| Poonawalla Fincorp Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 524000 |
NSE Symbol : POONAWALLA |
P/E(TTM) : 176.23 |
|
ISIN Demat : INE511C01022 |
Div & Yield% : 0.00 |
EPS(TTM) : 2.68 |
|
Book Value(₹) : 120.89 |
Market Cap(₹Cr) : 38,378.48 |
Face Value(₹) : 2.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 1,542.28 | 1,313.97 | 1,166.27 | 1,057.03 | 988.87 | 977.59 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.47 | 0.04 | 7.04 | 0.14 | 7.63 | 18.27 |
| Total Income | 1,542.75 | 1,314.01 | 1,173.31 | 1,057.17 | 996.50 | 995.86 |
| Interest | 637.81 | 546.09 | 458.38 | 385.02 | 351.59 | 320.10 |
| Employee Expenses | 256.36 | 213.16 | 173.44 | 148.45 | 212.10 | 102.23 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 269.55 | 208.20 | 283.57 | 135.38 | 137.83 | 126.88 |
| TOTAL OPERATING EXPENDITURE | 1,163.72 | 967.45 | 915.39 | 668.85 | 701.52 | 549.21 |
| Operating Profit Before Prov. & Cont. | 379.03 | 346.56 | 257.92 | 388.32 | 294.98 | 446.65 |
| Provisions & Write Offs | 257.67 | 241.08 | 158.18 | 347.87 | 909.63 | 42.49 |
| Depreciation | 22.47 | 22.04 | 19.52 | 15.27 | 15.80 | 14.51 |
| TOTAL EXPENDITURE | 1,443.86 | 1,230.57 | 1,093.09 | 1,031.99 | 1,626.95 | 606.21 |
| Tax | 15.73 | 13.28 | -22.29 | -2.60 | -35.59 | 60.74 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 8.96 | 7.56 | 40.18 | 9.05 | -123.82 | 37.27 |
| Reported Profit After Tax | 74.20 | 62.60 | 62.33 | 18.73 | -471.04 | 291.64 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 74.20 | 62.60 | 62.33 | 18.73 | -471.04 | 291.64 |
| EPS (Unit Curr.) | 0.95 | 0.81 | 0.81 | 0.24 | -6.10 | 3.79 |
| EPS (Adj) (Unit Curr.) | 0.95 | 0.81 | 0.81 | 0.24 | -6.10 | 3.79 |
| Calculated EPS (Unit Curr.) | 0.92 | 0.81 | 0.81 | 0.24 | -6.10 | 3.79 |
| Calculated EPS (Adj) (Unit Curr.) | 0.92 | 0.81 | 0.81 | 0.24 | -6.10 | 3.79 |
| Calculated EPS (Ann.) (Unit Curr.) | 3.68 | 3.24 | 3.23 | 0.97 | -24.39 | 15.15 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 3.68 | 3.24 | 3.23 | 0.97 | -24.39 | 15.15 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 109.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 161.49 | 154.76 | 154.58 | 154.58 | 154.53 | 153.98 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 49.22 | 49.59 | 47.86 | 40.25 | -26.60 | 74.09 |
| PBDTM(%) | 7.87 | 8.03 | 8.55 | 3.83 | -62.16 | 41.34 |
| PATM(%) | 4.81 | 4.76 | 5.34 | 1.77 | -47.63 | 29.83 |
| Net Interest Income | 905.00 | 768.00 | 715.00 | 672.00 | 645.00 | 676.00 |
| Operating Expenses | 518.00 | 443.00 | 382.00 | 299.00 | 366.00 | 244.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 47,701.00 | 41,273.00 | 35,631.00 | 30,984.00 | 28,396.00 | 26,972.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 57.30 | 57.70 | 53.40 | 44.50 | 45.70 | 36.10 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 49.65 | 53.93 | 54.47 | 56.79 | 84.47 | 52.53 |
| Capital Adequacy Ratio | 20.85 | 20.55 | 22.94 | 25.89 | 29.22 | 31.57 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 30.09 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.48 |
| Gross Non Performing Assets | 711.00 | 712.00 | 619.00 | 539.00 | 547.00 | 166.00 |
| Net Non Performing Assets | 358.00 | 328.00 | 282.00 | 233.00 | 85.00 | 79.00 |
| (%) Gross Non Performing Assets | 1.59 | 1.84 | 1.84 | 1.85 | 2.10 | 0.67 |
| (%) Net Non Performing Assets | 0.81 | 0.85 | 0.85 | 0.81 | 0.33 | 0.32 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.69 | 0.68 | 0.76 | 0.26 | -7.00 | 4.62 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |