| IDFC First Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 539437 |
NSE Symbol : IDFCFIRSTB |
P/E(TTM) : 47.55 |
|
ISIN Demat : INE092T01019 |
Div & Yield% : 0.26 |
EPS(TTM) : 1.70 |
|
Book Value(₹) : 61.12 |
Market Cap(₹Cr) : 69,476.49 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 9,936.89 | 9,642.14 | 9,412.94 | 9,343.02 | 8,956.93 | 8,788.60 |
| Other Income | 1,891.45 | 2,226.83 | 1,895.41 | 1,779.85 | 1,727.30 | 1,619.15 |
| Total Income | 11,828.34 | 11,868.97 | 11,308.35 | 11,122.87 | 10,684.23 | 10,407.75 |
| Operating Expenses | 9,948.24 | 9,629.60 | 9,496.74 | 9,363.93 | 8,722.38 | 8,525.30 |
| Operating Profit Before Prov. & Cont. | 1,880.10 | 2,239.37 | 1,811.61 | 1,758.94 | 1,961.85 | 1,882.45 |
| Provisions & Contingencies | 1,451.88 | 1,659.12 | 1,450.47 | 1,337.92 | 1,731.94 | 994.40 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 75.91 | 117.68 | 57.06 | 81.59 | 29.22 | 207.40 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 352.31 | 462.57 | 304.08 | 339.43 | 200.69 | 680.65 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 352.31 | 462.57 | 304.08 | 339.43 | 200.69 | 680.65 |
| EPS (Unit Curr.) | 0.36 | 0.63 | 0.42 | 0.46 | 0.27 | 0.96 |
| EPS (Adj) (Unit Curr.) | 0.36 | 0.63 | 0.42 | 0.46 | 0.27 | 0.96 |
| Calculated EPS (Unit Curr.) | 0.48 | 0.63 | 0.42 | 0.46 | 0.27 | 0.96 |
| Calculated EPS (Adj) (Unit Curr.) | 0.48 | 0.63 | 0.42 | 0.46 | 0.27 | 0.96 |
| Calculated EPS (Ann.) (Unit Curr.) | 1.92 | 2.52 | 1.66 | 1.85 | 1.07 | 3.84 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 1.92 | 2.52 | 1.66 | 1.85 | 1.07 | 3.84 |
| Book Value (Unit Curr.) | 54.13 | 52.79 | 52.00 | 51.64 | 51.27 | 47.23 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 7,339.26 | 7,334.33 | 7,322.11 | 7,320.05 | 7,482.73 | 7,081.12 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 9.08 | 9.09 | 9.10 | 9.11 | 3.49 | 3.69 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 52.86 | 54.86 | 51.70 | 52.04 | 49.11 | 56.68 |
| PBDTM(%) | 4.31 | 6.02 | 3.84 | 4.51 | 2.57 | 10.10 |
| PATM(%) | 3.55 | 4.80 | 3.23 | 3.63 | 2.24 | 7.74 |
| Net Interest Income | 5,113.00 | 4,933.00 | 4,907.00 | 4,902.00 | 4,788.00 | 4,695.00 |
| Net Interest Margin(%) | 5.60 | 5.71 | 5.95 | 6.04 | 6.18 | 6.22 |
| Provision Coverage Ratio(%) | 72.20 | 72.30 | 72.30 | 73.60 | 75.27 | 87.50 |
| CASA Ratio(%) | 50.10 | 48.00 | 46.90 | 47.70 | 48.90 | 46.60 |
| Capital Adequacy Ratio | 14.11 | 14.86 | 15.48 | 15.65 | 16.01 | 15.59 |
| Tier I Capital | 12.27 | 12.80 | 13.17 | 13.22 | 13.84 | 13.34 |
| Tier II Capital | 1.84 | 2.06 | 2.31 | 2.43 | 2.17 | 2.25 |
| Gross Non Performing Assets | 4,840.87 | 4,867.46 | 4,433.58 | 4,399.32 | 4,195.19 | 3,904.20 |
| Net Non Performing Assets | 1,345.35 | 1,346.07 | 1,229.92 | 1,161.96 | 1,037.61 | 1,195.28 |
| (%) Gross Non Performing Assets | 1.86 | 1.97 | 1.87 | 1.94 | 1.92 | 1.90 |
| (%) Net Non Performing Assets | 0.52 | 0.55 | 0.53 | 0.52 | 0.48 | 0.59 |
| Return on Assets(Annualised) | 0.38 | 0.53 | 0.36 | 0.41 | 0.25 | 0.91 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Saving Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Term Deposits | 138,189.00 | 137,813.00 | 133,828.00 | 114,237.00 | 114,315.00 | 111,974.00 |
| Total Deposits | 276,771.00 | 264,971.00 | 252,065.00 | 236,878.00 | 223,607.00 | 209,666.00 |
| Total Advances | 266,579.00 | 253,233.00 | 241,926.00 | 231,074.00 | 222,613.00 | 209,361.00 |