| Punjab National Bank | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532461 |
NSE Symbol : PNB |
P/E(TTM) : 6.44 |
|
ISIN Demat : INE160A01022 |
Div & Yield% : 2.62 |
EPS(TTM) : 17.82 |
|
Book Value(₹) : 120.20 |
Market Cap(₹Cr) : 131,824.06 |
Face Value(₹) : 2.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Interest Earned | 32,897.26 | 32,156.72 | 32,231.00 | 31,871.53 | 31,963.94 | 31,989.46 |
| Other Income | 4,333.47 | 4,161.98 | 5,022.08 | 4,342.09 | 5,267.82 | 4,715.89 |
| Total Income | 37,230.73 | 36,318.70 | 37,253.08 | 36,213.62 | 37,231.76 | 36,705.35 |
| Operating Expenses | 29,711.53 | 28,818.35 | 29,772.21 | 28,986.56 | 30,150.41 | 29,929.70 |
| Operating Profit Before Prov. & Cont. | 7,519.20 | 7,500.35 | 7,480.87 | 7,227.06 | 7,081.35 | 6,775.65 |
| Provisions & Contingencies | 541.19 | 423.71 | 1,150.04 | 643.08 | 323.10 | 359.67 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 1,724.72 | 1,851.53 | 1,230.68 | 1,680.25 | 5,083.25 | 1,848.98 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 5,253.29 | 5,225.11 | 5,100.15 | 4,903.73 | 1,675.00 | 4,567.00 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 5,253.29 | 5,225.11 | 5,100.15 | 4,903.73 | 1,675.00 | 4,567.00 |
| EPS (Unit Curr.) | 4.57 | 4.55 | 4.44 | 4.27 | 1.46 | 3.97 |
| EPS (Adj) (Unit Curr.) | 4.57 | 4.55 | 4.44 | 4.27 | 1.46 | 3.97 |
| Calculated EPS (Unit Curr.) | 4.57 | 4.55 | 4.44 | 4.27 | 1.46 | 3.97 |
| Calculated EPS (Adj) (Unit Curr.) | 4.57 | 4.55 | 4.44 | 4.27 | 1.46 | 3.97 |
| Calculated EPS (Ann.) (Unit Curr.) | 18.28 | 18.19 | 17.75 | 17.07 | 5.83 | 15.89 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 18.28 | 18.19 | 17.75 | 17.07 | 5.83 | 15.89 |
| Book Value (Unit Curr.) | 119.91 | 114.77 | 114.09 | 108.57 | 105.23 | 103.36 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 2,298.59 | 2,298.59 | 2,298.59 | 2,298.59 | 2,298.59 | 2,298.59 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 70.08 | 70.08 | 70.08 | 70.08 | 70.08 | 70.08 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 88.39 | 89.73 | 86.96 | 87.81 | 88.05 | 86.43 |
| PBDTM(%) | 21.21 | 22.01 | 19.64 | 20.66 | 21.14 | 20.06 |
| PATM(%) | 15.97 | 16.25 | 15.82 | 15.39 | 5.24 | 14.28 |
| Net Interest Income | 10,798.00 | 10,380.00 | 10,533.00 | 10,469.00 | 10,578.00 | 10,757.00 |
| Net Interest Margin(%) | 2.50 | 2.47 | 2.52 | 2.60 | 2.70 | 2.81 |
| Provision Coverage Ratio(%) | 97.23 | 97.14 | 96.99 | 96.91 | 96.88 | 96.82 |
| CASA Ratio(%) | 36.70 | 37.00 | 37.10 | 37.29 | 36.99 | 37.95 |
| Capital Adequacy Ratio | 18.13 | 17.74 | 16.77 | 17.19 | 17.50 | 17.01 |
| Tier I Capital | 16.03 | 15.15 | 14.13 | 14.41 | 14.62 | 14.05 |
| Tier II Capital | 2.10 | 2.59 | 2.64 | 2.78 | 2.88 | 2.96 |
| Gross Non Performing Assets | 35,380.80 | 37,124.12 | 39,314.21 | 40,343.33 | 42,672.97 | 44,081.60 |
| Net Non Performing Assets | 3,433.20 | 3,609.56 | 3,833.70 | 4,025.75 | 4,132.24 | 4,290.55 |
| (%) Gross Non Performing Assets | 2.78 | 2.95 | 3.19 | 3.45 | 3.78 | 3.95 |
| (%) Net Non Performing Assets | 0.28 | 0.29 | 0.32 | 0.36 | 0.38 | 0.40 |
| Return on Assets(Annualised) | 1.04 | 1.06 | 1.06 | 1.05 | 0.37 | 1.02 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 79,318.00 | 79,294.00 | 76,377.00 | 74,215.00 | 70,656.00 | 75,114.00 |
| Saving Deposits | 533,798.00 | 530,321.00 | 515,799.00 | 508,964.00 | 497,981.00 | 498,429.00 |
| Term Deposits | 1,111,721.00 | 1,101,511.00 | 1,068,114.00 | 1,033,901.00 | 1,020,742.00 | 993,080.00 |
| Total Deposits | 1,724,837.00 | 1,711,126.00 | 1,660,290.00 | 1,617,080.00 | 1,589,379.00 | 1,566,623.00 |
| Total Advances | 1,273,132.00 | 1,258,559.00 | 1,231,238.00 | 1,169,592.00 | 1,129,898.00 | 1,116,637.00 |
