| Tamilnad Mercantile Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 543596 |
NSE Symbol : TMB |
P/E(TTM) : 6.96 |
|
ISIN Demat : INE668A01016 |
Div & Yield% : 0.01 |
EPS(TTM) : 76.70 |
|
Book Value(₹) : 596.38 |
Market Cap(₹Cr) : 8,459.13 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 1,413.39 | 1,386.24 | 1,341.68 | 1,331.02 | 1,337.41 | 1,281.15 |
| Other Income | 208.07 | 231.23 | 200.38 | 188.92 | 227.47 | 233.72 |
| Total Income | 1,621.46 | 1,617.47 | 1,542.06 | 1,519.94 | 1,564.88 | 1,514.87 |
| Operating Expenses | 1,169.03 | 1,205.21 | 1,138.06 | 1,112.24 | 1,099.68 | 1,046.03 |
| Operating Profit Before Prov. & Cont. | 452.43 | 412.26 | 404.00 | 407.70 | 465.20 | 468.84 |
| Provisions & Contingencies | 20.01 | 8.34 | 17.22 | 3.26 | 64.93 | 85.44 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 114.91 | 99.03 | 94.88 | 104.20 | 97.09 | 96.11 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 317.51 | 304.89 | 291.90 | 300.24 | 303.18 | 287.29 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 317.51 | 304.89 | 291.90 | 300.24 | 303.18 | 287.29 |
| EPS (Unit Curr.) | 20.05 | 19.25 | 18.44 | 18.96 | 19.15 | 18.14 |
| EPS (Adj) (Unit Curr.) | 20.05 | 19.25 | 18.44 | 18.96 | 19.15 | 18.14 |
| Calculated EPS (Unit Curr.) | 20.05 | 19.25 | 18.43 | 18.96 | 19.15 | 18.14 |
| Calculated EPS (Adj) (Unit Curr.) | 20.05 | 19.25 | 18.43 | 18.96 | 19.15 | 18.14 |
| Calculated EPS (Ann.) (Unit Curr.) | 80.20 | 77.02 | 73.74 | 75.84 | 76.58 | 72.57 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 80.20 | 77.02 | 73.74 | 75.84 | 76.58 | 72.57 |
| Book Value (Unit Curr.) | 0.00 | 589.09 | 568.90 | 550.38 | 532.37 | 520.63 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 158.35 | 158.35 | 158.35 | 158.35 | 158.35 | 158.35 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 88.35 | 87.33 | 86.50 | 87.53 | 85.36 | 85.70 |
| PBDTM(%) | 30.59 | 29.14 | 28.83 | 30.39 | 29.93 | 29.93 |
| PATM(%) | 22.46 | 21.99 | 21.76 | 22.56 | 22.67 | 22.42 |
| Net Interest Income | 0.00 | 579.55 | 567.92 | 570.39 | 596.06 | 566.56 |
| Net Interest Margin(%) | 0.00 | 3.84 | 3.91 | 4.00 | 4.25 | 4.12 |
| Provision Coverage Ratio(%) | 0.00 | 94.32 | 93.86 | 93.21 | 92.56 | 90.27 |
| CASA Ratio(%) | 0.00 | 26.78 | 0.00 | 27.36 | 28.12 | 28.03 |
| Capital Adequacy Ratio | 29.40 | 31.55 | 32.71 | 29.35 | 29.59 | 29.21 |
| Tier I Capital | 29.40 | 29.99 | 31.24 | 27.88 | 28.12 | 27.74 |
| Tier II Capital | 0.00 | 1.56 | 1.47 | 1.47 | 1.47 | 1.47 |
| Gross Non Performing Assets | 0.00 | 549.12 | 556.13 | 576.38 | 584.45 | 587.66 |
| Net Non Performing Assets | 0.00 | 147.37 | 160.45 | 177.59 | 194.77 | 261.56 |
| (%) Gross Non Performing Assets | 0.00 | 1.22 | 1.25 | 1.32 | 1.37 | 1.44 |
| (%) Net Non Performing Assets | 0.00 | 0.33 | 0.36 | 0.41 | 0.46 | 0.65 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 1.82 | 1.81 | 1.89 | 1.94 | 1.88 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 3,986.00 | 3,808.00 |
| Saving Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 9,887.00 | 9,981.00 |
| Term Deposits | 0.00 | 39,392.00 | 0.00 | 36,605.00 | 35,469.00 | 35,399.00 |
| Total Deposits | 0.00 | 53,803.00 | 53,689.00 | 50,392.00 | 49,342.00 | 49,188.00 |
| Total Advances | 0.00 | 45,120.00 | 44,366.00 | 43,650.00 | 42,533.00 | 40,853.00 |
