| PTC India Financial Services Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 533344 |
NSE Symbol : PFS |
P/E(TTM) : 6.07 |
|
ISIN Demat : INE560K01014 |
Div & Yield% : 0.00 |
EPS(TTM) : 5.45 |
|
Book Value(₹) : 46.37 |
Market Cap(₹Cr) : 2,125.96 |
Face Value(₹) : 10.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 131.84 | 141.91 | 150.68 | 158.07 | 163.43 | 161.21 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 0.02 | 0.33 | 4.56 | 0.05 | 0.00 | 0.01 |
| Total Income | 131.86 | 142.24 | 155.24 | 158.12 | 163.43 | 161.22 |
| Interest | 57.57 | 65.34 | 71.70 | 78.11 | 83.10 | 88.16 |
| Employee Expenses | 6.05 | 5.33 | 4.36 | 4.70 | 4.37 | 5.04 |
| Selling & Administrative Expenses | 5.20 | 4.99 | 7.84 | 7.60 | 4.96 | 3.63 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 0.42 | 0.03 | -2.19 | 4.11 | -0.19 | -1.29 |
| TOTAL OPERATING EXPENDITURE | 69.24 | 75.69 | 81.71 | 94.52 | 92.24 | 95.54 |
| Operating Profit Before Prov. & Cont. | 62.62 | 66.55 | 73.53 | 63.60 | 71.19 | 65.68 |
| Provisions & Write Offs | -56.89 | -81.59 | -3.36 | -18.68 | 6.21 | 4.76 |
| Depreciation | 1.88 | 1.83 | 1.79 | 1.62 | 1.57 | 1.58 |
| TOTAL EXPENDITURE | 14.23 | -4.07 | 80.14 | 77.46 | 100.02 | 101.88 |
| Tax | -17.76 | -11.73 | 6.22 | 6.24 | 16.11 | 14.58 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | 47.25 | 21.41 | 10.72 | 7.28 | -0.04 | 0.36 |
| Reported Profit After Tax | 88.14 | 136.63 | 58.16 | 67.14 | 47.34 | 44.40 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 88.14 | 136.63 | 58.16 | 67.14 | 47.34 | 44.40 |
| EPS (Unit Curr.) | 1.37 | 2.13 | 0.91 | 1.05 | 0.74 | 0.69 |
| EPS (Adj) (Unit Curr.) | 1.37 | 2.13 | 0.91 | 1.05 | 0.74 | 0.69 |
| Calculated EPS (Unit Curr.) | 1.37 | 2.13 | 0.91 | 1.05 | 0.74 | 0.69 |
| Calculated EPS (Adj) (Unit Curr.) | 1.37 | 2.13 | 0.91 | 1.05 | 0.74 | 0.69 |
| Calculated EPS (Ann.) (Unit Curr.) | 5.49 | 8.51 | 3.62 | 4.18 | 2.95 | 2.77 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 5.49 | 8.51 | 3.62 | 4.18 | 2.95 | 2.77 |
| Book Value (Unit Curr.) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 642.28 | 642.28 | 642.28 | 642.28 | 642.28 | 642.28 |
| Reserve & Surplus | 2,335.88 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 134.31 | 150.43 | 98.61 | 101.47 | 90.61 | 92.48 |
| PBDTM(%) | 90.65 | 104.39 | 51.03 | 52.05 | 39.76 | 37.79 |
| PATM(%) | 66.85 | 96.28 | 38.60 | 42.47 | 28.97 | 27.54 |
| Net Interest Income | 0.00 | 0.00 | 83.38 | 78.59 | 76.95 | 71.49 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 0.00 | 13.33 | 17.71 | 12.43 | 12.10 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 0.00 | 0.00 | 4.68 | 4.46 | 4.41 | 4.06 |
| Provision Coverage Ratio(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Capital Adequacy Ratio | 0.00 | 0.00 | 59.65 | 57.36 | 44.65 | 41.39 |
| Tier I Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Tier II Capital | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 484.00 | 486.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 130.00 | 140.00 |
| (%) Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 0.00 | 4.02 | 4.51 | 3.08 | 2.77 |
| Loans Disbursed(Amt Rs cr) | 0.00 | 0.00 | 50.00 | 300.00 | 0.00 | 566.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 100.00 | 225.00 | 0.00 | 500.00 |
| Loan Book(Amt Rs cr) | 0.00 | 0.00 | 4,746.00 | 5,178.00 | 5,249.00 | 5,577.00 |