| AU Small Finance Bank Ltd | Industry : (Banks) | |
|---|---|---|
|
BSE Code : 540611 |
NSE Symbol : AUBANK |
P/E(TTM) : 34.47 |
|
ISIN Demat : INE949L01017 |
Div & Yield% : 0.09 |
EPS(TTM) : 30.91 |
|
Book Value(₹) : 242.50 |
Market Cap(₹Cr) : 79,745.11 |
Face Value(₹) : 10.00 |
| Particulars | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|
| Interest Earned | 4,727.47 | 4,511.28 | 4,378.44 | 4,270.60 | 4,113.48 | 3,910.61 |
| Other Income | 723.80 | 712.58 | 810.61 | 760.67 | 618.41 | 637.96 |
| Total Income | 5,451.26 | 5,223.87 | 5,189.05 | 5,031.27 | 4,731.89 | 4,548.58 |
| Operating Expenses | 4,235.96 | 4,014.15 | 3,876.83 | 3,739.01 | 3,526.98 | 3,416.81 |
| Operating Profit Before Prov. & Cont. | 1,215.31 | 1,209.72 | 1,312.22 | 1,292.25 | 1,204.91 | 1,131.77 |
| Provisions & Contingencies | 331.14 | 480.83 | 533.31 | 635.11 | 501.68 | 372.99 |
| Depreciation | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tax | 216.51 | 168.02 | 198.05 | 153.45 | 174.78 | 187.57 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Profit | 667.66 | 560.87 | 580.86 | 503.70 | 528.45 | 571.21 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 667.66 | 560.87 | 580.86 | 503.70 | 528.45 | 571.21 |
| EPS (Unit Curr.) | 8.94 | 7.52 | 7.80 | 6.77 | 7.10 | 7.68 |
| EPS (Adj) (Unit Curr.) | 8.94 | 7.52 | 7.80 | 6.77 | 7.10 | 7.68 |
| Calculated EPS (Unit Curr.) | 8.94 | 7.52 | 7.79 | 6.77 | 7.10 | 7.68 |
| Calculated EPS (Adj) (Unit Curr.) | 8.94 | 7.52 | 7.79 | 6.77 | 7.10 | 7.68 |
| Calculated EPS (Ann.) (Unit Curr.) | 35.74 | 30.07 | 31.18 | 27.06 | 28.40 | 30.73 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 35.74 | 30.07 | 31.18 | 27.06 | 28.40 | 30.73 |
| Book Value (Unit Curr.) | 255.00 | 0.00 | 0.00 | 231.00 | 223.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 747.18 | 746.11 | 745.19 | 744.53 | 744.23 | 743.54 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) of shares held by GOI | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 69.18 | 68.62 | 71.09 | 66.36 | 67.92 | 68.92 |
| PBDTM(%) | 18.70 | 16.16 | 17.79 | 15.39 | 17.10 | 19.40 |
| PATM(%) | 14.12 | 12.43 | 13.27 | 11.79 | 12.85 | 14.61 |
| Net Interest Income | 2,341.00 | 2,144.00 | 2,045.00 | 2,094.00 | 2,023.00 | 1,974.00 |
| Net Interest Margin(%) | 5.70 | 5.50 | 5.40 | 5.80 | 5.90 | 6.10 |
| Provision Coverage Ratio(%) | 83.00 | 84.00 | 83.00 | 84.00 | 80.00 | 82.00 |
| CASA Ratio(%) | 29.00 | 29.40 | 29.20 | 29.20 | 31.00 | 32.00 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 2,880.54 | 2,835.34 | 2,751.32 | 2,477.03 | 2,335.51 | 1,901.69 |
| Net Non Performing Assets | 1,091.46 | 1,015.66 | 971.34 | 791.34 | 905.60 | 706.70 |
| (%) Gross Non Performing Assets | 2.30 | 2.41 | 2.47 | 2.28 | 2.31 | 1.98 |
| (%) Net Non Performing Assets | 0.88 | 0.88 | 0.88 | 0.74 | 0.91 | 0.75 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.39 | 0.35 | 0.37 | 0.34 | 0.37 | 0.43 |
| Current Deposits | 7,404.00 | 7,600.00 | 6,348.00 | 6,997.00 | 5,644.00 | 5,981.00 |
| Saving Deposits | 32,543.00 | 31,400.00 | 30,893.00 | 29,256.00 | 28,758.00 | 29,540.00 |
| Term Deposits | 98,468.00 | 93,500.00 | 90,455.00 | 88,016.00 | 77,858.00 | 74,172.00 |
| Total Deposits | 138,415.00 | 132,500.00 | 127,696.00 | 124,269.00 | 112,260.00 | 109,693.00 |
| Total Advances | 125,209.00 | 117,525.00 | 111,622.00 | 108,778.00 | 100,989.00 | 96,033.00 |
