| LIC Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 500253 |
NSE Symbol : LICHSGFIN |
P/E(TTM) : 5.27 |
|
ISIN Demat : INE115A01026 |
Div & Yield% : 1.89 |
EPS(TTM) : 100.24 |
|
Book Value(₹) : 698.51 |
Market Cap(₹Cr) : 29,059.83 |
Face Value(₹) : 2.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 7,163.32 | 7,233.13 | 7,283.33 | 7,057.33 | 6,925.81 | 6,783.67 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 6.42 | 0.01 | 0.04 | 0.02 | 6.00 | 0.02 |
| Total Income | 7,169.74 | 7,233.14 | 7,283.37 | 7,057.35 | 6,931.81 | 6,783.69 |
| Interest | 4,995.08 | 5,047.28 | 4,950.84 | 4,951.48 | 4,879.58 | 4,750.05 |
| Employee Expenses | 142.88 | 159.54 | 176.12 | 204.36 | 170.32 | 151.10 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 127.59 | 110.40 | 252.03 | 128.10 | 117.27 | 89.40 |
| TOTAL OPERATING EXPENDITURE | 5,265.55 | 5,317.22 | 5,378.99 | 5,283.94 | 5,167.17 | 4,990.55 |
| Operating Profit Before Prov. & Cont. | 1,904.19 | 1,915.92 | 1,904.38 | 1,773.41 | 1,764.64 | 1,793.14 |
| Provisions & Write Offs | 168.16 | 192.87 | 109.38 | -43.98 | 77.34 | 143.09 |
| Depreciation | 31.32 | 23.89 | 25.42 | 23.95 | 22.94 | 21.62 |
| TOTAL EXPENDITURE | 5,465.03 | 5,533.98 | 5,513.79 | 5,263.91 | 5,267.45 | 5,155.26 |
| Tax | 350.84 | 339.24 | 401.62 | 361.48 | 335.47 | 328.22 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reported Profit After Tax | 1,353.87 | 1,359.92 | 1,367.96 | 1,431.96 | 1,328.89 | 1,300.21 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1,353.87 | 1,359.92 | 1,367.96 | 1,431.96 | 1,328.89 | 1,300.21 |
| EPS (Unit Curr.) | 24.61 | 24.72 | 24.87 | 26.03 | 24.16 | 23.64 |
| EPS (Adj) (Unit Curr.) | 24.61 | 24.72 | 24.87 | 26.03 | 24.16 | 23.64 |
| Calculated EPS (Unit Curr.) | 24.60 | 24.71 | 24.85 | 26.02 | 24.14 | 23.62 |
| Calculated EPS (Adj) (Unit Curr.) | 24.60 | 24.71 | 24.85 | 26.02 | 24.14 | 23.62 |
| Calculated EPS (Ann.) (Unit Curr.) | 98.39 | 98.83 | 99.42 | 104.07 | 96.58 | 94.49 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 98.39 | 98.83 | 99.42 | 104.07 | 96.58 | 94.49 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 659.09 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 110.08 | 110.08 | 110.08 | 110.08 | 110.08 | 110.08 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 93.97 | 93.60 | 92.62 | 95.91 | 94.82 | 94.35 |
| PBDTM(%) | 24.23 | 23.82 | 24.65 | 25.75 | 24.36 | 24.32 |
| PATM(%) | 18.90 | 18.80 | 18.78 | 20.29 | 19.19 | 19.17 |
| Net Interest Income | 2,038.46 | 0.00 | 2,166.44 | 2,000.13 | 1,973.86 | 1,989.08 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 15.00 | 0.00 | 0.00 | 17.00 | 16.00 | 16.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 2.07 |
| Net Interest Margin(%) | 2.62 | 2.68 | 2.86 | 2.70 | 2.71 | 2.76 |
| Provision Coverage Ratio(%) | 53.20 | 50.92 | 51.25 | 47.56 | 49.42 | 49.79 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 21.49 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 20.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 1.49 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.51 | 2.62 | 2.47 | 2.74 | 3.05 | 3.29 |
| (%) Net Non Performing Assets | 1.19 | 1.30 | 1.22 | 1.46 | 1.57 | 1.68 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 1.74 | 0.00 | 0.00 | 1.93 | 1.82 | 1.81 |
| Loans Disbursed(Amt Rs cr) | 16,313.00 | 0.00 | 19,156.00 | 15,475.00 | 16,476.00 | 12,915.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 311,816.00 | 0.00 | 307,732.00 | 299,144.00 | 294,588.00 | 288,665.00 |