| AAVAS Financiers Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 541988 |
NSE Symbol : AAVAS |
P/E(TTM) : 15.90 |
|
ISIN Demat : INE216P01012 |
Div & Yield% : 0.00 |
EPS(TTM) : 86.63 |
|
Book Value(₹) : 637.01 |
Market Cap(₹Cr) : 10,923.79 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 708.72 | 714.68 | 674.20 | 667.02 | 627.56 | 636.21 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.38 | 0.15 | 0.42 | 0.43 | 0.37 | 1.28 |
| Total Income | 709.10 | 714.83 | 674.62 | 667.45 | 627.93 | 637.49 |
| Interest | 292.63 | 273.46 | 274.48 | 275.54 | 271.35 | 264.74 |
| Employee Expenses | 121.70 | 132.50 | 114.20 | 112.95 | 110.71 | 111.95 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 50.81 | 59.51 | 47.65 | 49.06 | 46.14 | 50.14 |
| TOTAL OPERATING EXPENDITURE | 465.14 | 465.47 | 436.33 | 437.55 | 428.20 | 426.83 |
| Operating Profit Before Prov. & Cont. | 243.96 | 249.36 | 238.29 | 229.90 | 199.73 | 210.66 |
| Provisions & Write Offs | 12.80 | 6.65 | 7.85 | 7.96 | 11.26 | 7.64 |
| Depreciation | 11.05 | 11.95 | 11.11 | 10.71 | 9.34 | 9.79 |
| TOTAL EXPENDITURE | 488.99 | 484.07 | 455.29 | 456.22 | 448.80 | 444.26 |
| Tax | 47.38 | 39.07 | 42.05 | 40.57 | 39.05 | 33.01 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 1.46 | 10.03 | 7.22 | 6.72 | 0.84 | 6.54 |
| Reported Profit After Tax | 171.27 | 181.67 | 170.05 | 163.93 | 139.23 | 153.68 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 171.27 | 181.67 | 170.05 | 163.93 | 139.23 | 153.68 |
| EPS (Unit Curr.) | 21.60 | 22.94 | 21.48 | 20.71 | 17.59 | 19.42 |
| EPS (Adj) (Unit Curr.) | 21.60 | 22.94 | 21.48 | 20.71 | 17.59 | 19.42 |
| Calculated EPS (Unit Curr.) | 21.60 | 22.91 | 21.48 | 20.71 | 17.59 | 19.42 |
| Calculated EPS (Adj) (Unit Curr.) | 21.60 | 22.91 | 21.48 | 20.71 | 17.59 | 19.42 |
| Calculated EPS (Ann.) (Unit Curr.) | 86.41 | 91.66 | 85.92 | 82.84 | 70.36 | 77.66 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 86.41 | 91.66 | 85.92 | 82.84 | 70.36 | 77.66 |
| Book Value (Unit Curr.) | 0.00 | 637.00 | 614.00 | 591.00 | 570.00 | 551.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 79.28 | 79.28 | 79.16 | 79.16 | 79.15 | 79.15 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 73.91 | 72.22 | 74.89 | 74.58 | 73.27 | 73.52 |
| PBDTM(%) | 32.62 | 33.96 | 34.18 | 33.27 | 30.03 | 31.91 |
| PATM(%) | 24.17 | 25.42 | 25.22 | 24.58 | 22.19 | 24.16 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 201.12 | 170.68 | 169.80 | 163.95 | 169.30 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 23,451.70 | 22,203.50 | 21,360.00 | 20,739.70 | 20,420.20 |
| Return on Equity(%) | 0.00 | 14.67 | 14.29 | 14.31 | 12.56 | 14.37 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 5.20 | 5.34 | 5.23 | 5.11 | 4.89 |
| Net Interest Margin(%) | 0.00 | 8.45 | 8.01 | 8.04 | 7.48 | 0.00 |
| Provision Coverage Ratio(%) | 0.00 | 66.91 | 61.38 | 58.27 | 57.46 | 60.87 |
| Capital Adequacy Ratio | 0.00 | 44.56 | 46.39 | 46.42 | 43.20 | 44.50 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 43.20 | 44.38 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.12 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 1.05 | 1.19 | 1.24 | 1.22 | 1.08 |
| (%) Net Non Performing Assets | 0.00 | 0.68 | 0.79 | 0.85 | 0.84 | 0.73 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 3.50 | 3.43 | 3.40 | 2.94 | 3.37 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 2,348.10 | 1,721.90 | 1,559.90 | 1,145.40 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
