| Utkarsh Small Finance Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 543942 |
NSE Symbol : UTKARSHBNK |
P/E(TTM) : 0.00 |
|
ISIN Demat : INE735W01017 |
Div & Yield% : 0.00 |
EPS(TTM) : 0.00 |
|
Book Value(₹) : 15.29 |
Market Cap(₹Cr) : 2,409.48 |
Face Value(₹) : 10.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 836.75 | 821.15 | 839.97 | 880.91 | 879.62 | 932.43 |
| Other Income | 115.32 | 80.56 | 97.35 | 137.75 | 287.11 | 105.49 |
| Total Income | 952.07 | 901.71 | 937.32 | 1,018.65 | 1,166.73 | 1,037.92 |
| Operating Expenses | 939.77 | 945.98 | 940.64 | 927.01 | 932.76 | 852.67 |
| Operating Profit Before Prov. & Cont. | 12.30 | -44.28 | -3.33 | 91.64 | 233.97 | 185.26 |
| Provisions & Contingencies | 244.39 | 446.41 | 461.65 | 410.51 | 222.70 | 423.20 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | -44.07 | -115.67 | -116.51 | -79.39 | 8.31 | -69.89 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | -188.02 | -375.02 | -348.46 | -239.48 | 2.97 | -168.05 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | -188.02 | -375.02 | -348.46 | -239.48 | 2.97 | -168.05 |
| EPS (Unit Curr.) | -1.06 | -2.46 | -3.16 | -2.17 | 0.03 | -1.53 |
| EPS (Adj) (Unit Curr.) | -1.06 | -2.46 | -2.68 | -1.84 | 0.03 | -1.30 |
| Calculated EPS (Unit Curr.) | -1.06 | -2.11 | -3.16 | -2.17 | 0.03 | -1.53 |
| Calculated EPS (Adj) (Unit Curr.) | -1.06 | -2.11 | -2.68 | -1.84 | 0.03 | -1.30 |
| Calculated EPS (Ann.) (Unit Curr.) | -4.23 | -8.43 | -12.65 | -8.70 | 0.11 | -6.10 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | -4.23 | -8.43 | -10.74 | -7.39 | 0.09 | -5.18 |
| Book Value (Unit Curr.) | 0.00 | 16.60 | 21.70 | 24.90 | 27.00 | 26.90 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 1,779.52 | 1,779.52 | 1,101.61 | 1,101.61 | 1,101.61 | 1,101.59 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 27.32 | -2.18 | 2.92 | 18.19 | 54.51 | 22.99 |
| PBDTM(%) | -27.74 | -59.76 | -55.36 | -36.20 | 1.28 | -25.52 |
| PATM(%) | -22.47 | -45.67 | -41.48 | -27.19 | 0.34 | -18.02 |
| Net Interest Income | 0.00 | 348.00 | 350.00 | 402.00 | 411.00 | 480.00 |
| Net Interest Margin(%) | 0.00 | 5.10 | 5.10 | 5.90 | 6.40 | 7.50 |
| Provision Coverage Ratio(%) | 0.00 | 62.20 | 62.70 | 59.20 | 51.20 | 61.10 |
| CASA Ratio(%) | 0.00 | 21.90 | 20.90 | 19.70 | 21.80 | 19.70 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 1,459.90 | 1,985.95 | 2,276.08 | 2,196.22 | 1,854.38 | 1,176.76 |
| Net Non Performing Assets | 594.05 | 750.87 | 847.91 | 897.12 | 905.27 | 457.69 |
| (%) Gross Non Performing Assets | 7.71 | 11.05 | 12.42 | 11.42 | 9.43 | 6.17 |
| (%) Net Non Performing Assets | 3.29 | 4.48 | 5.02 | 5.00 | 4.84 | 2.50 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | -0.67 | -1.36 | -1.28 | -0.87 | 0.01 | -0.64 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Saving Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Term Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Deposits | 0.00 | 21,087.00 | 21,447.00 | 21,489.00 | 21,566.00 | 20,172.00 |
| Total Advances | 0.00 | 16,742.00 | 16,897.00 | 17,925.00 | 18,716.00 | 18,528.00 |
