| Repco Home Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 535322 |
NSE Symbol : REPCOHOME |
P/E(TTM) : 5.84 |
|
ISIN Demat : INE612J01015 |
Div & Yield% : 0.98 |
EPS(TTM) : 69.75 |
|
Book Value(₹) : 557.42 |
Market Cap(₹Cr) : 2,549.06 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 443.90 | 436.06 | 423.06 | 435.93 | 421.39 | 404.55 |
| Other Operating Income | 1.18 | 4.20 | 3.09 | 0.00 | 5.15 | 3.28 |
| Other Income | 0.61 | 0.44 | 8.85 | 9.39 | 1.44 | 8.42 |
| Total Income | 445.69 | 440.70 | 435.00 | 445.32 | 427.98 | 416.25 |
| Interest | 244.40 | 244.07 | 245.80 | 247.52 | 239.56 | 232.98 |
| Employee Expenses | 34.31 | 27.83 | 33.67 | 28.85 | 28.35 | 29.05 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 18.10 | 17.46 | 17.60 | 16.11 | 14.06 | 12.44 |
| TOTAL OPERATING EXPENDITURE | 296.81 | 289.36 | 297.07 | 292.48 | 281.97 | 274.47 |
| Operating Profit Before Prov. & Cont. | 148.88 | 151.34 | 137.93 | 152.84 | 146.01 | 141.78 |
| Provisions & Write Offs | -1.46 | -2.69 | -23.32 | 0.33 | -16.02 | 1.44 |
| Depreciation | 7.90 | 7.70 | 7.13 | 8.50 | 9.27 | 3.74 |
| TOTAL EXPENDITURE | 303.25 | 294.37 | 280.88 | 301.31 | 275.22 | 279.65 |
| Tax | 20.12 | 25.18 | 30.91 | 32.39 | 28.21 | 26.77 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 15.38 | 13.20 | 8.27 | 5.07 | 12.04 | 4.39 |
| Reported Profit After Tax | 106.94 | 107.95 | 114.94 | 106.55 | 112.51 | 105.44 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 106.94 | 107.95 | 114.94 | 106.55 | 112.51 | 105.44 |
| EPS (Unit Curr.) | 17.09 | 17.26 | 18.37 | 17.03 | 17.98 | 16.85 |
| EPS (Adj) (Unit Curr.) | 17.09 | 17.26 | 18.37 | 17.03 | 17.98 | 16.85 |
| Calculated EPS (Unit Curr.) | 17.09 | 17.26 | 18.37 | 17.03 | 17.98 | 16.85 |
| Calculated EPS (Adj) (Unit Curr.) | 17.09 | 17.26 | 18.37 | 17.03 | 17.98 | 16.85 |
| Calculated EPS (Ann.) (Unit Curr.) | 68.38 | 69.02 | 73.49 | 68.13 | 71.94 | 67.42 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 68.38 | 69.02 | 73.49 | 68.13 | 71.94 | 67.42 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 62.56 | 62.56 | 62.56 | 62.56 | 62.56 | 62.56 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 88.93 | 91.29 | 96.22 | 91.76 | 95.30 | 92.28 |
| PBDTM(%) | 33.87 | 35.32 | 38.12 | 34.98 | 38.45 | 34.69 |
| PATM(%) | 24.09 | 24.76 | 27.17 | 24.44 | 26.70 | 26.06 |
| Net Interest Income | 200.70 | 196.20 | 180.40 | 188.40 | 187.00 | 174.90 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 13.50 | 14.00 | 15.10 | 14.60 | 16.00 | 16.30 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 28.40 | 24.30 | 29.90 | 26.00 | 26.40 | 23.60 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 3.40 | 3.30 | 3.30 | 3.70 | 3.70 | 3.40 |
| Net Interest Margin(%) | 5.50 | 5.40 | 5.20 | 5.50 | 5.50 | 5.10 |
| Provision Coverage Ratio(%) | 52.50 | 64.70 | 0.00 | 0.00 | 60.70 | 0.00 |
| Capital Adequacy Ratio | 36.88 | 38.69 | 34.70 | 32.52 | 33.98 | 34.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.16 | 3.30 | 3.26 | 3.86 | 4.00 | 4.30 |
| (%) Net Non Performing Assets | 1.50 | 1.20 | 1.30 | 1.50 | 1.60 | 1.70 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 2.90 | 2.90 | 3.30 | 3.10 | 3.30 | 3.10 |
| Loans Disbursed(Amt Rs cr) | 1,069.10 | 828.90 | 975.40 | 761.30 | 867.20 | 680.40 |
| Loans Sanctioned/Approved(Amt Rs cr) | 1,205.60 | 906.60 | 1,058.90 | 806.40 | 926.40 | 727.20 |
| Loan Book(Amt Rs cr) | 15,033.40 | 14,689.90 | 14,491.80 | 14,155.10 | 13,964.40 | 13,701.10 |