Corporate Information

Arman Financial Services Ltd Industry : (Finance)

BSE Code : 531179

NSE Symbol : ARMANFIN

P/E(TTM) : 41.41

ISIN Demat : INE109C01017

Div & Yield% : 0.00

EPS(TTM) : 38.62

Book Value(₹) : 601.48

Market Cap(₹Cr) : 1,681.47

Face Value(₹) : 10.00

Particulars Mar 2026 Dec 2025 Sep 2025 Jun 2025 Mar 2025 Dec 2024
Operating Income 60.16 53.63 51.74 50.25 50.56 45.02
Other Operating Income 0.00 0.00 0.00 0.00 0.00 0.00
Other Income 0.20 0.34 0.36 0.53 4.24 -0.11
Total Income 60.37 53.97 52.10 50.78 54.80 44.91
Interest 17.23 13.99 13.82 11.99 11.83 10.52
Employee Expenses 17.09 15.37 12.91 11.28 10.15 9.15
Selling & Administrative Expenses 0.00 0.00 0.00 0.00 0.00 0.00
Impairment of Assets 0.00 0.00 0.00 0.00 0.00 0.00
Loss on Forex Transaction 0.00 0.00 0.00 0.00 0.00 0.00
Other Expenses 10.00 5.01 4.84 4.23 8.09 3.25
TOTAL OPERATING EXPENDITURE 44.32 34.37 31.57 27.50 30.07 22.92
Operating Profit Before Prov. & Cont. 16.05 19.60 20.53 23.28 24.73 21.99
Provisions & Write Offs 2.15 6.89 8.34 7.62 7.41 8.43
Depreciation 0.10 0.10 0.11 0.09 0.10 0.09
TOTAL EXPENDITURE 46.57 41.36 40.02 35.21 37.58 31.44
Tax 3.75 3.18 3.21 4.24 4.79 4.28
Fringe Benefit Tax 0.00 0.00 0.00 0.00 0.00 0.00
Deferred Tax 0.21 0.03 -0.05 -1.11 -0.36 -0.68
Reported Profit After Tax 9.85 9.40 8.91 12.45 12.79 9.87
Extra-ordinary Items 0.00 0.00 0.00 0.00 0.00 0.00
Adjusted Profit After Extra-ordinary item 9.85 9.40 8.91 12.45 12.79 9.87
EPS (Unit Curr.) 9.38 8.94 8.49 11.87 12.19 9.41
EPS (Adj) (Unit Curr.) 9.38 8.94 8.49 11.87 12.19 9.41
Calculated EPS (Unit Curr.) 9.37 8.94 8.48 11.87 12.19 9.41
Calculated EPS (Adj) (Unit Curr.) 9.37 8.94 8.48 11.87 12.19 9.41
Calculated EPS (Ann.) (Unit Curr.) 37.46 35.76 33.92 47.47 48.77 37.64
Calculated EPS (Adj) (Ann.) (Unit Curr.) 37.46 35.76 33.92 47.47 48.77 37.64
Book Value (Unit Curr.) 0.00 0.00 0.00 0.00 0.00 0.00
Dividend (%) 0.00 0.00 0.00 0.00 0.00 0.00
Equity 10.51 10.51 10.51 10.49 10.49 10.49
Reserve & Surplus 0.00 0.00 0.00 0.00 0.00 0.00
Face Value 10.00 10.00 10.00 10.00 10.00 10.00
Public Shareholding (No. Of Shares) 0.00 0.00 0.00 0.00 0.00 0.00
Public Shareholding (% in Equity) 0.00 0.00 0.00 0.00 0.00 0.00
Pledged/Encumbered - No. of Shares 0.00 0.00 0.00 0.00 0.00 0.00
Pledged/Encumbered - % in Total Promoters Holding 0.00 0.00 0.00 0.00 0.00 0.00
Pledged/Encumbered - % in Total Equity 0.00 0.00 0.00 0.00 0.00 0.00
Non Encumbered - No. of Shares 0.00 0.00 0.00 0.00 0.00 0.00
Non Encumbered - % in Total Promoters Holding 0.00 0.00 0.00 0.00 0.00 0.00
Non Encumbered - % in Total Equity 0.00 0.00 0.00 0.00 0.00 0.00
PBIDTM(%) 51.76 49.77 50.27 55.04 57.67 53.49
PBDTM(%) 23.12 23.68 23.56 31.18 34.28 30.12
PATM(%) 16.37 17.53 17.22 24.78 25.30 21.92
Net Interest Income 0.00 0.00 0.00 0.00 0.00 0.00
Operating Expenses 0.00 0.00 0.00 0.00 0.00 0.00
Loan Losses & Provision 0.00 0.00 0.00 0.00 0.00 0.00
Assets Under Management 0.00 657.00 623.00 0.00 560.00 512.00
Return on Equity(%) 0.00 0.00 0.00 0.00 0.00 0.00
Operating Expenses to Net Interest Income(%) 0.00 0.00 0.00 0.00 0.00 0.00
Cost to Income Ratio 0.00 0.00 0.00 0.00 0.00 0.00
Loan Loss Provision Ratio 0.00 0.00 0.00 0.00 0.00 0.00
Loans Spreads(%) 0.00 0.00 0.00 0.00 0.00 0.00
Net Interest Margin(%) 0.00 0.00 0.00 0.00 0.00 0.00
Provision Coverage Ratio(%) 0.00 0.00 0.00 0.00 0.00 0.00
Capital Adequacy Ratio 0.00 38.32 38.70 38.24 37.34 39.45
Tier I Capital 0.00 0.00 0.00 0.00 0.00 0.00
Tier II Capital 0.00 0.00 0.00 0.00 0.00 0.00
Gross Non Performing Assets 0.00 0.00 0.00 0.00 0.00 0.00
Net Non Performing Assets 0.00 0.00 0.00 0.00 0.00 0.00
(%) Gross Non Performing Assets 0.00 3.41 3.77 3.49 3.38 3.40
(%) Net Non Performing Assets 0.00 0.98 0.26 1.04 0.95 0.96
Return on Assets(Annualised) 0.00 0.00 0.00 0.00 0.00 0.00
Return on Assets 0.00 0.00 0.00 0.00 0.00 0.00
Loans Disbursed(Amt Rs cr) 0.00 163.00 140.00 0.00 151.00 125.00
Loans Sanctioned/Approved(Amt Rs cr) 0.00 0.00 0.00 0.00 0.00 0.00
Loan Book(Amt Rs cr) 0.00 0.00 0.00 0.00 0.00 0.00