| Home First Finance Company India Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 543259 |
NSE Symbol : HOMEFIRST |
P/E(TTM) : 25.13 |
|
ISIN Demat : INE481N01025 |
Div & Yield% : 0.29 |
EPS(TTM) : 43.58 |
|
Book Value(₹) : 386.39 |
Market Cap(₹Cr) : 11,378.54 |
Face Value(₹) : 2.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 475.86 | 452.22 | 413.33 | 404.82 | 371.99 | 335.51 |
| Other Operating Income | 1.46 | 1.39 | 1.33 | 1.13 | 0.92 | 0.91 |
| Other Income | 1.73 | 1.65 | 1.53 | 1.50 | 1.32 | 4.91 |
| Total Income | 479.05 | 455.27 | 416.19 | 407.45 | 374.24 | 341.33 |
| Interest | 202.62 | 200.28 | 190.31 | 192.63 | 175.56 | 156.77 |
| Employee Expenses | 59.85 | 60.37 | 51.79 | 50.79 | 50.26 | 41.57 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 23.56 | 22.06 | 24.17 | 20.31 | 18.71 | 20.45 |
| TOTAL OPERATING EXPENDITURE | 286.03 | 282.71 | 266.27 | 263.73 | 244.53 | 218.79 |
| Operating Profit Before Prov. & Cont. | 193.02 | 172.56 | 149.92 | 143.72 | 129.71 | 122.54 |
| Provisions & Write Offs | 15.24 | 11.68 | 7.70 | 9.79 | 5.73 | 5.55 |
| Depreciation | 4.54 | 4.39 | 4.33 | 4.12 | 3.62 | 3.46 |
| TOTAL EXPENDITURE | 305.81 | 298.78 | 278.30 | 277.64 | 253.88 | 227.80 |
| Tax | 40.69 | 38.10 | 30.27 | 32.03 | 26.18 | 25.42 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.70 | -0.50 | 2.94 | 0.40 | 1.95 | 0.33 |
| Reported Profit After Tax | 131.85 | 118.89 | 104.69 | 97.38 | 92.23 | 87.77 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 131.85 | 118.89 | 104.69 | 97.38 | 92.23 | 87.77 |
| EPS (Unit Curr.) | 12.76 | 11.69 | 11.65 | 10.90 | 10.36 | 9.90 |
| EPS (Adj) (Unit Curr.) | 12.76 | 11.69 | 11.65 | 10.90 | 10.36 | 9.90 |
| Calculated EPS (Unit Curr.) | 12.73 | 11.52 | 11.63 | 10.86 | 10.34 | 9.87 |
| Calculated EPS (Adj) (Unit Curr.) | 12.73 | 11.52 | 11.63 | 10.86 | 10.34 | 9.87 |
| Calculated EPS (Ann.) (Unit Curr.) | 50.93 | 46.06 | 46.50 | 43.44 | 41.37 | 39.49 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 50.93 | 46.06 | 46.50 | 43.44 | 41.37 | 39.49 |
| Book Value (Unit Curr.) | 387.60 | 373.40 | 280.00 | 268.50 | 256.80 | 246.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 20.71 | 20.65 | 18.01 | 17.94 | 17.83 | 17.78 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 79.94 | 79.86 | 80.45 | 80.67 | 80.52 | 81.59 |
| PBDTM(%) | 37.36 | 35.58 | 34.41 | 33.09 | 33.33 | 34.87 |
| PATM(%) | 27.71 | 26.29 | 25.33 | 24.06 | 24.79 | 26.16 |
| Net Interest Income | 186.57 | 167.55 | 153.96 | 142.40 | 139.45 | 130.98 |
| Operating Expenses | 88.58 | 87.42 | 80.89 | 75.81 | 72.96 | 65.83 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 14,178.10 | 13,478.70 | 12,712.70 | 11,949.40 | 11,229.40 | 10,478.10 |
| Return on Equity(%) | 13.40 | 14.90 | 17.00 | 16.60 | 16.50 | 16.30 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 32.00 | 34.20 | 35.70 | 35.20 | 36.70 | 35.60 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 5.30 | 5.10 | 5.20 | 5.20 | 5.30 | 5.20 |
| Net Interest Margin(%) | 5.40 | 5.20 | 5.10 | 4.90 | 5.20 | 5.30 |
| Provision Coverage Ratio(%) | 40.80 | 43.10 | 46.60 | 47.30 | 48.00 | 48.00 |
| Capital Adequacy Ratio | 48.40 | 49.60 | 32.80 | 33.10 | 36.40 | 36.20 |
| Tier I Capital | 48.00 | 49.20 | 32.40 | 32.70 | 36.00 | 35.80 |
| Tier II Capital | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 | 0.40 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.90 | 1.80 | 1.70 | 1.70 | 1.70 | 2.90 |
| (%) Net Non Performing Assets | 1.50 | 1.40 | 1.30 | 1.30 | 1.30 | 1.30 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 3.80 | 3.70 | 3.50 | 3.40 | 3.40 | 2.70 |
| Loans Disbursed(Amt Rs cr) | 1,289.40 | 1,243.50 | 1,273.10 | 1,192.80 | 1,176.80 | 1,162.50 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |