| Bajaj Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 544252 |
NSE Symbol : BAJAJHFL |
P/E(TTM) : 33.75 |
|
ISIN Demat : INE377Y01014 |
Div & Yield% : 0.00 |
EPS(TTM) : 2.83 |
|
Book Value(₹) : 25.42 |
Market Cap(₹Cr) : 79,573.80 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 2,735.61 | 2,606.86 | 2,498.67 | 2,435.16 | 2,397.65 | 2,196.69 |
| Other Operating Income | 19.24 | 8.85 | 9.29 | 13.70 | 12.50 | 11.96 |
| Other Income | 0.15 | 2.74 | 0.06 | 0.12 | 0.09 | 0.08 |
| Total Income | 2,755.00 | 2,618.45 | 2,508.02 | 2,448.98 | 2,410.24 | 2,208.73 |
| Interest | 1,657.96 | 1,605.96 | 1,550.93 | 1,515.92 | 1,513.65 | 1,398.76 |
| Employee Expenses | 136.09 | 135.62 | 132.97 | 118.63 | 118.61 | 113.42 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 66.93 | 67.75 | 63.69 | 55.81 | 55.39 | 46.72 |
| TOTAL OPERATING EXPENDITURE | 1,860.98 | 1,809.33 | 1,747.59 | 1,690.36 | 1,687.65 | 1,558.90 |
| Operating Profit Before Prov. & Cont. | 894.02 | 809.12 | 760.43 | 758.62 | 722.59 | 649.83 |
| Provisions & Write Offs | 49.66 | 41.09 | 29.59 | 35.47 | 4.98 | 10.04 |
| Depreciation | 11.70 | 11.09 | 11.09 | 10.13 | 10.02 | 9.91 |
| TOTAL EXPENDITURE | 1,922.34 | 1,861.51 | 1,788.27 | 1,735.96 | 1,702.65 | 1,578.85 |
| Tax | 190.83 | 192.98 | 128.99 | 167.30 | 149.19 | 148.69 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -1.13 | -19.34 | 4.08 | -2.30 | 12.80 | -1.42 |
| Reported Profit After Tax | 642.96 | 583.30 | 586.68 | 548.02 | 545.60 | 482.61 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 642.96 | 583.30 | 586.68 | 548.02 | 545.60 | 482.61 |
| EPS (Unit Curr.) | 0.77 | 0.70 | 0.70 | 0.66 | 0.69 | 0.62 |
| EPS (Adj) (Unit Curr.) | 0.77 | 0.70 | 0.70 | 0.66 | 0.69 | 0.62 |
| Calculated EPS (Unit Curr.) | 0.77 | 0.70 | 0.70 | 0.66 | 0.66 | 0.72 |
| Calculated EPS (Adj) (Unit Curr.) | 0.77 | 0.70 | 0.70 | 0.66 | 0.66 | 0.72 |
| Calculated EPS (Ann.) (Unit Curr.) | 3.09 | 2.80 | 2.82 | 2.63 | 2.62 | 2.88 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 3.09 | 2.80 | 2.82 | 2.63 | 2.62 | 2.88 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 8,329.61 | 8,328.44 | 8,328.15 | 8,328.15 | 8,328.15 | 6,712.16 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 91.47 | 91.07 | 91.32 | 91.95 | 93.06 | 92.80 |
| PBDTM(%) | 30.87 | 29.46 | 29.25 | 29.70 | 29.93 | 29.13 |
| PATM(%) | 23.50 | 22.38 | 23.48 | 22.50 | 22.76 | 21.97 |
| Net Interest Income | 0.00 | 887.00 | 823.00 | 806.00 | 713.00 | 665.00 |
| Operating Expenses | 0.00 | 214.00 | 208.00 | 185.00 | 184.00 | 170.00 |
| Loan Losses & Provision | 0.00 | 41.00 | 30.00 | 35.00 | 5.00 | 10.00 |
| Assets Under Management | 0.00 | 120,420.00 | 114,684.00 | 108,314.00 | 102,569.00 | 97,071.00 |
| Return on Equity(%) | 0.00 | 11.60 | 12.10 | 11.50 | 13.00 | 14.30 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 4.00 | 4.00 | 4.00 | 0.00 | 3.90 |
| Provision Coverage Ratio(%) | 0.00 | 56.25 | 60.00 | 0.00 | 57.87 | 59.37 |
| Capital Adequacy Ratio | 0.00 | 26.94 | 28.24 | 27.86 | 28.98 | 23.82 |
| Tier I Capital | 0.00 | 0.00 | 27.72 | 27.36 | 28.46 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.52 | 0.50 | 0.52 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.30 | 0.29 | 0.29 | 0.29 | 0.28 |
| (%) Net Non Performing Assets | 0.00 | 0.13 | 0.11 | 0.13 | 0.12 | 0.11 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 2.30 | 2.40 | 2.40 | 2.40 | 2.30 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 14,651.00 | 14,254.00 | 0.00 | 0.00 | 12,004.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |