| GIC Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 511676 |
NSE Symbol : GICHSGFIN |
P/E(TTM) : 5.96 |
|
ISIN Demat : INE289B01019 |
Div & Yield% : 2.71 |
EPS(TTM) : 27.91 |
|
Book Value(₹) : 370.95 |
Market Cap(₹Cr) : 895.53 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 266.32 | 263.38 | 268.33 | 266.52 | 260.94 | 259.11 |
| Other Operating Income | 5.22 | 1.98 | 3.34 | 2.74 | 3.10 | 14.83 |
| Other Income | 0.17 | 0.07 | 4.14 | 0.95 | 1.64 | 3.24 |
| Total Income | 271.71 | 265.43 | 275.81 | 270.21 | 265.68 | 277.18 |
| Interest | 172.58 | 173.12 | 173.56 | 178.55 | 176.87 | 173.98 |
| Employee Expenses | 20.45 | 17.95 | 20.31 | 16.89 | 17.44 | 15.59 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 16.51 | 14.25 | 29.98 | 16.14 | 18.42 | 13.25 |
| TOTAL OPERATING EXPENDITURE | 209.54 | 205.32 | 223.85 | 211.58 | 212.73 | 202.82 |
| Operating Profit Before Prov. & Cont. | 62.17 | 60.11 | 51.96 | 58.63 | 52.95 | 74.36 |
| Provisions & Write Offs | -1.79 | 77.97 | -7.36 | -1.52 | 1.56 | 23.84 |
| Depreciation | 2.81 | 2.54 | 3.84 | 3.78 | 3.74 | 3.65 |
| TOTAL EXPENDITURE | 210.56 | 285.83 | 220.33 | 213.84 | 218.03 | 230.31 |
| Tax | 8.75 | 9.00 | 17.00 | 6.00 | 9.75 | 11.75 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 2.45 | -36.75 | 3.39 | 0.73 | 1.42 | -3.84 |
| Reported Profit After Tax | 49.95 | 7.35 | 35.09 | 49.64 | 36.48 | 38.96 |
| Extra-ordinary Items | 0.00 | 0.00 | -8.26 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 49.95 | 7.35 | 43.35 | 49.64 | 36.48 | 38.96 |
| EPS (Unit Curr.) | 9.28 | 1.36 | 6.52 | 9.22 | 6.77 | 7.23 |
| EPS (Adj) (Unit Curr.) | 9.28 | 1.36 | 6.52 | 9.22 | 6.77 | 7.23 |
| Calculated EPS (Unit Curr.) | 9.28 | 1.36 | 6.52 | 9.22 | 6.77 | 7.23 |
| Calculated EPS (Adj) (Unit Curr.) | 9.28 | 1.36 | 6.52 | 9.22 | 6.77 | 7.23 |
| Calculated EPS (Ann.) (Unit Curr.) | 37.10 | 5.46 | 26.07 | 36.87 | 27.10 | 28.94 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 37.10 | 5.46 | 26.07 | 36.87 | 27.10 | 28.94 |
| Book Value (Unit Curr.) | 370.94 | 0.00 | 364.78 | 358.32 | 349.15 | 346.90 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 53.85 | 53.85 | 53.85 | 53.85 | 53.85 | 53.85 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 88.82 | 58.95 | 86.79 | 89.56 | 87.48 | 86.64 |
| PBDTM(%) | 24.02 | -6.78 | 22.11 | 22.57 | 19.69 | 19.50 |
| PATM(%) | 18.76 | 2.79 | 13.08 | 18.63 | 13.98 | 15.04 |
| Net Interest Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 54.59 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 57.04 | 56.01 | 36.07 | 36.80 | 36.69 | 36.61 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 491.00 | 0.00 | 318.00 | 361.00 | 392.00 | 409.00 |
| Net Non Performing Assets | 211.00 | 0.00 | 203.00 | 228.00 | 248.00 | 259.00 |
| (%) Gross Non Performing Assets | 4.52 | 0.00 | 3.03 | 3.47 | 3.78 | 3.98 |
| (%) Net Non Performing Assets | 1.99 | 0.00 | 1.96 | 2.22 | 2.43 | 2.56 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 375.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 416.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |