| Mahindra & Mahindra Financial Services Ltd | Industry : (Finance) | |
|---|---|---|
|
BSE Code : 532720 |
NSE Symbol : M&MFIN |
P/E(TTM) : 19.94 |
|
ISIN Demat : INE774D01024 |
Div & Yield% : 1.57 |
EPS(TTM) : 18.43 |
|
Book Value(₹) : 165.58 |
Market Cap(₹Cr) : 51,074.49 |
Face Value(₹) : 2.00 |
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Jun 2024 |
|---|---|---|---|---|---|---|
| Operating Income | 4,472.67 | 4,419.37 | 4,240.80 | 4,143.00 | 3,912.94 | 3,722.21 |
| Other Operating Income | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Income | 16.57 | 18.38 | 4.29 | 1.39 | 12.12 | 37.94 |
| Total Income | 4,489.24 | 4,437.75 | 4,245.09 | 4,144.39 | 3,925.06 | 3,760.15 |
| Interest | 2,066.29 | 2,152.41 | 2,089.59 | 2,045.88 | 1,934.25 | 1,828.58 |
| Employee Expenses | 490.90 | 523.17 | 497.58 | 489.17 | 446.04 | 470.34 |
| Selling & Administrative Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Impairment of Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loss on Forex Transaction | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other Expenses | 349.95 | 334.27 | 372.49 | 317.35 | 281.93 | 262.94 |
| TOTAL OPERATING EXPENDITURE | 2,907.14 | 3,009.85 | 2,959.66 | 2,852.40 | 2,662.22 | 2,561.86 |
| Operating Profit Before Prov. & Cont. | 1,582.10 | 1,427.90 | 1,285.43 | 1,291.99 | 1,262.84 | 1,198.29 |
| Provisions & Write Offs | 751.38 | 659.67 | 457.10 | 9.14 | 703.46 | 448.16 |
| Depreciation | 83.19 | 74.90 | 72.67 | 70.27 | 66.73 | 63.75 |
| TOTAL EXPENDITURE | 3,741.71 | 3,744.42 | 3,489.43 | 2,931.81 | 3,432.41 | 3,073.77 |
| Tax | 256.71 | 159.70 | 186.47 | 249.55 | 176.75 | 166.69 |
| Fringe Benefit Tax | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Deferred Tax | -78.49 | 4.13 | 6.05 | 63.56 | -53.57 | 6.73 |
| Reported Profit After Tax | 569.31 | 529.50 | 563.14 | 899.47 | 369.47 | 512.96 |
| Extra-ordinary Items | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Adjusted Profit After Extra-ordinary item | 569.31 | 529.50 | 563.14 | 899.47 | 369.47 | 512.96 |
| EPS (Unit Curr.) | 4.10 | 4.07 | 4.56 | 7.28 | 2.99 | 4.16 |
| EPS (Adj) (Unit Curr.) | 4.10 | 4.07 | 4.44 | 7.08 | 2.91 | 4.05 |
| Calculated EPS (Unit Curr.) | 4.10 | 3.81 | 4.56 | 7.29 | 2.99 | 4.16 |
| Calculated EPS (Adj) (Unit Curr.) | 4.10 | 3.81 | 4.44 | 7.09 | 2.91 | 4.05 |
| Calculated EPS (Ann.) (Unit Curr.) | 16.39 | 15.24 | 18.24 | 29.14 | 11.97 | 16.62 |
| Calculated EPS (Adj) (Ann.) (Unit Curr.) | 16.39 | 15.24 | 17.75 | 28.35 | 11.65 | 16.17 |
| Book Value (Unit Curr.) | 165.60 | 168.00 | 160.40 | 155.60 | 148.00 | 151.20 |
| Dividend (%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Equity | 277.87 | 277.87 | 246.98 | 246.93 | 246.93 | 246.88 |
| Reserve & Surplus | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| Public Shareholding (No. Of Shares) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Public Shareholding (% in Equity) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Pledged/Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - No. of Shares | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Promoters Holding | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Non Encumbered - % in Total Equity | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| PBIDTM(%) | 64.77 | 66.09 | 68.81 | 80.35 | 63.73 | 69.28 |
| PBDTM(%) | 18.57 | 17.38 | 19.53 | 30.96 | 14.30 | 20.15 |
| PATM(%) | 12.73 | 11.98 | 13.28 | 21.71 | 9.44 | 13.78 |
| Net Interest Income | 2,406.00 | 2,267.00 | 2,151.00 | 2,097.00 | 1,963.00 | 1,894.00 |
| Operating Expenses | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Losses & Provision | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Assets Under Management | 127,246.00 | 122,008.00 | 119,673.00 | 0.00 | 112,454.00 | 106,339.00 |
| Return on Equity(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Operating Expenses to Net Interest Income(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Cost to Income Ratio | 0.00 | 40.80 | 0.00 | 0.00 | 0.00 | 41.30 |
| Loan Loss Provision Ratio | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loans Spreads(%) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Interest Margin(%) | 7.00 | 6.70 | 6.50 | 6.60 | 6.50 | 6.60 |
| Provision Coverage Ratio(%) | 53.00 | 51.43 | 51.20 | 50.10 | 59.48 | 59.80 |
| Capital Adequacy Ratio | 19.50 | 20.62 | 18.30 | 17.81 | 16.73 | 18.50 |
| Tier I Capital | 16.90 | 17.90 | 15.20 | 15.10 | 14.80 | 16.40 |
| Tier II Capital | 2.60 | 2.72 | 3.10 | 2.71 | 1.93 | 2.10 |
| Gross Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Net Non Performing Assets | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| (%) Gross Non Performing Assets | 3.94 | 3.80 | 3.70 | 3.93 | 3.83 | 3.56 |
| (%) Net Non Performing Assets | 1.89 | 1.90 | 1.80 | 2.00 | 1.59 | 1.46 |
| Return on Assets(Annualised) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Return on Assets | 0.00 | 1.60 | 0.00 | 0.00 | 0.00 | 1.80 |
| Loans Disbursed(Amt Rs cr) | 13,514.00 | 12,808.00 | 15,530.00 | 16,467.00 | 13,162.00 | 12,741.00 |
| Loans Sanctioned/Approved(Amt Rs cr) | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| Loan Book(Amt Rs cr) | 123,211.00 | 118,308.00 | 116,214.00 | 111,630.00 | 108,519.00 | 102,811.00 |