| Utkarsh Small Finance Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 543942 |
NSE Symbol : UTKARSHBNK |
P/E(TTM) : 0.00 |
|
ISIN Demat : INE735W01017 |
Div & Yield% : 0.00 |
EPS(TTM) : 0.00 |
|
Book Value(₹) : 18.52 |
Market Cap(₹Cr) : 2,809.87 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 839.97 | 880.91 | 879.62 | 932.43 | 986.95 | 965.92 |
| Other Income | 97.35 | 137.75 | 287.11 | 105.49 | 102.59 | 104.65 |
| Total Income | 937.32 | 1,018.65 | 1,166.73 | 1,037.92 | 1,089.54 | 1,070.57 |
| Operating Expenses | 940.64 | 927.01 | 932.76 | 852.67 | 813.13 | 759.28 |
| Operating Profit Before Prov. & Cont. | -3.33 | 91.64 | 233.97 | 185.26 | 276.41 | 311.28 |
| Provisions & Contingencies | 461.65 | 410.51 | 222.70 | 423.20 | 208.34 | 125.04 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | -116.51 | -79.39 | 8.31 | -69.89 | 16.68 | 48.84 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | -348.46 | -239.48 | 2.97 | -168.05 | 51.39 | 137.40 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | -348.46 | -239.48 | 2.97 | -168.05 | 51.39 | 137.40 |
| EPS (Unit Curr.) | -3.16 | -2.17 | 0.03 | -1.53 | 0.47 | 1.25 |
| EPS (Adj) (Unit Curr.) | -2.68 | -1.84 | 0.03 | -1.30 | 0.40 | 1.06 |
| Calculated EPS (Unit Curr.) | -3.16 | -2.17 | 0.03 | -1.53 | 0.47 | 1.25 |
| Calculated EPS (Adj) (Unit Curr.) | -2.68 | -1.84 | 0.03 | -1.30 | 0.40 | 1.06 |
| Calculated EPS (Ann.) (Unit Curr.) | -12.65 | -8.70 | 0.11 | -6.10 | 1.87 | 5.00 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | -10.74 | -7.39 | 0.09 | -5.18 | 1.59 | 4.25 |
| Book Value (Unit Curr.) | 0.00 | 24.90 | 27.00 | 26.90 | 28.40 | 28.40 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 1,101.61 | 1,101.61 | 1,101.61 | 1,101.59 | 1,101.37 | 1,100.14 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 2.92 | 18.19 | 54.51 | 22.99 | 50.34 | 59.94 |
| PBDTM(%) | -55.36 | -36.20 | 1.28 | -25.52 | 6.90 | 19.28 |
| PATM(%) | -41.48 | -27.19 | 0.34 | -18.02 | 5.21 | 14.22 |
| Net Interest Income | 0.00 | 402.00 | 411.00 | 480.00 | 558.00 | 573.00 |
| Net Interest Margin(%) | 0.00 | 5.90 | 6.40 | 7.50 | 8.80 | 9.40 |
| Provision Coverage Ratio(%) | 0.00 | 59.20 | 51.20 | 61.10 | 77.70 | 91.00 |
| CASA Ratio(%) | 0.00 | 19.70 | 21.80 | 20.00 | 20.00 | 19.00 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 2,276.08 | 2,196.22 | 1,854.38 | 1,176.76 | 718.74 | 475.63 |
| Net Non Performing Assets | 847.91 | 897.12 | 905.27 | 457.69 | 159.97 | 42.83 |
| (%) Gross Non Performing Assets | 12.42 | 11.42 | 9.43 | 6.17 | 3.88 | 2.78 |
| (%) Net Non Performing Assets | 5.02 | 5.00 | 4.84 | 2.50 | 0.89 | 0.26 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | -1.28 | -0.87 | 0.01 | -0.64 | 0.20 | 0.57 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Saving Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Term Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Deposits | 0.00 | 21,489.00 | 21,566.00 | 20,172.00 | 19,496.00 | 18,163.00 |
| Total Advances | 0.00 | 17,925.00 | 18,716.00 | 18,528.00 | 18,132.00 | 16,834.00 |