| LIC Housing Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 500253 |
NSE Symbol : LICHSGFIN |
P/E(TTM) : 5.50 |
|
ISIN Demat : INE115A01026 |
Div & Yield% : 1.79 |
EPS(TTM) : 101.72 |
|
Book Value(₹) : 751.29 |
Market Cap(₹Cr) : 30,767.77 |
Face Value(₹) : 2.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 7,194.34 | 7,183.89 | 7,163.32 | 7,233.13 | 7,281.17 | 7,057.33 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.18 | 0.17 | 6.42 | 0.01 | 0.19 | 0.02 |
| Total Income | 7,194.52 | 7,184.06 | 7,169.74 | 7,233.14 | 7,281.36 | 7,057.35 |
| Interest | 4,787.48 | 4,943.19 | 4,995.08 | 5,047.28 | 4,951.95 | 4,951.48 |
| Employee Expenses | 162.37 | 176.31 | 142.88 | 159.54 | 176.08 | 204.36 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 196.73 | 138.91 | 127.59 | 110.40 | 250.98 | 128.10 |
| TOTAL OPERATING EXPENDITURE | 5,146.58 | 5,258.41 | 5,265.55 | 5,317.22 | 5,379.01 | 5,283.94 |
| Operating Profit Before Prov. & Cont. | 2,047.94 | 1,925.65 | 1,904.19 | 1,915.92 | 1,902.35 | 1,773.41 |
| Provisions & Write Offs | 83.87 | 150.60 | 168.16 | 192.87 | 107.35 | -43.98 |
| Depreciation | 29.83 | 32.54 | 31.32 | 23.89 | 25.42 | 23.95 |
| TOTAL EXPENDITURE | 5,260.28 | 5,441.55 | 5,465.03 | 5,533.98 | 5,511.78 | 5,263.91 |
| Tax | 436.83 | 358.56 | 350.84 | 339.24 | 401.62 | 361.48 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Reported Profit After Tax | 1,497.41 | 1,383.95 | 1,353.87 | 1,359.92 | 1,367.96 | 1,431.96 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 1,497.41 | 1,383.95 | 1,353.87 | 1,359.92 | 1,367.96 | 1,431.96 |
| EPS (Unit Curr.) | 27.22 | 25.16 | 24.61 | 24.72 | 24.87 | 26.03 |
| EPS (Adj) (Unit Curr.) | 27.22 | 25.16 | 24.61 | 24.72 | 24.87 | 26.03 |
| Calculated EPS (Unit Curr.) | 27.21 | 25.14 | 24.60 | 24.71 | 24.85 | 26.02 |
| Calculated EPS (Adj) (Unit Curr.) | 27.21 | 25.14 | 24.60 | 24.71 | 24.85 | 26.02 |
| Calculated EPS (Ann.) (Unit Curr.) | 108.82 | 100.58 | 98.39 | 98.83 | 99.42 | 104.07 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 108.82 | 100.58 | 98.39 | 98.83 | 99.42 | 104.07 |
| Book Value (Unit Curr.) | 751.24 | 0.00 | 0.00 | 0.00 | 659.09 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 110.08 | 110.08 | 110.08 | 110.08 | 110.08 | 110.08 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 93.85 | 93.52 | 93.97 | 93.60 | 92.66 | 95.91 |
| PBDTM(%) | 27.30 | 24.71 | 24.23 | 23.82 | 24.65 | 25.75 |
| PATM(%) | 20.81 | 19.26 | 18.90 | 18.80 | 18.79 | 20.29 |
| Net Interest Income | 2,221.78 | 2,102.00 | 2,038.46 | 0.00 | 2,165.33 | 2,000.13 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 14.50 | 15.00 | 0.00 | 0.00 | 17.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 2.80 | 2.69 | 2.62 | 2.68 | 2.86 | 2.70 |
| Provision Coverage Ratio(%) | 50.16 | 54.59 | 53.20 | 50.92 | 51.25 | 47.56 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 24.22 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 22.79 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 1.43 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 2.15 | 2.45 | 2.51 | 2.62 | 2.47 | 2.74 |
| (%) Net Non Performing Assets | 1.08 | 1.13 | 1.19 | 1.30 | 1.22 | 1.46 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 1.77 | 1.74 | 0.00 | 0.00 | 1.93 |
| Loans Disbursed(Amt Rs cr) | 21,019.00 | 16,096.00 | 16,313.00 | 0.00 | 19,156.00 | 15,475.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 320,707.00 | 314,268.00 | 311,816.00 | 0.00 | 307,732.00 | 299,144.00 |
