| HDB Financial Services Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 544429 |
NSE Symbol : HDBFS |
P/E(TTM) : 24.56 |
|
ISIN Demat : INE756I01012 |
Div & Yield% : 0.53 |
EPS(TTM) : 30.63 |
|
Book Value(₹) : 248.85 |
Market Cap(₹Cr) : 62,465.09 |
Face Value(₹) : 10.00 |
| Particulars | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|---|---|---|
| Operating Income | 4,937.90 | 4,745.40 | 4,673.50 | 4,545.40 | 4,465.40 | 4,266.10 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Total Income | 4,937.90 | 4,745.40 | 4,673.50 | 4,545.40 | 4,465.40 | 4,266.10 |
| Interest | 1,753.30 | 1,682.50 | 1,704.00 | 1,694.00 | 1,739.70 | 1,650.50 |
| Employee Expenses | 1,035.40 | 970.50 | 1,025.30 | 957.70 | 960.10 | 930.90 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 342.20 | 342.30 | 320.50 | 310.80 | 312.00 | 292.90 |
| TOTAL OPERATING EXPENDITURE | 3,130.90 | 2,995.30 | 3,049.80 | 2,962.50 | 3,011.80 | 2,874.30 |
| Operating Profit Before Prov. & Cont. | 1,807.00 | 1,750.10 | 1,623.70 | 1,582.90 | 1,453.60 | 1,391.80 |
| Provisions & Write Offs | 697.10 | 684.60 | 712.20 | 748.30 | 669.70 | 633.80 |
| Depreciation | 54.80 | 54.30 | 51.20 | 52.40 | 51.40 | 53.80 |
| TOTAL EXPENDITURE | 3,882.80 | 3,734.20 | 3,813.20 | 3,763.20 | 3,732.90 | 3,561.90 |
| Tax | 315.60 | 292.00 | 211.10 | 211.80 | 188.50 | 119.60 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -45.70 | -31.40 | 5.30 | -11.00 | -23.70 | 53.70 |
| Reported Profit After Tax | 785.20 | 750.60 | 643.90 | 581.40 | 567.70 | 530.90 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 785.20 | 750.60 | 643.90 | 581.40 | 567.70 | 530.90 |
| EPS (Unit Curr.) | 9.46 | 9.04 | 7.76 | 7.01 | 7.13 | 6.67 |
| EPS (Adj) (Unit Curr.) | 9.46 | 9.04 | 7.76 | 7.01 | 7.13 | 6.67 |
| Calculated EPS (Unit Curr.) | 9.46 | 9.04 | 7.76 | 7.01 | 7.13 | 6.67 |
| Calculated EPS (Adj) (Unit Curr.) | 9.46 | 9.04 | 7.76 | 7.01 | 7.13 | 6.67 |
| Calculated EPS (Ann.) (Unit Curr.) | 37.83 | 36.16 | 31.05 | 28.03 | 28.53 | 26.69 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 37.83 | 36.16 | 31.05 | 28.03 | 28.53 | 26.69 |
| Book Value (Unit Curr.) | 0.00 | 248.90 | 239.00 | 0.00 | 0.00 | 198.80 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 830.30 | 830.30 | 829.60 | 829.60 | 795.80 | 795.80 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 57.98 | 57.91 | 55.96 | 55.63 | 56.51 | 56.46 |
| PBDTM(%) | 22.48 | 22.45 | 19.50 | 18.36 | 17.55 | 17.77 |
| PATM(%) | 15.90 | 15.82 | 13.78 | 12.79 | 12.71 | 12.44 |
| Net Interest Income | 0.00 | 2,399.00 | 2,285.00 | 0.00 | 0.00 | 1,973.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 14.83 | 13.10 | 0.00 | 0.00 | 13.60 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 8.23 | 8.09 | 0.00 | 0.00 | 7.55 |
| Provision Coverage Ratio(%) | 55.73 | 55.53 | 55.59 | 54.73 | 56.70 | 55.95 |
| Capital Adequacy Ratio | 21.29 | 21.40 | 21.81 | 21.82 | 20.18 | 19.22 |
| Tier I Capital | 0.00 | 17.06 | 17.28 | 0.00 | 0.00 | 14.67 |
| Tier II Capital | 0.00 | 4.34 | 4.53 | 0.00 | 0.00 | 4.55 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 0.00 | 2.44 | 2.81 | 2.81 | 2.56 | 2.26 |
| (%) Net Non Performing Assets | 1.04 | 1.09 | 1.25 | 1.27 | 1.11 | 0.99 |
| Return on Assets(Annualised) | 0.00 | 2.48 | 2.20 | 0.00 | 0.00 | 2.00 |
| Return on Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
