22.27 | 21.57 | 26.12 | 24.12 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 27.85 | 26.29 | 22.27 | 21.57 | 26.12 | 24.12 |
| Book Value (Unit Curr.) | 154.41 | 153.78 | 147.69 | 142.37 | 136.98 | 135.90 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 7,633.61 | 7,633.61 | 7,633.61 | 7,633.61 | 7,633.61 | 7,633.61 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 99,876.34 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 74.76 | 74.76 | 74.76 | 74.76 | 74.76 | 74.76 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 90.52 | 89.76 | 87.04 | 85.83 | 87.88 | 87.39 |
| PBDTM(%) | 26.10 | 25.03 | 20.68 | 19.21 | 22.23 | 22.20 |
| PATM(%) | 20.11 | 18.97 | 16.22 | 15.08 | 18.00 | 17.34 |
| Net Interest Income | 9,406.00 | 9,328.00 | 8,812.00 | 9,113.00 | 9,514.00 | 9,240.00 |
| Net Interest Margin(%) | 2.64 | 2.76 | 2.67 | 2.76 | 2.87 | 2.91 |
| Provision Coverage Ratio(%) | 95.03 | 95.13 | 95.13 | 94.65 | 94.61 | 93.42 |
| CASA Ratio(%) | 35.21 | 33.96 | 32.56 | 32.52 | 33.51 | 33.43 |
| Capital Adequacy Ratio | 18.10 | 16.49 | 17.07 | 18.03 | 18.02 | 16.72 |
| Tier I Capital | 16.63 | 15.06 | 15.58 | 16.58 | 16.24 | 14.89 |
| Tier II Capital | 1.47 | 1.43 | 1.49 | 1.45 | 1.78 | 1.83 |
| Gross Non Performing Assets | 30,400.77 | 31,120.88 | 32,085.13 | 34,311.31 | 35,350.38 | 36,554.25 |
| Net Non Performing Assets | 5,067.28 | 5,102.15 | 5,209.42 | 5,873.90 | 5,969.29 | 7,568.36 |
| (%) Gross Non Performing Assets | 2.82 | 3.06 | 3.29 | 3.52 | 3.60 | 3.85 |
| (%) Net Non Performing Assets | 0.48 | 0.51 | 0.55 | 0.62 | 0.63 | 0.82 |
| Return on Assets(Annualised) | 1.36 | 1.35 | 1.16 | 1.11 | 1.35 | 1.30 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 84,087.00 | 67,752.00 | 63,010.00 | 68,570.00 | 86,409.00 | 66,912.00 |
| Saving Deposits | 375,990.00 | 347,342.00 | 338,844.00 | 334,475.00 | 339,916.00 | 328,416.00 |
| Term Deposits | 812,170.00 | 807,762.00 | 832,767.00 | 836,888.00 | 883,425.00 | 787,737.00 |
| Total Deposits | 1,272,247.00 | 1,222,856.00 | 1,234,621.00 | 1,239,933.00 | 1,309,750.00 | 1,183,065.00 |
| Total Advances | 1,078,611.00 | 1,016,884.00 | 975,207.00 | 974,489.00 | 982,894.00 | 949,164.00 |
