| Bajaj Finance Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 500034 |
NSE Symbol : BAJFINANCE |
P/E(TTM) : 39.95 |
|
ISIN Demat : INE296A01032 |
Div & Yield% : 0.54 |
EPS(TTM) : 25.76 |
|
Book Value(₹) : 149.98 |
Market Cap(₹Cr) : 640,324.50 |
Face Value(₹) : 1.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 16,893.09 | 16,437.75 | 15,486.39 | 14,991.41 | 14,146.54 | 13,386.23 |
| Other Operating Income | 291.33 | 258.79 | 310.57 | 379.61 | 341.53 | 337.46 |
| Other Income | 1.67 | 0.57 | 11.44 | 22.89 | 2,547.83 | 2.05 |
| Total Income | 17,186.09 | 16,697.11 | 15,808.40 | 15,393.91 | 17,035.90 | 13,725.74 |
| Interest | 5,243.62 | 5,221.87 | 4,914.16 | 4,777.29 | 4,544.31 | 4,201.59 |
| Employee Expenses | 1,986.57 | 1,934.90 | 1,783.53 | 1,808.79 | 1,683.37 | 1,631.59 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 1,792.73 | 1,680.24 | 1,669.63 | 1,617.23 | 1,518.54 | 1,432.99 |
| TOTAL OPERATING EXPENDITURE | 9,022.92 | 8,837.01 | 8,367.32 | 8,203.31 | 7,746.22 | 7,266.17 |
| Operating Profit Before Prov. & Cont. | 8,163.17 | 7,860.10 | 7,441.08 | 7,190.60 | 9,289.68 | 6,459.57 |
| Provisions & Write Offs | 2,218.34 | 2,078.03 | 2,300.22 | 2,007.98 | 1,903.30 | 1,671.36 |
| Depreciation | 241.55 | 235.80 | 235.99 | 204.56 | 195.66 | 185.77 |
| TOTAL EXPENDITURE | 11,482.81 | 11,150.84 | 10,903.53 | 10,415.85 | 9,845.18 | 9,123.30 |
| Tax | 1,338.50 | 1,652.50 | 883.43 | 1,288.36 | 1,527.44 | 1,404.80 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 114.01 | -239.31 | 81.00 | -16.11 | 49.57 | -203.90 |
| Reported Profit After Tax | 4,250.77 | 4,133.08 | 3,940.44 | 3,705.81 | 5,613.71 | 3,401.54 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 1,986.16 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 4,250.77 | 4,133.08 | 3,940.44 | 3,705.81 | 3,627.55 | 3,401.54 |
| EPS (Unit Curr.) | 6.84 | 6.66 | 63.65 | 59.89 | 90.76 | 55.03 |
| EPS (Adj) (Unit Curr.) | 6.84 | 6.66 | 6.37 | 5.99 | 9.08 | 5.50 |
| Calculated EPS (Unit Curr.) | 6.84 | 6.65 | 63.47 | 59.89 | 90.74 | 55.00 |
| Calculated EPS (Adj) (Unit Curr.) | 6.84 | 6.65 | 6.35 | 5.99 | 9.07 | 5.50 |
| Calculated EPS (Ann.) (Unit Curr.) | 27.36 | 26.61 | 253.87 | 239.55 | 362.97 | 219.99 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 27.36 | 26.61 | 25.39 | 23.96 | 36.30 | 22.00 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 621.51 | 621.24 | 124.17 | 123.76 | 123.73 | 123.70 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 1.00 | 1.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 66.23 | 66.94 | 64.93 | 66.44 | 84.34 | 67.16 |
| PBDTM(%) | 35.19 | 35.18 | 33.20 | 34.57 | 52.21 | 35.77 |
| PATM(%) | 25.16 | 25.14 | 25.44 | 24.72 | 39.68 | 25.41 |
| Net Interest Income | 9,725.00 | 9,269.00 | 8,910.00 | 8,500.00 | 8,054.00 | 7,647.00 |
| Operating Expenses | 4,021.00 | 3,851.00 | 3,689.00 | 3,631.00 | 3,397.00 | 3,250.00 |
| Loan Losses & Provision | 2,218.00 | 2,078.00 | 2,300.00 | 2,008.00 | 1,903.00 | 1,671.00 |
| Assets Under Management | 338,121.00 | 325,438.00 | 308,832.00 | 293,370.00 | 275,043.00 | 261,828.00 |
| Return on Equity(%) | 18.37 | 18.39 | 0.00 | 0.00 | 17.98 | 18.42 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Provision Coverage Ratio(%) | 52.00 | 56.25 | 53.00 | 57.00 | 57.00 | 56.00 |
| Capital Adequacy Ratio | 21.23 | 21.96 | 21.93 | 21.57 | 21.69 | 21.65 |
| Tier I Capital | 20.54 | 21.20 | 21.09 | 20.79 | 20.90 | 20.70 |
| Tier II Capital | 0.69 | 0.76 | 0.84 | 0.78 | 0.79 | 0.95 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 1.59 | 1.28 | 1.18 | 1.41 | 1.33 | 1.06 |
| (%) Net Non Performing Assets | 0.77 | 0.63 | 0.56 | 0.61 | 0.58 | 0.47 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 5.21 | 5.29 | 0.00 | 0.00 | 5.16 | 5.41 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |