| Jana Small Finance Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 544118 |
NSE Symbol : JSFB |
P/E(TTM) : 15.78 |
|
ISIN Demat : INE953L01027 |
Div & Yield% : 0.00 |
EPS(TTM) : 30.99 |
|
Book Value(₹) : 420.94 |
Market Cap(₹Cr) : 5,150.90 |
Face Value(₹) : 10.00 |
| Particulars | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 1,444.59 | 1,373.53 | 1,304.78 | 1,252.05 | 1,183.85 | 1,177.41 |
| Other Income | 265.60 | 244.73 | 247.47 | 264.10 | 233.88 | 177.40 |
| Total Income | 1,710.19 | 1,618.27 | 1,552.25 | 1,516.15 | 1,417.73 | 1,354.82 |
| Operating Expenses | 1,375.48 | 1,342.32 | 1,273.28 | 1,218.01 | 1,140.31 | 1,075.73 |
| Operating Profit Before Prov. & Cont. | 334.72 | 275.94 | 278.96 | 298.14 | 277.42 | 279.08 |
| Provisions & Contingencies | 194.90 | 266.25 | 203.97 | 196.21 | 157.58 | 173.75 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 0.00 | 0.00 | 0.00 | 0.00 | -3.64 | -5.32 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 139.82 | 9.69 | 74.99 | 101.93 | 123.48 | 110.66 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 139.82 | 9.69 | 74.99 | 101.93 | 123.48 | 110.66 |
| EPS (Unit Curr.) | 13.28 | 0.92 | 7.13 | 9.69 | 11.76 | 10.57 |
| EPS (Adj) (Unit Curr.) | 13.28 | 0.92 | 7.13 | 9.69 | 11.76 | 10.57 |
| Calculated EPS (Unit Curr.) | 13.27 | 0.92 | 7.13 | 9.69 | 11.75 | 10.56 |
| Calculated EPS (Adj) (Unit Curr.) | 13.27 | 0.92 | 7.13 | 9.69 | 11.75 | 10.56 |
| Calculated EPS (Ann.) (Unit Curr.) | 53.10 | 3.68 | 28.50 | 38.76 | 47.01 | 42.26 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 53.10 | 3.68 | 28.50 | 38.76 | 47.01 | 42.26 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 105.32 | 105.27 | 105.24 | 105.18 | 105.06 | 104.74 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 58.76 | 52.35 | 58.35 | 60.46 | 61.01 | 58.62 |
| PBDTM(%) | 9.68 | 0.71 | 5.75 | 8.14 | 10.12 | 8.95 |
| PATM(%) | 9.68 | 0.71 | 5.75 | 8.14 | 10.43 | 9.40 |
| Net Interest Income | 736.00 | 664.00 | 618.00 | 595.00 | 581.00 | 593.00 |
| Net Interest Margin(%) | 7.20 | 6.60 | 6.60 | 6.70 | 7.40 | 7.30 |
| Provision Coverage Ratio(%) | 63.10 | 64.44 | 67.93 | 68.15 | 66.09 | 66.90 |
| CASA Ratio(%) | 18.00 | 20.00 | 18.30 | 17.80 | 18.00 | 18.40 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 846.95 | 829.17 | 871.30 | 824.93 | 749.60 | 757.82 |
| Net Non Performing Assets | 312.54 | 294.85 | 280.81 | 262.74 | 254.19 | 250.51 |
| (%) Gross Non Performing Assets | 2.46 | 2.59 | 2.87 | 2.91 | 2.71 | 2.80 |
| (%) Net Non Performing Assets | 0.92 | 0.94 | 0.94 | 0.94 | 0.94 | 0.94 |
| Return on Assets(Annualised) | 1.26 | 0.09 | 0.74 | 1.07 | 1.40 | 1.30 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Current Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Saving Deposits | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Term Deposits | 29,366.00 | 26,991.00 | 26,572.00 | 24,193.00 | 23,884.00 | 21,097.00 |
| Total Deposits | 35,784.00 | 33,733.00 | 32,532.00 | 29,426.00 | 29,120.00 | 25,865.00 |
| Total Advances | 33,828.00 | 31,496.00 | 31,655.00 | 27,825.00 | 27,155.00 | 26,514.00 |

