| Karnataka Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 532652 |
NSE Symbol : KTKBANK |
P/E(TTM) : 7.03 |
|
ISIN Demat : INE614B01018 |
Div & Yield% : 2.34 |
EPS(TTM) : 30.35 |
|
Book Value(₹) : 319.72 |
Market Cap(₹Cr) : 8,065.73 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 2,179.18 | 2,261.28 | 2,258.46 | 2,243.02 | 2,234.13 | 2,277.99 |
| Other Income | 343.37 | 358.36 | 428.23 | 292.36 | 269.92 | 279.01 |
| Total Income | 2,522.55 | 2,619.64 | 2,686.69 | 2,535.38 | 2,504.05 | 2,557.00 |
| Operating Expenses | 2,082.51 | 2,152.35 | 2,311.67 | 2,102.31 | 2,043.69 | 1,998.41 |
| Operating Profit Before Prov. & Cont. | 440.04 | 467.29 | 375.02 | 433.07 | 460.36 | 558.59 |
| Provisions & Contingencies | 20.07 | 110.80 | 31.08 | 83.77 | 31.33 | 40.26 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 100.85 | 64.09 | 91.57 | 65.70 | 92.96 | 118.00 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 319.12 | 292.40 | 252.37 | 283.60 | 336.07 | 400.33 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 319.12 | 292.40 | 252.37 | 283.60 | 336.07 | 400.33 |
| EPS (Unit Curr.) | 8.44 | 7.74 | 6.68 | 7.51 | 8.90 | 10.61 |
| EPS (Adj) (Unit Curr.) | 8.44 | 7.74 | 6.68 | 7.51 | 8.90 | 10.61 |
| Calculated EPS (Unit Curr.) | 8.44 | 7.74 | 6.68 | 7.50 | 8.90 | 10.61 |
| Calculated EPS (Adj) (Unit Curr.) | 8.44 | 7.74 | 6.68 | 7.50 | 8.90 | 10.61 |
| Calculated EPS (Ann.) (Unit Curr.) | 33.76 | 30.94 | 26.71 | 30.02 | 35.59 | 42.45 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 33.76 | 30.94 | 26.71 | 30.02 | 35.59 | 42.45 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 378.08 | 377.98 | 377.95 | 377.90 | 377.66 | 377.26 |
| Reserve & Surplus | 0.00 | 0.00 | 11,208.17 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 85.86 | 82.35 | 80.66 | 80.23 | 81.89 | 83.10 |
| PBDTM(%) | 19.27 | 15.76 | 15.23 | 15.57 | 19.20 | 22.75 |
| PATM(%) | 14.64 | 12.93 | 11.17 | 12.64 | 15.04 | 17.57 |
| Net Interest Income | 728.12 | 755.60 | 780.68 | 793.00 | 833.56 | 903.36 |
| Net Interest Margin(%) | 2.72 | 2.82 | 2.98 | 3.02 | 3.23 | 3.54 |
| Provision Coverage Ratio(%) | 81.05 | 81.11 | 81.42 | 80.64 | 80.14 | 77.97 |
| CASA Ratio(%) | 31.01 | 30.84 | 31.75 | 30.32 | 30.82 | 30.54 |
| Capital Adequacy Ratio | 20.84 | 20.46 | 19.85 | 17.64 | 17.58 | 17.64 |
| Tier I Capital | 19.30 | 18.90 | 18.40 | 16.01 | 15.93 | 15.94 |
| Tier II Capital | 1.54 | 1.56 | 1.45 | 1.63 | 1.65 | 1.70 |
| Gross Non Performing Assets | 2,453.10 | 2,571.09 | 2,402.08 | 2,419.06 | 2,414.92 | 2,668.45 |
| Net Non Performing Assets | 975.96 | 1,049.53 | 1,004.55 | 1,063.57 | 1,083.08 | 1,228.25 |
| (%) Gross Non Performing Assets | 3.33 | 3.46 | 3.08 | 3.11 | 3.21 | 3.54 |
| (%) Net Non Performing Assets | 1.35 | 1.44 | 1.31 | 1.39 | 1.46 | 1.66 |
| Return on Assets(Annualised) | 1.03 | 0.97 | 0.81 | 0.92 | 1.13 | 1.38 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 6,100.00 | 5,910.00 | 7,094.00 | 5,678.00 | 5,763.00 | 5,671.00 |
| Saving Deposits | 25,782.00 | 25,925.00 | 26,187.00 | 24,619.00 | 24,993.00 | 24,918.00 |
| Term Deposits | 70,935.00 | 71,407.00 | 71,526.00 | 69,731.00 | 69,125.00 | 69,575.00 |
| Total Deposits | 102,817.00 | 103,242.00 | 104,807.00 | 100,028.00 | 99,881.00 | 100,164.00 |
| Total Advances | 73,644.00 | 74,267.00 | 77,959.00 | 77,860.00 | 75,316.00 | 75,455.00 |