| Ujjivan Small Finance Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 542904 |
NSE Symbol : UJJIVANSFB |
P/E(TTM) : 15.44 |
|
ISIN Demat : INE551W01018 |
Div & Yield% : 0.00 |
EPS(TTM) : 4.66 |
|
Book Value(₹) : 34.54 |
Market Cap(₹Cr) : 13,998.29 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Interest Earned | 2,024.92 | 1,878.36 | 1,751.92 | 1,682.31 | 1,618.84 | 1,573.36 |
| Other Income | 256.01 | 306.70 | 295.48 | 256.35 | 248.99 | 269.69 |
| Total Income | 2,280.93 | 2,185.06 | 2,047.40 | 1,938.66 | 1,867.83 | 1,843.05 |
| Operating Expenses | 1,732.87 | 1,670.46 | 1,607.60 | 1,543.42 | 1,507.35 | 1,483.29 |
| Operating Profit Before Prov. & Cont. | 548.06 | 514.60 | 439.80 | 395.24 | 360.48 | 359.76 |
| Provisions & Contingencies | 127.32 | 143.85 | 195.34 | 234.96 | 224.94 | 264.50 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 104.20 | 88.78 | 58.74 | 38.56 | 32.32 | 11.87 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 316.54 | 281.97 | 185.72 | 121.72 | 103.22 | 83.39 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 316.54 | 281.97 | 185.72 | 121.72 | 103.22 | 83.39 |
| EPS (Unit Curr.) | 1.63 | 1.45 | 0.96 | 0.63 | 0.53 | 0.43 |
| EPS (Adj) (Unit Curr.) | 1.63 | 1.45 | 0.96 | 0.63 | 0.53 | 0.43 |
| Calculated EPS (Unit Curr.) | 1.63 | 1.45 | 0.96 | 0.63 | 0.53 | 0.43 |
| Calculated EPS (Adj) (Unit Curr.) | 1.63 | 1.45 | 0.96 | 0.63 | 0.53 | 0.43 |
| Calculated EPS (Ann.) (Unit Curr.) | 6.51 | 5.81 | 3.83 | 2.51 | 2.13 | 1.72 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 6.51 | 5.81 | 3.83 | 2.51 | 2.13 | 1.72 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 1,945.26 | 1,942.71 | 1,938.46 | 1,937.15 | 1,935.35 | 1,935.00 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 62.14 | 61.55 | 56.85 | 54.74 | 55.50 | 51.12 |
| PBDTM(%) | 20.78 | 19.74 | 13.95 | 9.53 | 8.37 | 6.05 |
| PATM(%) | 15.63 | 15.01 | 10.60 | 7.24 | 6.38 | 5.30 |
| Net Interest Income | 1,186.00 | 1,092.00 | 1,000.00 | 922.00 | 856.00 | 864.00 |
| Net Interest Margin(%) | 8.50 | 8.50 | 8.20 | 7.90 | 7.70 | 8.30 |
| Provision Coverage Ratio(%) | 85.00 | 81.00 | 76.00 | 73.00 | 73.00 | 78.00 |
| CASA Ratio(%) | 37.80 | 28.60 | 0.00 | 27.00 | 27.00 | 25.50 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 923.65 | 916.71 | 879.39 | 843.11 | 834.35 | 695.89 |
| Net Non Performing Assets | 141.66 | 170.44 | 208.08 | 225.00 | 226.12 | 152.43 |
| (%) Gross Non Performing Assets | 2.16 | 2.26 | 2.38 | 2.45 | 2.52 | 2.18 |
| (%) Net Non Performing Assets | 0.34 | 0.43 | 0.57 | 0.67 | 0.70 | 0.49 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.53 | 0.51 | 0.37 | 0.25 | 0.21 | 0.18 |
| Current Deposits | 1,359.00 | 1,422.00 | 1,097.00 | 1,005.00 | 934.00 | 1,118.00 |
| Saving Deposits | 11,571.00 | 11,639.00 | 10,438.00 | 9,778.00 | 8,447.00 | 8,494.00 |
| Term Deposits | 35,199.00 | 32,607.00 | 30,688.00 | 28,428.00 | 29,238.00 | 28,018.00 |
| Total Deposits | 48,129.00 | 45,668.00 | 42,223.00 | 39,211.00 | 38,619.00 | 37,630.00 |
| Total Advances | 41,980.00 | 39,761.00 | 36,228.00 | 33,808.00 | 32,501.00 | 31,390.00 |
