| Suryoday Small Finance Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 543279 |
NSE Symbol : SURYODAY |
P/E(TTM) : 12.03 |
|
ISIN Demat : INE428Q01011 |
Div & Yield% : 0.87 |
EPS(TTM) : 14.30 |
|
Book Value(₹) : 195.53 |
Market Cap(₹Cr) : 1,828.18 |
Face Value(₹) : 10.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 601.59 | 543.87 | 519.66 | 495.17 | 470.58 | 487.85 |
| Other Income | 90.30 | 80.88 | 79.84 | 108.65 | 60.10 | 39.55 |
| Total Income | 691.89 | 624.75 | 599.50 | 603.82 | 530.68 | 527.40 |
| Operating Expenses | 584.92 | 535.74 | 520.35 | 494.90 | 484.04 | 456.04 |
| Operating Profit Before Prov. & Cont. | 106.97 | 89.01 | 79.15 | 108.92 | 46.64 | 71.36 |
| Provisions & Contingencies | 41.32 | 41.22 | 39.85 | 62.09 | 93.42 | 33.62 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 15.93 | 11.23 | 8.89 | 11.55 | -13.00 | 4.44 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 49.72 | 36.56 | 30.41 | 35.28 | -33.78 | 33.30 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 49.72 | 36.56 | 30.41 | 35.28 | -33.78 | 33.30 |
| EPS (Unit Curr.) | 4.68 | 3.44 | 2.86 | 3.32 | -3.18 | 3.13 |
| EPS (Adj) (Unit Curr.) | 4.68 | 3.44 | 2.86 | 3.32 | -3.18 | 3.13 |
| Calculated EPS (Unit Curr.) | 4.68 | 3.44 | 2.86 | 3.32 | -3.18 | 3.13 |
| Calculated EPS (Adj) (Unit Curr.) | 4.68 | 3.44 | 2.86 | 3.32 | -3.18 | 3.13 |
| Calculated EPS (Ann.) (Unit Curr.) | 18.71 | 13.76 | 11.44 | 13.28 | -12.71 | 12.53 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 18.71 | 13.76 | 11.44 | 13.28 | -12.71 | 12.53 |
| Book Value (Unit Curr.) | 195.50 | 190.90 | 187.40 | 184.50 | 181.30 | 184.40 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 106.29 | 106.29 | 106.29 | 106.28 | 106.28 | 106.28 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 58.29 | 57.89 | 57.87 | 59.55 | 38.07 | 52.75 |
| PBDTM(%) | 10.91 | 8.79 | 7.56 | 9.46 | -9.94 | 7.74 |
| PATM(%) | 8.26 | 6.72 | 5.85 | 7.12 | -7.18 | 6.83 |
| Net Interest Income | 316.60 | 276.80 | 258.20 | 247.10 | 244.70 | 268.30 |
| Net Interest Margin(%) | 7.90 | 7.30 | 6.90 | 7.20 | 7.80 | 8.40 |
| Provision Coverage Ratio(%) | 37.30 | 36.60 | 37.30 | 35.40 | 37.70 | 44.70 |
| CASA Ratio(%) | 22.60 | 21.20 | 20.70 | 17.70 | 20.90 | 19.50 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 864.18 | 790.35 | 654.96 | 917.52 | 733.84 | 528.95 |
| Net Non Performing Assets | 541.88 | 501.06 | 410.63 | 593.04 | 457.02 | 292.32 |
| (%) Gross Non Performing Assets | 6.55 | 6.69 | 5.93 | 8.46 | 7.16 | 5.53 |
| (%) Net Non Performing Assets | 4.21 | 4.35 | 3.80 | 5.64 | 4.58 | 3.13 |
| Return on Assets(Annualised) | 0.27 | 0.22 | 0.19 | 0.22 | -0.23 | 0.24 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Saving Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Term Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Deposits | 13,994.00 | 12,865.00 | 11,991.25 | 11,312.00 | 10,580.00 | 9,708.00 |
| Total Advances | 13,261.00 | 11,885.00 | 10,805.10 | 10,846.00 | 10,251.00 | 9,563.00 |
