| Arman Financial Services Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 531179 |
NSE Symbol : ARMANFIN |
P/E(TTM) : 35.61 |
|
ISIN Demat : INE109C01017 |
Div & Yield% : 0.00 |
EPS(TTM) : 41.88 |
|
Book Value(₹) : 582.66 |
Market Cap(₹Cr) : 1,567.63 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 51.74 | 50.25 | 50.56 | 45.02 | 44.12 | 42.18 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.36 | 0.53 | 4.24 | -0.11 | -0.98 | 0.27 |
| Total Income | 52.10 | 50.78 | 54.80 | 44.91 | 43.14 | 42.45 |
| Interest | 13.82 | 11.99 | 11.83 | 10.52 | 11.78 | 9.43 |
| Employee Expenses | 12.91 | 11.28 | 10.15 | 9.15 | 9.15 | 8.51 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 4.84 | 4.23 | 8.09 | 3.25 | 3.25 | 2.96 |
| TOTAL OPERATING EXPENDITURE | 31.57 | 27.50 | 30.07 | 22.92 | 24.18 | 20.90 |
| Operating Profit Before Prov. & Cont. | 20.53 | 23.28 | 24.73 | 21.99 | 18.96 | 21.55 |
| Provisions & Write Offs | 8.34 | 7.62 | 7.41 | 8.43 | 7.74 | 5.28 |
| Depreciation | 0.11 | 0.09 | 0.10 | 0.09 | 0.09 | 0.08 |
| TOTAL EXPENDITURE | 40.02 | 35.21 | 37.58 | 31.44 | 32.01 | 26.26 |
| Tax | 3.21 | 4.24 | 4.79 | 4.28 | 3.89 | 4.49 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -0.05 | -1.11 | -0.36 | -0.68 | -0.69 | -0.89 |
| Reported Profit After Tax | 8.91 | 12.45 | 12.79 | 9.87 | 7.93 | 12.58 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 8.91 | 12.45 | 12.79 | 9.87 | 7.93 | 12.58 |
| EPS (Unit Curr.) | 8.49 | 11.87 | 12.19 | 9.41 | 7.57 | 12.00 |
| EPS (Adj) (Unit Curr.) | 8.49 | 11.87 | 12.19 | 9.41 | 7.57 | 12.00 |
| Calculated EPS (Unit Curr.) | 8.48 | 11.87 | 12.19 | 9.41 | 7.56 | 12.00 |
| Calculated EPS (Adj) (Unit Curr.) | 8.48 | 11.87 | 12.19 | 9.41 | 7.56 | 12.00 |
| Calculated EPS (Ann.) (Unit Curr.) | 33.92 | 47.47 | 48.77 | 37.64 | 30.23 | 48.01 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 33.92 | 47.47 | 48.77 | 37.64 | 30.23 | 48.01 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 10.51 | 10.49 | 10.49 | 10.49 | 10.49 | 10.48 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 50.27 | 55.04 | 57.67 | 53.49 | 52.13 | 60.91 |
| PBDTM(%) | 23.56 | 31.18 | 34.28 | 30.12 | 25.43 | 38.55 |
| PATM(%) | 17.22 | 24.78 | 25.30 | 21.92 | 17.97 | 29.82 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 560.00 | 512.00 | 494.00 | 465.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 0.00 | 38.24 | 37.34 | 39.45 | 39.16 | 48.17 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 3.49 | 3.38 | 3.40 | 2.83 | 2.46 |
| (%) Net Non Performing Assets | 0.00 | 1.04 | 0.95 | 0.96 | 0.60 | 0.56 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 151.00 | 125.00 | 109.00 | 102.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |