| Repco Home Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 535322 |
NSE Symbol : REPCOHOME |
P/E(TTM) : 5.81 |
|
ISIN Demat : INE612J01015 |
Div & Yield% : 1.78 |
EPS(TTM) : 72.37 |
|
Book Value(₹) : 624.17 |
Market Cap(₹Cr) : 2,631.96 |
Face Value(₹) : 10.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 452.23 | 453.83 | 443.90 | 436.06 | 423.06 | 441.12 |
| Other Operating Income | 1.29 | 3.10 | 1.18 | 4.20 | 3.09 | 3.96 |
| Other Income | 0.65 | 0.20 | 0.61 | 0.44 | 8.85 | 0.24 |
| Total Income | 454.17 | 457.13 | 445.69 | 440.70 | 435.00 | 445.32 |
| Interest | 246.78 | 248.93 | 244.40 | 244.07 | 245.80 | 247.52 |
| Employee Expenses | 44.05 | 42.31 | 34.31 | 27.83 | 33.67 | 28.85 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 16.19 | 22.22 | 18.10 | 17.46 | 17.60 | 16.11 |
| TOTAL OPERATING EXPENDITURE | 307.02 | 313.46 | 296.81 | 289.36 | 297.07 | 292.48 |
| Operating Profit Before Prov. & Cont. | 147.15 | 143.67 | 148.88 | 151.34 | 137.93 | 152.84 |
| Provisions & Write Offs | -11.35 | -15.57 | -1.46 | -2.69 | -23.32 | 0.33 |
| Depreciation | 10.20 | 10.27 | 7.90 | 7.70 | 7.13 | 8.50 |
| TOTAL EXPENDITURE | 305.87 | 308.16 | 303.25 | 294.37 | 280.88 | 301.31 |
| Tax | 31.30 | 31.34 | 20.12 | 25.18 | 30.91 | 32.39 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -12.11 | 8.86 | 15.38 | 13.20 | 8.27 | 5.07 |
| Reported Profit After Tax | 129.11 | 108.77 | 106.94 | 107.95 | 114.94 | 106.55 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 129.11 | 108.77 | 106.94 | 107.95 | 114.94 | 106.55 |
| EPS (Unit Curr.) | 20.64 | 17.39 | 17.09 | 17.26 | 18.37 | 17.03 |
| EPS (Adj) (Unit Curr.) | 20.64 | 17.39 | 17.09 | 17.26 | 18.37 | 17.03 |
| Calculated EPS (Unit Curr.) | 20.64 | 17.39 | 17.09 | 17.26 | 18.37 | 17.03 |
| Calculated EPS (Adj) (Unit Curr.) | 20.64 | 17.39 | 17.09 | 17.26 | 18.37 | 17.03 |
| Calculated EPS (Ann.) (Unit Curr.) | 82.55 | 69.55 | 68.38 | 69.02 | 73.49 | 68.13 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 82.55 | 69.55 | 68.38 | 69.02 | 73.49 | 68.13 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 62.56 | 62.56 | 62.56 | 62.56 | 62.56 | 62.56 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 89.62 | 89.94 | 88.93 | 91.29 | 96.22 | 90.69 |
| PBDTM(%) | 35.05 | 35.09 | 33.87 | 35.32 | 38.12 | 34.57 |
| PATM(%) | 28.55 | 23.97 | 24.09 | 24.76 | 27.17 | 24.15 |
| Net Interest Income | 207.00 | 208.00 | 201.00 | 196.20 | 178.00 | 198.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 14.90 | 13.30 | 13.50 | 14.00 | 16.70 | 14.60 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 31.10 | 30.90 | 28.40 | 24.30 | 31.50 | 26.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 3.60 | 3.80 | 3.40 | 3.30 | 3.40 | 3.70 |
| Net Interest Margin(%) | 5.50 | 5.60 | 5.50 | 5.40 | 5.10 | 5.70 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 52.50 | 64.70 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 35.38 | 37.22 | 36.88 | 38.69 | 34.70 | 32.52 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.55 | 2.92 | 3.16 | 3.30 | 3.26 | 3.86 |
| (%) Net Non Performing Assets | 1.17 | 1.38 | 1.50 | 1.20 | 1.31 | 1.50 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 3.40 | 2.90 | 2.90 | 2.90 | 3.60 | 3.10 |
| Loans Disbursed(Amt Rs cr) | 1,186.00 | 1,064.00 | 1,069.10 | 828.90 | 975.00 | 761.30 |
| Loans Sanctioned/Approved(Amt Rs cr) | 1,320.00 | 1,087.00 | 1,206.00 | 906.60 | 1,059.00 | 806.00 |
| Loan Book(Amt Rs cr) | 15,880.00 | 15,394.00 | 15,033.40 | 14,689.90 | 14,492.00 | 14,155.10 |
