| CSL Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 530067 |
NSE Symbol : CSLFINANCE |
P/E(TTM) : 8.16 |
|
ISIN Demat : INE718F01018 |
Div & Yield% : 1.01 |
EPS(TTM) : 35.78 |
|
Book Value(₹) : 255.06 |
Market Cap(₹Cr) : 665.02 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 63.67 | 59.45 | 56.53 | 53.39 | 54.06 | 51.09 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.16 | 0.14 | 0.15 | 0.31 | 0.25 | 0.27 |
| Total Income | 63.83 | 59.59 | 56.68 | 53.70 | 54.31 | 51.36 |
| Interest | 20.80 | 18.24 | 17.93 | 17.19 | 15.54 | 14.26 |
| Employee Expenses | 8.00 | 7.62 | 8.27 | 6.96 | 6.37 | 6.20 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 3.79 | 3.27 | 4.07 | 3.37 | 3.09 | 2.24 |
| TOTAL OPERATING EXPENDITURE | 32.59 | 29.13 | 30.27 | 27.52 | 25.00 | 22.70 |
| Operating Profit Before Prov. & Cont. | 31.24 | 30.46 | 26.41 | 26.18 | 29.31 | 28.66 |
| Provisions & Write Offs | 1.84 | 2.43 | 1.01 | 3.18 | 4.14 | 3.62 |
| Depreciation | 0.54 | 0.46 | 0.45 | 0.44 | 0.45 | 0.39 |
| TOTAL EXPENDITURE | 34.97 | 32.02 | 31.73 | 31.14 | 29.59 | 26.71 |
| Tax | 7.52 | 7.09 | 6.36 | 5.44 | 6.71 | 6.34 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -3.12 | -0.83 | -0.38 | 0.34 | 0.15 | -0.17 |
| Reported Profit After Tax | 24.46 | 21.32 | 18.98 | 16.77 | 17.85 | 18.49 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 24.46 | 21.32 | 18.98 | 16.77 | 17.85 | 18.49 |
| EPS (Unit Curr.) | 10.73 | 9.36 | 8.32 | 7.36 | 7.84 | 8.12 |
| EPS (Adj) (Unit Curr.) | 10.73 | 9.36 | 8.32 | 7.36 | 7.84 | 8.12 |
| Calculated EPS (Unit Curr.) | 10.88 | 9.48 | 8.45 | 7.47 | 7.95 | 8.23 |
| Calculated EPS (Adj) (Unit Curr.) | 10.88 | 9.48 | 8.45 | 7.47 | 7.95 | 8.23 |
| Calculated EPS (Ann.) (Unit Curr.) | 43.50 | 37.92 | 33.80 | 29.88 | 31.80 | 32.93 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 43.50 | 37.92 | 33.80 | 29.88 | 31.80 | 32.93 |
| Book Value (Unit Curr.) | 252.31 | 247.15 | 237.75 | 229.37 | 221.98 | 216.64 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 22.49 | 22.49 | 22.46 | 22.46 | 22.46 | 22.46 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 78.83 | 77.83 | 76.65 | 75.28 | 75.31 | 76.92 |
| PBDTM(%) | 46.16 | 47.17 | 44.93 | 43.06 | 46.56 | 49.01 |
| PATM(%) | 38.42 | 35.86 | 33.58 | 31.41 | 33.02 | 36.19 |
| Net Interest Income | 40.90 | 40.30 | 37.40 | 35.40 | 36.80 | 36.30 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 1,397.00 | 1,299.00 | 1,195.00 | 1,150.00 | 1,083.00 | 1,065.00 |
| Return on Equity(%) | 17.02 | 15.14 | 14.01 | 13.05 | 14.29 | 15.06 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 229.00 | 201.00 | 256.00 | 300.00 | 224.00 | 262.00 |
| Capital Adequacy Ratio | 44.73 | 46.04 | 47.00 | 47.29 | 49.11 | 49.68 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.51 | 0.56 | 0.46 | 0.38 | 0.54 | 0.45 |
| (%) Net Non Performing Assets | 0.39 | 0.42 | 0.34 | 0.23 | 0.32 | 0.26 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 7.22 | 6.65 | 6.32 | 5.96 | 6.60 | 7.30 |
| Loans Disbursed(Amt Rs cr) | 293.00 | 305.00 | 286.00 | 280.00 | 293.93 | 258.34 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 1,309.00 | 1,249.00 | 1,157.00 | 1,100.00 | 1,041.00 | 1,006.00 |