Corporate Information

Five-Star Business Finance Ltd Industry : (Finance)

BSE Code : 543663

NSE Symbol : FIVESTAR

P/E(TTM) : 14.46

ISIN Demat : INE128S01021

Div & Yield% : 0.37

EPS(TTM) : 37.39

Book Value(₹) : 250.02

Market Cap(₹Cr) : 15,954.91

Face Value(₹) : 1.00

Particulars Jun 2026 Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025
Operating Income 828.98 816.95 815.07 799.44 786.68 752.27
Other Operating Income 0.00 0.00 0.00 0.00 0.00 0.00
Other Income 9.76 9.11 7.16 7.07 4.51 7.48
Total Income 838.74 826.06 822.22 806.50 791.19 759.75
Interest 171.51 181.39 188.53 179.98 187.29 175.30
Employee Expenses 188.88 170.48 159.72 143.62 156.07 144.25
Selling & Administrative Expenses 0.00 0.00 0.00 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00 0.00 0.00 0.00
Other Expenses 45.39 46.57 38.45 40.83 36.86 34.76
TOTAL OPERATING EXPENDITURE 405.78 398.44 386.70 364.43 380.22 354.31
Operating Profit Before Prov. & Cont. 432.96 427.62 435.52 442.07 410.97 405.44
Provisions & Write Offs 61.82 60.40 57.10 51.04 47.78 25.37
Depreciation 9.21 10.10 9.61 9.11 8.22 8.99
TOTAL EXPENDITURE 476.81 468.94 453.41 424.58 436.22 388.67
Tax 95.83 59.56 109.50 94.83 101.14 92.22
Fringe Benefit Tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax -5.29 28.30 -17.71 0.95 -12.50 -0.27
Reported Profit After Tax 271.41 269.27 277.03 286.14 266.31 279.12
Extra-ordinary Items 0.00 0.00 0.00 0.00 0.00 0.00
Adjusted Profit After Extra-ordinary item 271.41 269.27 277.03 286.14 266.31 279.12
EPS (Unit Curr.) 9.19 9.14 9.41 9.72 9.04 9.49
EPS (Adj) (Unit Curr.) 9.19 9.14 9.41 9.72 9.04 9.49
Calculated EPS (Unit Curr.) 9.22 9.15 9.41 9.72 9.04 9.48
Calculated EPS (Adj) (Unit Curr.) 9.22 9.15 9.41 9.72 9.04 9.48
Calculated EPS (Ann.) (Unit Curr.) 36.87 36.58 37.64 38.87 36.18 37.92
Calculated EPS (Adj) (Ann.) (Unit Curr.) 36.87 36.58 37.64 38.87 36.18 37.92
Book Value (Unit Curr.) 0.00 249.89 236.95 228.85 219.93 210.91
Dividend (%) 0.00 0.00 0.00 0.00 0.00 0.00
Equity 29.44 29.44 29.44 29.45 29.44 29.44
Reserve & Surplus 0.00 0.00 0.00 0.00 0.00 0.00
Face Value 1.00 1.00 1.00 1.00 1.00 1.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00 0.00 0.00 0.00
PBIDTM(%) 65.46 67.15 69.56 71.43 69.97 73.83
PBDTM(%) 44.77 44.95 46.43 48.91 46.17 50.52
PATM(%) 32.74 32.96 33.99 35.79 33.85 37.10
Net Interest Income 0.00 644.70 633.70 626.50 603.90 584.40
Operating Expenses 0.00 227.10 207.80 193.60 201.10 187.90
Loan Losses & Provision 0.00 60.40 57.10 51.00 47.80 25.40
Assets Under Management 0.00 13,224.60 12,964.10 12,847.10 12,457.80 11,877.00
Return on Equity(%) 0.00 15.09 15.80 16.91 16.57 18.36
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00 0.00 0.00 0.00
Cost to Income Ratio 0.00 44.71 41.93 39.17 41.34 36.63
Loan Loss Provision Ratio 0.00 0.00 1.44 1.34 1.30 0.73
Loans Spreads(%) 0.00 0.00 0.00 0.00 0.00 0.00
Net Interest Margin(%) 0.00 20.07 19.57 16.41 16.43 20.72
Provision Coverage Ratio(%) 0.00 41.40 39.84 45.19 50.02 51.31
Capital Adequacy Ratio 0.00 51.89 51.63 51.04 49.15 50.10
Tier I Capital 0.00 0.00 0.00 0.00 0.00 0.00
Tier II Capital 0.00 0.00 0.00 0.00 0.00 0.00
Gross Non Performing Assets 0.00 0.00 0.00 0.00 0.00 0.00
Net Non Performing Assets 0.00 0.00 0.00 0.00 0.00 0.00
(%) Gross Non Performing Assets 3.46 3.37 3.18 2.64 2.46 1.79
(%) Net Non Performing Assets 2.10 2.00 1.94 1.46 1.25 0.88
Return on Assets(Annualised) 0.00 0.00 0.00 0.00 0.00 0.00
Return on Assets 0.00 0.00 7.00 7.49 7.24 8.04
Loans Disbursed(Amt Rs cr) 0.00 1,213.30 976.40 1,195.90 1,290.10 1,459.90
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00 0.00 0.00 0.00
Loan Book(Amt Rs cr) 0.00 0.00 0.00 0.00 0.00 0.00