| Arman Financial Services Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 531179 |
NSE Symbol : ARMANFIN |
P/E(TTM) : 41.41 |
|
ISIN Demat : INE109C01017 |
Div & Yield% : 0.00 |
EPS(TTM) : 38.62 |
|
Book Value(₹) : 601.48 |
Market Cap(₹Cr) : 1,681.47 |
Face Value(₹) : 10.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 60.16 | 53.63 | 51.74 | 50.25 | 50.56 | 45.02 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.20 | 0.34 | 0.36 | 0.53 | 4.24 | -0.11 |
| Total Income | 60.37 | 53.97 | 52.10 | 50.78 | 54.80 | 44.91 |
| Interest | 17.23 | 13.99 | 13.82 | 11.99 | 11.83 | 10.52 |
| Employee Expenses | 17.09 | 15.37 | 12.91 | 11.28 | 10.15 | 9.15 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 10.00 | 5.01 | 4.84 | 4.23 | 8.09 | 3.25 |
| TOTAL OPERATING EXPENDITURE | 44.32 | 34.37 | 31.57 | 27.50 | 30.07 | 22.92 |
| Operating Profit Before Prov. & Cont. | 16.05 | 19.60 | 20.53 | 23.28 | 24.73 | 21.99 |
| Provisions & Write Offs | 2.15 | 6.89 | 8.34 | 7.62 | 7.41 | 8.43 |
| Depreciation | 0.10 | 0.10 | 0.11 | 0.09 | 0.10 | 0.09 |
| TOTAL EXPENDITURE | 46.57 | 41.36 | 40.02 | 35.21 | 37.58 | 31.44 |
| Tax | 3.75 | 3.18 | 3.21 | 4.24 | 4.79 | 4.28 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.21 | 0.03 | -0.05 | -1.11 | -0.36 | -0.68 |
| Reported Profit After Tax | 9.85 | 9.40 | 8.91 | 12.45 | 12.79 | 9.87 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 9.85 | 9.40 | 8.91 | 12.45 | 12.79 | 9.87 |
| EPS (Unit Curr.) | 9.38 | 8.94 | 8.49 | 11.87 | 12.19 | 9.41 |
| EPS (Adj) (Unit Curr.) | 9.38 | 8.94 | 8.49 | 11.87 | 12.19 | 9.41 |
| Calculated EPS (Unit Curr.) | 9.37 | 8.94 | 8.48 | 11.87 | 12.19 | 9.41 |
| Calculated EPS (Adj) (Unit Curr.) | 9.37 | 8.94 | 8.48 | 11.87 | 12.19 | 9.41 |
| Calculated EPS (Ann.) (Unit Curr.) | 37.46 | 35.76 | 33.92 | 47.47 | 48.77 | 37.64 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 37.46 | 35.76 | 33.92 | 47.47 | 48.77 | 37.64 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 10.51 | 10.51 | 10.51 | 10.49 | 10.49 | 10.49 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 51.76 | 49.77 | 50.27 | 55.04 | 57.67 | 53.49 |
| PBDTM(%) | 23.12 | 23.68 | 23.56 | 31.18 | 34.28 | 30.12 |
| PATM(%) | 16.37 | 17.53 | 17.22 | 24.78 | 25.30 | 21.92 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 657.00 | 623.00 | 0.00 | 560.00 | 512.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 0.00 | 38.32 | 38.70 | 38.24 | 37.34 | 39.45 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 3.41 | 3.77 | 3.49 | 3.38 | 3.40 |
| (%) Net Non Performing Assets | 0.00 | 0.98 | 0.26 | 1.04 | 0.95 | 0.96 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 163.00 | 140.00 | 0.00 | 151.00 | 125.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |

